The Sub-Saharan African Youth - THE VALUE PROPOSITION.

Slides:

Advertisements

Similar presentations

Credit Cards. What is a Credit card? A plastic card that represents a line of credit A line of credit is an account with money that you can borrow repeatedly.

Advertisements

Chapter 23.1 Use your Money Wisely

Earning Money  What is income and what are 3 possible sources?  Income is money that you have available to you to spend  3 sources: babysitting,

CONSUMER CREDIT Understanding the fundamentals of using credit and identifying its benefits and costs.

© 2010 South-Western, Cengage Learning Do Now: 1.) Take out chapter 17 outline When shopping do you: 1.) See something you want and buy it 2.) Look around.

The content of this presentation is designed to promote print media’s power to communicate. You are welcome to use this as part of your own materials but.

Grade 12 Family Studies. B6I.

Consumer Services Chapter 10-3: Managing Your Money.

Understanding the Global Marketing Environment

21.42 Card # 1: A man weighed 90kg. After 2 months at Weight Watchers he has lost 20% of his weight. How many kg does he weigh now?

SATSA 8 October BIDVEST BANK OFFERINGS – CURRENT Great Exchange Rates when converting foreign receipts into Rand Bidvest Bank Account for member.

August Energy Best Deal Gas and electricity prices have risen but there are still ways to cut the cost of your energy bills Developments in the.

What is Personal Finance? Financial management is a critical part of everyday life. Personal finance is learning how to manage our money to get most out.

E-Commerce Sales Increasing Due to Popularity of Mobile Devices and Tablet Shopping Amanda Caruso Professor Gupta BK January 28, 2014 Amanda Caruso.

Financial Head Start. Why care? It’s Your MONEY 2.

Credit Cards An Introduction “Hi! Nice to meet you!”

 By: Myranda, Tran, Zack.  Save money by opening a bank account  Put money in your account each week  Track spending  Set financial goals  Make.

Credit Chapter 25.

Choosing the right deal for you Dual fuel Getting your gas and electricity from the same supplier Many suppliers offer a discount if you opt for dual fuel.

Budgeting and Financial Planning. Budgets Budget: A plan for how a person, family, or organization will raise and spend money. Why do you think it is.

Comparison Shopping. Shopping Shopping is what you do when you spend income (money you have earned). You can do this in a variety of ways: a. In Store.

17-2 Financial Services and Electronic Banking. Types of financial services Savings services Financial institutions accept money for safekeeping. A broad.

Financial Inclusion at a Glance June 2015

Trade Promotions #4 Today’s Learning Objectives: Identify Industrial side of the business world Define Trade Promotion Identify and understand all Trade.

Understand credit management 1. 2  What is credit? Credit is the privilege of using someone else’s money for a period of time.  Who uses credit? ◦

FNBO DIRECT By: Sabrina Pantaleon. H ISTORY Over 150 years old First National Bank, founded in 1857 by two pioneers, 1.Herman 2.Augustus Kountze It was.

Throughout the world, its principal business is to process payments between the banks of merchants and the card issuing banks or credit unions of the purchasers.

Schedule  An organized written plan to help reach your goals within a certain period of time.

How to budget? Or more importantly - how to control our spending?

WP will connect producers with consumers by providing transaction platform WP.PL Products offered by WP will be provided directly from the producer By.

What is Income? Terminology to be discussed: Personal Income Employment Income Investment Income Gross Income Disposable Income Discretionary Income.

Chapter 25 pp What Is Credit?.

Payment Methods There are many ways to pay for goods and services.

 CONVENIENT  HELPS YOU KEEP TRACK OF MONEY: USING THE CHECK REGISTER OR ONLINE BANKING  SAVES YOU MONEY – EXPENSES ARE LESS THAN MONEY ORDERS.

Possible application with SMS. Banks Inform the customer whether their order (stock or currencies) is successful – E.g. Buy AUS$25000 at the exchange.

Teen Living Review Objective Expense Expense = anything a person spends money on – Rent/house payment – Car – Clothes – Food – Entertainment –

PSD: Managing Own Money Challenge 3. Level 2 – Challenge 3 You are about to look at 4 different situations. For each you need to consider/discuss with.

Module 10 Lesson 2 Factors Affecting Business Location.

Essential Standard 1.00 Understand the role of business in the global economy. 1.

FASHION ONLINE SHOPPING BUSINESS (A)Differentiation The difference from any other online shopping website is that targets on Japanese consumers but I offer.

A Responsible Shopper Uses systematic decision making: considers the pros and cons of a choice along with the costs. Be financially responsible: plan your.

Africa’s Rising Consumer Class What are the opportunities? Soula Proxenos – International Housing Solutions

Budgeting and Financial Planning Why should people make a plan for how to get and spend money? What strategies can be used to do this most effectively?

money you have in a bank either in checking (where you can use the money with an ATM card or by writing a check) or savings (where you earn interest)

Gift Basket Business. Gift Basket Gift Basket is a premier gift for the people. Gift Basket contains various types of items such as Chocolates, ornaments,

What do you know about credit? Credit. “But Roger, everyone spends more that he earns. That’s what Canada is for.”

What does this mean to you?. FCS 7 TH GRADE Money Management.

MARKET SEGMENTATION STANDARD 2. MARKET SEGMENTATION The process of subdividing a market into distinct subsets of customers that behave in the same way.

Profile of Table Magazine Readers. Affluent Readers TABLE MAGAZINE READERS ARE 315% MORE LIKELY THAN THE AVERAGE PITTSBURGH ADULT TO HAVE $100,000+ INCOME.

4.2.d Market segmentation and customer profile Market segmentation is the process of dividing an undefined market into smaller groups of consumers with.

Goals of Pricing Factors Involved in Pricing Price Planning.

MKT-MP-6 Employ financial knowledge and skill to facilitate marketing decisions.

Grade 12 Family Studies.  Do you have a credit card?  What is it used for?  How is it like a loan?

Money Management Budget- balancing income with outgoings Family expenses: -Rent / Mortgage -Food -Household expenses – electricity, telephone, cleaning.

Chapter  Open-ended credit – An agreement to lend the borrower an amount up to a stated limit and to allow borrowing up to that limit again, whenever.

Shopping. What kind of shopping areas are there?

 Income from work- wages (paid by hour or unit of production) or salary (paid weekly, monthly, yearly)  Income from wealth- things you own- bank accounts,

Personal Finance Economics. Income This is the money that you have earned or have been given each day, week, month, or year. Often, this refers to the.

Fri. 4/15. Ch. 10 Money and Banking 10.3 Notes “Banking Today”

SAVE MONEY THROUGH PUNJAB NATIONAL BANK COUPONS & OFFERS.

Account Number Is your unique reference number in a bank?

Recurring Payments Key facts and information. Recurring Payments Recurring payments have been around for years, and are most commonly used for: Gas and.

Welcome to Paytm, the largest mobile commerce platform of India

Market Segmentation Standard 2.

What is Shyft? Shyft is a Global Wallet on your phone. You can send, spend and exchange 4 major foreign currencies and spend it online or abroad with a.

3.1.5 Branding and differentiation

TMW Prepaid Card Easy life ki shuruaat! SECURED BY POWERED BY

Community Power from Mobile (CPM) - Using Mobile to Extend the Grid

Teen Living Review Objective 10.03

Budgeting and Financial Planning

Presentation transcript:

The Sub-Saharan African Youth - THE VALUE PROPOSITION

The Sub-Saharan African Youth: Who They Are According to UN status indication report, Africa has the youngest population in the World. Who they Are: Approx. 20% - 25 % of Sub-Saharan Africa’s population Earn between $250- $ 1200 and more a month Spend cash, by bank cards and mobile services at supermarkets, online, shopping malls and abroad. Worked or studied abroad or have a higher awareness than other Africans about global brands. Buy clothing, cosmetics, cars, devices and household goods, that are fashionable and prestigious. Purchases that reinforce their professional image

The Sub-Saharan African Youth: Where They Are By 2020, Accenture research has shown nine Sub-Saharan countries will account for nearly three-quarters of total consumer spending. Where they Are:  Kenya  Uganda  Zambia  Senegal  Ghana  Nigeria

The Sub-Saharan African Youth : What’s The Value Proposition CUSTOMERS Cosmopolitan Professionals Rising Strivers Africa’s Affluent NEEDS Clothing Hair &beauty- care products Footwear Luxury global brands. Cosmetics Cars Household goods RELATIVE PRICE At discount Promotional offers

The Sub-Saharan African Youth : What’s The Value Proposition

The Sub-Saharan African Youth : The Approach Customization of Products & Services Tailoring products and services to specific customer segments or customer needs – Target Savings account Higher interest rate No withdrawals – Target Rent Plans: Rent plans with the ability to pay monthly in agreement

– Loyalty & Reward Programs from local and foreign online and savvy shopping stores e.g. Polo Luxury, Samsung, dell, Slots.com etc. Earn up to 15% when you buy airtime or data bundles. Earn up to 2.5% when you shop with your card Earn up to 15% back you buy fuel with your card Get a payment plan for Phones with telecomms company for a phone/tabs Send UBA Vouchers that can be converted to cash, data bundles or airtime – Mobile and Social Banking Options: Budget Application(E.G. mint.com) Bill Reminders (E.G m.gobank.com) Fortune Teller (if you can make purchases) Travel Discount and saving plans. The Sub-Saharan African Youth : The Approach