MBF-705 LEGAL AND REGULATORY ASPECTS OF BANKING SUPERVISION OSMAN BIN SAIF Session: Five.

Slides:

Advertisements

Similar presentations

The Benefits and Challenges of Implementation of Basel II in Europe José María Roldán | 27 Sept 2005.

Advertisements

Public Private Partnership Investment and Construction Armando R. Araujo Cairo 2003.

1 Insurance Contracts Bill Richard Clarke QC October 2005.

1 Austrian Workshop on Credit Risk Management Keynote Address Andreas Ittner Director Oesterreichische Nationalbank Vienna, 1 February, 2001.

Monitoring Compliance with the Basel II Accord Charles H. Le Grand Reliability of Global Financial Infrastructures, Information, and Reporting Accountability.

Understanding the Role of Corporate Governance: Lessons from the ROSC Program Alex Berg February 2013.

1 International Conference on Enhancing the Effectiveness of Deposit Insurance Operation, Hanoi March, 2007 ENHANCING THE EFFECTIVENESS OF THE FINANCIAL.

© The McGraw-Hill Companies, Inc., 2008 McGraw-Hill/Irwin Chapter 14 Regulating the Financial System.

Motives and Functions of a Business

Greg Tanzer Secretary General IOSCO Presentation to staff of the IFSRA Dublin, 24 April 2008 Global Markets and the Recent Turmoil: Lessons Learned Presentation.

© 2008 Pearson Education Canada11.1 Chapter 11 Economic Analysis of Banking Regulation.

Asymmetric Information and Bank Regulation

MBF-705 LEGAL AND REGULATORY ASPECTS OF BANKING SUPERVISION OSMAN BIN SAIF Session: EIGHT.

1 The Role of Regulation in a Crisis— Lessons and Conclusions Rony Hizkiyahu, Supervisor of Banks 24 December 2009.

Diversification and Incentives Framework Paul Siegel Rural Economist, Consultant World Bank Prepared for IDB/WB/USAID Central America Coffee Crisis Workshop.

Money Management. A bank is a company that works with the money that people give it. If you give your money to a bank, it not only protects it but pays.

Chapter 15 Conflicts of Interest in the Financial Industry.

U.S. Financial Regulations

Chapter 10 Economic Analysis of Financial Regulation.

Financing. Types of Finance Debt Equity Debt Normally from Banks Amount loaned and interest rate – Depends on risk & developers standing – % of.

Session 9: Panel on Assets Jeffery Yong IAIS Secretariat Regional Training Seminar IAIS-ASSAL San Salvador, 24 November 2010.

Principles for financial market infrastructures

Community Bank and Financial Crisis Carter Young & Chin Hwa Tan.

9.Regulation. The Crisis and After 1. Regulation since the 80s A Recap:  The outburst of globalization in the 80s and 90s. International trade and communications.

1 Lecture 20 Economic Analysis of Banking Regulation.

OUTLINE Introduction Background of Securities Regulation Objective of Securities Regulation Violations under the Securities Industry Law The Securities.

CSZ QUANTUM LEAP – Vic Falls Peter Doona Finance Director BAT Zimbabwe.

Compliance with IOSCO requirements AMEDA Leadership Forum Alexandria Egypt Monday 27 th April 2009 by Dr. Ashraf EL Sharkawy Senior Advisor to the CMA.

MBF-705 LEGAL AND REGULATORY ASPECTS OF BANKING SUPERVISION OSMAN BIN SAIF Session: Two.

© 2008 Pearson Education Canada11.1 Chapter 11 Economic Analysis of Banking Regulation.

6. Problem Bank Resolution 1. Some basic terms  Resolution;  reorganization;  administration;  insolvency;  liquidation  problem bank 2.

Economic Regulation: Its Rationale and Function 2 nd CUTS-CIRC International Conference on Reviewing the Global Experience with Economic Regulation New.

Regulatory Institutions in Turkey. Regulatory Institutions Central Bank of Turkey Banking Supervision and Regulatory Institutions Capital Markets Board.

Kevin Davis Commonwealth Bank Group Chair of Finance Risk Management, Pricing and Capital Provisioning under the New Basel Accord Kevin Davis Commonwealth.

Copyright © 2010 Pearson Addison-Wesley. All rights reserved. Chapter 11 Economic Analysis of Financial Regulation.

MBF-705 LEGAL AND REGULATORY ASPECTS OF BANKING SUPERVISION OSMAN BIN SAIF Session: One.

Describe the Nature of Financial Institutions A financial institution is an organization that collects funds from individuals, businesses, and other institutions.

Banking Regulation 30 April, th Munich Economic Summit Takamasa Hisada Bank of Japan.

1 Understand principles of marketing.. 2 Functions of Marketing  What happens during the marketing process?  Businesses are involved in the process.

Macro-Prudential Supervision Lessons learned from the crisis Hilda Shijaku Financial Stability Department.

1 Financial Liberalisation: Evaluating Options Kevin Davis Commonwealth Bank Chair of Finance Director, Melbourne Centre for Financial Studies

Bank Regulations Are Changing For Better or Worse?

Basel Committee Norms. Basel Framework Basel Committee set up in 1974 Objectives –Supervision must be adequate –No foreign bank should escape supervision.

The End of Internationalism? Cally Jordan Estey Chair in Business Law, University of Sasktchewan Melbourne Law School

MBF-705 LEGAL AND REGULATORY ASPECTS OF BANKING SUPERVISION OSMAN BIN SAIF Session: ELEVEN.

Task Force on Banking Crisis Resolution Procedures Assonime-CEPS-Unicredit Task Force on Banking Crisis Resolution Procedures Key issues in bank crisis.

Implementing Regulatory Reforms to Effectively Manage Risks relating to Financial Innovation, Emerging Products and Trends Jennifer Elliott Monetary and.

“The overall mandate of Securities &Exchange Commissions in Zimbabwe and Globally” The Securities Commission S e c of Zimbabwe.

Preconditions for Deposit Insurance

National Technical University of Athens

Chapter 10 Economic Analysis of Financial Regulation

Conflicts of Interest in the Financial Industry

Corporate Governance in Arab Countries

INVESTMENT BANKING.

Financial System Examine the financial system in an advanced economy.

Chapter 2 Learning Objectives

Financial Markets.

Economic Analysis of Financial Regulation

Chapter 10 Economic Analysis of Financial Regulation

Addressing the Information Asymmetry between Banks and Regulators:

EBA Proportionality Workshop – Leverage Ratio

Lessons from the sub-prime crisis

Lecture 2 Chapter 2 Outline The Financing Decision

Economic Analysis of Banking Regulation

Macro-Prudential Supervision Lessons learned from the crisis

Economic Analysis of Financial Regulation

Sustainability Corporations, Capital Markets and Global Economy.

Question? Discussion points pg 89.

Money and Banking Lecture 29.

Economic Analysis of Financial Regulation

Presentation transcript:

MBF-705 LEGAL AND REGULATORY ASPECTS OF BANKING SUPERVISION OSMAN BIN SAIF Session: Five

Summary of Previous Session Big Assumption Misaligned incentives & pitfalls Good Days turn Bad Start of Failure Sub prime Global financial crisis Financial Crisis – Poor investors – Desperate Bank Lessons Learned and Action Plans 2

Summary of Previous Session Finance and Economy Investment devalued across the Globe Impact of Financial crisis across the Globe 3

Agenda of this session Sub Prime mortgage: the main cause of banking crisis 2008 – Story telling General Principles of Bank Regulations 4

Not Good

people FR

people

Messed up sorry

Messed up too

Messed up

people

Messed up

Very bad of you

Very bad of spv’s

General Principles of Bank Regulations Banking regulations can vary widely across nations and jurisdictions. The general principles of bank regulation throughout the world are— 1.Minimum Requirements; 2.Supervisory Review; 3.Market Discipline. 50

General Principles of Bank Regulations (Contd.) 1.Minimum Requirements Requirements are imposed on banks in order to promote the objectives of the regulator. The most important minimum requirement in banking regulation is maintaining minimum capital ratios. 51

General Principles of Bank Regulations (Contd.) 2.Supervisory Review Banks are required to be issued with a bank license by the regulator in order to carry on business as a bank, and the regulator supervises licensed banks for compliance with the requirements and responds to breaches of the requirements through obtaining undertakings, giving directions, imposing penalties or revoking the bank’s license. 52

General Principles of Bank Regulations (Contd.) 3.Market Discipline The regulator requires banks to publicly disclose financial and other information, and depositors and other creditors are able to use this information to assess the level of risk and to make investment decisions. As a result of this, the bank is subject to market discipline and the regulator can also use market pricing information as an indicator of the bank’s financial health. 53

Summary of this session Sub Prime mortgage: the main cause of banking crisis 2008 – Story telling General Principles of Bank Regulations 54

THANK YOU 55