Phone: Mega AS Consulting Ltd © 2007  CAT – the problem & the solution  Top Security  Using the CAT  Mega AS C ellular A uthentication T oken CAT

Javelin Strategy and Research & Better Business Bureau 2006 Identity Fraud Survey Report The Problem - Identity Fraud  Identity Fraud = 56 billion dollars in 2006  12% is internet related = 7billions  Average per victim amount is 6000 dollars  Dramatic annual increases Phone: Mega AS Consulting Ltd © 2007

The problem of One Time Password Hardware Tokens - Deployment  Delivery Logistics  Maintenance, replacements  End Users support  Implementation  Costs Phone: Mega AS Consulting Ltd © 2007

The problem of OTP Hardware Tokens – Multiple Accounts  Trade ME  ASB  HSBC  AMAZON  AUT  Northshore Council  Skype  Gmail  ANZ Phone: Mega AS Consulting Ltd © 2007

The Next One Time Password Generation Phone: Mega AS Consulting Ltd © 2007

 Download from the Internet  No maintenance, no replacements  End users already use Cellulars  Simple initiation  No Token Costs and no Logistics Costs, No Hidden Costs Cellular Authentication Token – NO Deployment Problem ASB EF5D18 ID: OTP: Submit Arnnei EF5D18 Login Phone: Mega AS Consulting Ltd © 2007

Single CAT for Multiple Accounts Select Site  Trade Me  ASB  HSBC  AMAZON Phone: Mega AS Consulting Ltd © 2007