Real Estate Principles Tenth Edition Real Estate: An Introduction to the Profession Tenth Edition.

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Real Estate Principles Tenth Edition Real Estate: An Introduction to the Profession Tenth Edition

Chapter 6 Recordation, Abstracts, and Title Insurance _________________________

Public Records Constructive Notice – recording documents. Actual Notice – knowledge based on what one has seen, heard, read, or otherwise observed.

The Recorder’s Role The public recorder’s office serves as a central information station for changes in rights, estates, and interests in land.

Acknowledgment for an Individual

Chain of Title

Ownership Proof Abstract of Title Title Insurance Title commitment Policy premiums Lender’s policy Claims for losses

Title Insurance PostPurchase/TodayFuture Title but compare Car, Health Homeowner

Sample Title Report

Sample Title Report (continued)

Marketable Title Marketable title is one free from reasonable doubt as to who the owner is. Marketable Title Act – stops claims to rights or interest in land that have been inactive for longer than the required statutory period.

Key Terms Abstract of title Acknowledgment Actual notice Chain of title Constructive notice Marketable title Public recorder’s office Quite title suit Title insurance Torrens system