1 Final Expense In-Home Presentation FINAL EXPENSE SPECIALIST FINAL EXPENSE SPECIALIST YOUR NAME HERE YOUR NAME HERE

2 Protect your family from the high cost of burial and final expenses. The average cost of a funeral in America is $6,500 but often can exceed $10,000. Expenses include casket, burial place, memorial services, headstone, flowers, and obituary notices. Final Expense Specialist Final Expense Specialist

3 We have several companies and many different products. We have several companies and many different products. There are certain factors that determine the best fit for your individual wants and needs. There are certain factors that determine the best fit for your individual wants and needs. Factors include Age, Sex, Health, Smoker, Etc. Factors include Age, Sex, Health, Smoker, Etc. Final Expense Specialist

4 Final Expense Specialist Final Expense Specialist There are 4 basic ways that families pay for these expenses. There are 4 basic ways that families pay for these expenses. Savings account or funeral trust Savings account or funeral trust Charity (Pass the hat) Charity (Pass the hat) Family borrows money Family borrows money Discounted dollars (insurance) Discounted dollars (insurance)

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8 Final Expense Specialist Final Expense Specialist History of the company History of the company A and A+ rated companies A and A+ rated companies Not accident only Not accident only The 4 Guarantees are: The 4 Guarantees are: Never increases in cost Never increases in cost Never decreases in value Never decreases in value Never cancels Never cancels Guaranteed cash value Guaranteed cash value

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