Excess Casualty – Overview 1© 2015, XL Group plc. All rights reserved. I MAKE YOUR WORLD GO You can tailor this presentation to your specific audience, referencing expertise or knowledge relevant to the client and/or industry in your spoken remarks.

Agenda/Discussion Points Who We Are Why We’re Different – Our Team, YOUR TEAM Our Appetite Your Team Contacts Next Steps To Build and Expand Our Relationship 2© 2015, XL Group plc. All rights reserved. I MAKE YOUR WORLD GO

About XL Catlin – Quick Facts We are a leading Property and Casualty insurance and reinsurance provider. We're risk specialists. From large corporations to specialized businesses, XL Catlin serves clients in more than 160 countries. Rated “A+” by Standard & Poor’s, “A” by Fitch and A.M. Best, and “A2” by Moody’s. For nearly 30 years, we are the organization clients look to for answers to their most complex risks and to help move their world forward. To learn more, please call us or visit © 2015, XL Group plc. All rights reserved. I MAKE YOUR WORLD GO

About XL Catlin – Excess Casualty Extensive Network: Local, national and global underwriting capabilities. Service and Support Excellence: Strive for intelligent turnaround from first point of contact to policy issuance. In the event of a claim, we’ll work with you to get you back in business as quickly as possible. Proven Reputation: With nearly 30 years of experience in the Excess Liability market, we’ve earned a strong reputation. Our team offers undivided attention and support, underwriting excellence and transparent pricing. 4 © 2015, XL Group plc. All rights reserved. I MAKE YOUR WORLD GO

How We’re Different. 5 It’s All About You. We tailor coverage/partnership to meet your unique needs. We make it easy to work (and deliver) together. Our national and global reach plus local market knowledge gives you access to a network of underwriting, risk engineering, claims, actuary, product development, legal, and operations resources/expertise. We are thought leaders, driving innovation and customized solutions to our customers. Our breadth of product, underwriting appetite, impressive capacity and global capability set us apart. By leveraging XL Catlin’s other offerings, we can provide solutions to manage your most complex risks. © 2015, XL Group plc. All rights reserved. I MAKE YOUR WORLD GO

Appetite and Support – Products Limits We Offer Up to $25M Commercial Lead Umbrella Up to $75M Excess Liability We can write on an admitted or non-admitted basis. Occurrence, claims-made or occurrence-reported. Risk Engineering services when you need them. Proven track record when processing your claims. Backed up with our industry recognized and award-winning automated XL GlobalClaim TM reporting system © 2015, XL Group plc. All rights reserved. I MAKE YOUR WORLD GO

Appetite and Support – Examples of Industries we Serve Consumer and Industrial Manufacturing Educational Facilities Food and Beverage Higher Education Hospitality Rail Real Estate Restaurants Retail Service Industries Transportation Wholesale and Distributors Manufacturing We also have dedicated underwriting specialists for some of the most complex risks, including Construction, Energy & Healthcare. We will consider industries not listed here. Have an opportunity? Call us. We’re happy to talk with you about it.

© 2015, XL Group plc companies. All rights reserved. I MAKE YOUR WORLD GO Yellow R= 255 G= 255 B= 0 Orange R= 244 G= 121 B= 32 Magenta R= 236 G= 0 B= 14- Red R= 237 G= 28 B= 36 Lt Green R= 141 G= 198 B= 63 Green R= 57 G= 181 B= 74 Cyan R= 0 G= 174 B= 239 Dk Blue R= 45 G= 49 B= 146 Yellow 2 R= 213 G= 206 B= 146 Orange 2 R= 203 G= 125 B= 101 Mag 2 R= 182 G= 114 B= 146 Red 2 R= 239 G= 63 B= 107 LG2 R= 156 G= 162 B=63 Green 2 R= 0 G= 137 B= 143 Cyan 2 R= 0 G= 182 B= 190 DB2 R= 0 G= 65 B= 89 Our Team. Your Team. Your XL Catlin Excess Casualty Contacts 8 NameRolePhone Lorraine SeibPresident Diane AmodeoChief Underwriting Officer Distribution Manager Underwriting Manager Underwriting Assistant Risk Engineering Claims Please customize this grid with the appropriate contact information and delete unused, unneeded rows.

Summary and Next Steps We look forward to: Continuing to build and expand our working relationship together. Receiving your submissions. Helping YOU succeed. On behalf of XL Catlin, thank you in advance. © 2015, XL Group plc. All rights reserved. I MAKE YOUR WORLD GO

About XL Catlin XL Catlin is the global brand used by XL Group plc’s insurance and reinsurance companies which provide property, casualty, professional and specialty products to industrial, commercial and professional firms, insurance companies and other enterprises throughout the world. The XL Catlin insurance companies offer property, casualty, professional, financial lines and specialty insurance products globally. Businesses that are moving the world forward choose XL Catlin as their partner. We are the organization clients look to for answers to their most complex risks and to help move their world forward. To learn more, visit xlcatlin.com.xlcatlin.com 10© 2015, XL Group plc. All rights reserved. I MAKE YOUR WORLD GO

Legal Disclaimer - US In the US, the insurance companies of XL Group plc are: Catlin Indemnity Company, Catlin Insurance Company, Inc., Catlin Specialty Insurance Company, Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Insurance Company of New York, Inc., and XL Specialty Insurance Company. Not all of the insurers do business in all jurisdictions nor is coverage available in all jurisdictions. The information contained herein is intended for informational purposes only. Insurance coverage in any particular case will depend upon the type of policy in effect, the terms, conditions and exclusions in any such policy, and the facts of each unique situation. No representation is made that any specific insurance coverage would apply in the circumstances outlined herein. Please refer to the individual policy forms for specific coverage details. This slide to be used at the end of all insurance presentations in the USA. All other users may delete this slide. 11© 2015, XL Group plc. All rights reserved. I MAKE YOUR WORLD GO