Consumer Awareness Module Six

Five Things Protecting Your Identity Avoiding Predatory Lenders Managing Credit Saving Strategies Planning Insurance

Activity: Savvy Consumer Who will be the command’s savviest consumer?

Identity Theft Take precautions to deter theft Research and report frauds Know the signs of identity theft Protect your online information

Predatory Lending Identify predatory lenders Understand military targets Understand contract terms

Credit Management Know your debt-to-income ratio Be aware of too much credit Establish credit wisely Get financial intervention

Smart Saving Have an emergency fund Have a “reserve fund” and/or “goal-getter fund” Track your expenditures Take advantage of TSP

Understand TRICARE Leverage SGLI/FSGLI coverage Get renters insurance Check your credit report Insurance

Savvy Consumer Award

Thank You!

Financial Planning Workshops