1 MONTHLY REPORT FEBRUARY, 2009

2 ENGAGED PROJECT THIS MONTH I. Performance 1~2 nd working month II. Agency Incentive III. Agency Management

3 1. HEADCOUNT 2. PFYP VERIFICATION 3. PRODUCTIVITY I. PERFORMANCE

4 FULL-TIME HEAD COUNT 260 Agency Supervisor were terminated to part-time in due to unqualified demotion assessment 190 Agency Supervisor were demoted to part-time in violated Attendance management 679

5 PART-TIME HEAD COUNT 1427

6 Working Month (*) % Reach Target HCM % HAN1,0811,4961,414146% Total1,9362,3062,106133% AGENT HEAD COUNT 2,106 AG

7 Working Month (*) YTD (2009) %Attain Target HCM ,49457% HAN915.01,151.31,6082,759145% Total1,621.41,670.02,5834,25394% PFYP VERIFICATION *02-09 working month :Instant report mil

8 FULL-TIME PRODUCTIVITY Working MonthAve in (*) HCM 30.4%24.1%34.0% HAN 31.9%25.3%37.1% Total 31.2%24.9%36.3% FULL-TIME attaining quota Expected Rate in 2009 is 40%

9 FULL-TIME PRODUCTIVITY Working Month (*) HCM 2.8M2.3M4.6M HAN 2.7M2.3M3.8M Total 2.7M2.3M4.1M PFYP PER FULL-TIME

10 PART-TIME PRODUCTIVITY Working Month HCM17%17.4%19.0% HAN19.9%11.2%12.6% Total18.5%13.3%14.7% PART-TIME ISSUE 01 CASE

11 PART-TIME PRODUCTIVITY Working Month HCM0.9M0.6M1.1M HAN1.1M0.6M0.8M Total1.0M0.6M0.9M PFYP PER PART-TIME

12 VIP RECRUITMENT 2 1 CATHAY INTERNATIONAL SUMMIT & FRESH START II. AGENT INCENTIVE

13 1. Contest Period: Nov 27, 2008 – Mar 25, 2009 CATHAY INTERNATIONAL SUMMIT & FRESH START 2. Contestants:   03 full-time agent qualify Int’l Summit   20 full-time agent receive cash award 2.5 mil & qualify Fresh Start   90 (AS+IA) will have chance to qualify for Fresh Start 3. Place International summit will be hold in Taiwan Fresh Start will be in Sapa (Hà Nội agent) & Đà Lạt (HCM agent)

14 VIP IA RECRUITMENT ( (1 st – 6 th working month) 1. Purpose: To increase IA quality, increasing FYP 2. VIP: Ones work in Government, Chairman in joint stock company, lawyers, doctors, teachers … 3. VIP Relation: Son, wife, husband, parent, sister … 4. Award: Recruiter will get extra bonus related to IA other Bonus

15 NEW PIT TAX LAW 1 4 FAKE DOCUMENT 3 PRE-BM/BM REGISTRATION III. AGENCY MANAGEMENT 2 ĐÀ NẴNG BRACH OFFICE

16 1. NEW TAX LAW - TAX REFUND Income /monthTax rate Up to 4,000,0000% Over 4,000,000 to 15,000,0005% Over 15,000,00010% TAX RATE FOR AGENT WITH TAX CODE TAX RATE FOR AGENT WITH NO TAX CODE 20%

17 2. DA NANG BRACH OFFICE TitleHead count TW Consultant02 BM02 PRE-BM (Agent)9 SM16(*) Estimated opening Date: 26/03/ /2009 working month Head count (*): 16 SM pass interview and attend training course

18 3. Pre-BM/BM registration BRANCHOFFERCONFIRM SHOW UP BM DA NANG222 Pre-BM HA NOI1815 Pre-BM DA NANG19129 Training Course date: 23-Feb

19 4. Fake document acts - Solving BM: Suspend notary 2 month SM/pre-BM: Discipline Recruiter: Terminate agent contract Candidates: Reject registration

20 NEXT MONTH PLAN Recruitment Seminar in 2009 ) ( 26/02/2009 – 17/06/2009) To increase sale, manpower To enhance recruiting & development skill To enhance recruiting & development skill through experience sharing and group discussion Award: Winner will invite to attend seminar Honor Cup Budget: 30 SM/pre-BM 4 BM Cost: 34mil (Estimate) Purpose: Location: Hotel or Resort.

21 PLANNING PROJECT NEXT MONTH Tax code registration Assessment Attendance management Quarter II-09 Incentive

22