Life insurance prospects in Serbia Belgrade, October 8, 2009.

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Presentation transcript:

Life insurance prospects in Serbia Belgrade, October 8, 2009

What are the prospects of life insurance services in Serbia? The most underdeveloped in this area Source: DDOR Novi Sad

Balkan area map with GPW per capita 2008 per region Source: NL 219 EUR L 81 EUR NL 43 EUR L 13 EUR NL 103 EUR L 18 EUR NL 169 EUR L 181 EUR NL 91 EUR L 22 EUR NL 76 EUR L 10 EUR Source: Insurance Development Fund

Household savings distribution Serbia – euro zone Source: Savings structure 2007 SerbiaEuro Zone Bank deposits95%35% Life insurance2%21% Investment funds2%18% Pension funds1%12% Others-14% Source: Insurance Development Fund

Household savings distribution Serbia – euro zone - graphic

Two basic sub lines of Life Business Source: DDOR Novi Sad Insurance of risks Insurance of savings

Risk insurance - possible products Source: DDOR Novi Sad Death Disability (partial/total, accident/illness, permanent/temporary) Dread diseases Long Term Care Permanent Health Insurance

Basic factors we need for all of them: Source: DDOR Novi Sad To make aware the population Insurance know how (in the companies and in the supervisory authority) Distribution Channel

Possible Saving products Unit Linked Index Linked Universal Life Source: DDOR Novi Sad

Thank you