An IMWCA Perspective

The Numbers $12,618,411 in total incurred 1819 total incidents 725 incident only 161 claims > $10, Litigated claims with $1,216,000 incurred 2 fatalities > $750,000

Break Down Slip and Falls = $ 8,363,990/1061 =$7883 Walking, falls from different heights, equipment Ice and Snow = $3,968,385/618 = $6421 Stairs = $390,000/138 = $2826

LOSSES BY DEPARTMENT

Streets and Roads $4.9 million in claims Highest number of claims with 208 Highest number of indemnity claims (63) Shoulders and knees Leading causation Dismounting equipment Fall on ice Fall from ladder

Law Enforcement $1.29 million in claims Second highest number of claims with indemnity claims Shoulder and wrist injury Leading causation Slipping on ice (non emergency)

Volunteer Firefighters $1.1 million in claims 73 claims 34 indemnity claims Shoulder and arm Leading causation Tripping on hoses Slipping on ice

Clerical $777,000 in claims 104 claims 15 indemnity claims for $600,000 Knees and legs Leading causation Fall on ice Trip over cords and carpet Falls down stairs

Landfill $640,000 in claims 23 claims with 8 indemnity 4 major losses with 1 repeater Shoulder, knee and head Leading causation Fall from equipment Slip on walking surface

Other Top Departments Bus/Transit/Taxi- $796,000 Falls from vehicle and slips on ice Administration - $352,000 Electric - $352,000 Conservation/Parks - $332,000 Janitor/Supervisor - $320,000 Fall on ice, falls from ladders and stairs

BODY PARTS

Body PartFrequency of $10K claims$ of Total Incurred Shoulders48$3,585,147 Knees32$1,290,313 Wrists74973,133 Head7$936,189 Hips6$824,658 Lower Arm8$759,829 Elbows8$452,126 Neck2$431,244 Ankles8$347,368 Low Back6$284,082 Low Legs2$94,000 Misc.21$656,016 Total155$10,634,105

Causation Jumping or falling from equipment Did not use three points of contact Lacked fall protection Climbing on slick tires or wheel wells to fuel Being on trailer while loading

Causation Falls on ice Lack of awareness Improper footwear Straying from maintained walkway Lack of maintained walkway Going too fast Carrying too much Distracted

Causation Fall on stairs Going too fast Improper shoes – high heels and flip flops Carrying too much Distracted Housekeeping

Causation Fall from ladders Improper training Lacked ladder Used chair Over reaching up or over pics/falls/ pics/falls/

Odds and Ends 24 Repeaters comprise 35% of losses You know who is most likely to repeat.