Delaware State Housing Authority 18 The Green Dover, DE 19901 (302) 739-4263 ■ (888) 363-8808 Visit us at www.destatehousing.com Delaware State Housing.

Slides:

Advertisements

Similar presentations

Delaware State Housing Authority FY 15 Joint Committee On Capital Improvement Public Hearing February 11, 2014 Delaware State Housing Authority 18 The.

Advertisements

BECOMING HUD APPROVED. Overview  Program Administration  Program Goals and Objectives  Benefits of HUD Approval  Approval Criteria  Housing Counseling.

Orlando Central Parkway - Suite 350 Orlando, Florida Phone # (407) Fax # (407) Jill Ann McReynolds – Executive.

Virginia Foreclosure Prevention Task Force The Foreclosure Crisis: A Regional Perspective June 19, 2008 Presented by: Bill Shelton, Director Virginia Department.

 Housing prices increased in almost 90% of US cities in Q  The national foreclosure rate has fallen by 52% since its peak in 2010  4.5 million.

Targeting NSP Funds Todd Richardson HUD Office of Policy Development and Research.

Neighborhood Stabilization Program State of Montana Community Development Division Community Development Block Grant Program.

Understanding Default and Foreclosure WHPE. Goals of this Chapter To provide: General background on default and foreclosure. Outcomes of default (short.

City of Muncie Community Development Department

The Neighborhood Stabilization Program, a CDBG Component US Dept. of Housing and Urban Development Office of Community Planning and Development Neighborhood.

Delaware State Housing Authority DSHA FY 2014 Budget Joint Bond and Capital Infrastructure Committee Hearing February 27, 2013 Delaware State Housing Authority.

Educating Future Borrowers An orientation about NeighborWorks America Presented by Joe Myer.

STEP FORWARD MICHIGAN OCTOBER Oct 2013.

Sustaining the Single Family Portfolio Post Hardest Hit Fund Rhode Island 2014 NCSHA Conference October 21, 2014 Leslie McKnight, Director of Loan Servicing.

Arizona Department of Housing DIRECTOR MICHAEL TRAILOR.

METROPOLITAN WASHINGTON AREA CONSORTIUM NSP2 BRIEFING Neighborhood Stabilization Program 2 (NSP2)

Working Together for Stronger Communities Community Stabilization Initiative NeighborWorks America VISTA Webinar November 15, 2010.

Delaware State Housing Authority Downtown Development District Grant Delaware State Housing Authority 18 The Green  Dover, DE (302)  (888)

State Responses to the Foreclosure Crisis The National Hispanic Caucus of State Legislators Housing Symposium Graciela Aponte Wealth-Building Legislative.

Delaware State Housing Authority Governor’s Conference on Housing DSHA Homeownership Programs October 11, 2012.

Delaware State Housing Authority FY ’15 Budget Public Hearing November 26, 2013 Delaware State Housing Authority 18 The Green Dover, DE (302)

Neighborhood Stabilization Program Round 2 - Consortia Michelle Winters LISC.

What's Working in Homebuyer Education and Counseling.

CUYAHOGA COUNTY HOUSING ISSUES IN THE SHADOW OF THE FORECLOSURE CRISIS Prepared for the Fair Lending and Vital Communities Conference Frank Ford Senior.

Cause for Concern? “Vacancies create a downward spiral for neighborhood housing markets that is difficult to correct, even with large infusions of public.

North Carolina Housing Finance Agency Mary Holder.

Addressing the Foreclosure Crisis: Action Oriented Research in the Greater Atlanta Area Michael J. Rich Emory University.

Key Features of NSP 2 Beyond the Neighborhood Stabilization Program Training Session Reclaiming Vacant Properties Conference Louisville, KY June 1, 2009.

House Economic Affairs Committee Presented by: Doug Darling, Executive Director, Department of Economic Opportunity Wednesday, September 21, 2011.

PROPERTY RECORDS EDUCATION PARTNERS FEBRUARY 9, 2012 Foreclosure Mitigation.

1 Minnesota Senate Environment, Economic Development and Agriculture Division FY General Fund Budget Presentation February 13, 2013.

Effective Mortgage Company & Counselor Partnerships - October 2009.

1 Utility Discount Program Update Energy Committee Briefing April 23, 2014.

Responding to the Foreclosure Crisis Presented by Jeremy Rosen, Executive Director, National Policy and Advocacy Council on Homelessness. (202)

Philadelphia, Pennsylvania October 6, 2011 The Partnership Potential of Municipal Land Banks and Community Land Trusts: Land Banks 101 Dan Kildee, Center.

Neighborhood Stabilization Program (NSP) Orange County, Florida.

Neighborhood Stabilization Program (NSP) Update February 16, 2010.

Delaware State Housing Authority presents. Agenda Delaware State Housing Authority (DSHA) Home Ownership Products Development of Live Near Your Work Eligibility.

New York State HALT Task Force (“Halt Abusive Lending Transactions”) 1.Since 2007, the Governor’s HALT Task Force has led the coordination of foreclosure.

Neighborhood Stabilization Program. NSP Program Basics Established under the Housing & Economic Recovery Act of 2008 (not ARRA) Based on CDBG regulations.

Douglas County Foreclosures How Many Foreclosures Did Douglas County Have In 2010? 7,856 OR 1 in every 6 Homes.

Presentation Outline Background NSP Plan Requirements Orange County NSP Plan NSP Implementation Strategies Timeline Action Requested.

Neighborhood Stabilization Program Redevelopment of Abandoned and Foreclosed Homes.

A Recovery Update for Michigan’s Citizens Governor Jennifer M. Granholm.

Delaware State Housing Authority 2014 NCSHA Annual Conference Delaware State Housing Authority 18 The Green  Dover, DE (302)  (888)

Delaware State Housing Authority Delaware State Housing Authority 18 The Green Dover, DE (302) ■ (888) Visit us at

Karen Carlson Second Mortgage Program Administrator.

Working Together for Strong Communities The Faces of Foreclosure: In America.

Community Stabilization in the Wake of the Foreclosure Crisis Ali Solis, Vice President, Public Policy & Industry Relations Enterprise Community Partners.

Division of Community Development FY2016 CAC Presentation Low Interest Loan Program$100,000 Repair, Accessibility, Maintenance Program (RAMP)$100,000 Weatherization$70,000.

Cuyahoga County Foreclosure Prevention Program, 2012 Evaluation Molly S. Schnoke Center for Community Planning & Development Levin College of Urban Affairs.

2-Dec-15 23: QUARTERLY REPORT (4th Quarter Oct - Dec)

The Face of Foreclosure Campaign Indiana’s Hardest Hit Fund (HHF) Effective Video Marketing Monday, September 28 th 4:30 pm – 5:30 pm Brad Meadows Marketing.

Brought to you by Idaho Housing and Finance Association.

Our Region’s Community Foundation. 0. Roberto Requejo Program Officer The Chicago Community Trust.

Delaware State Housing Authority FY ’15 Joint Finance Committee Public Hearing February 11, 2014 Delaware State Housing Authority 18 The Green Dover, DE.

State and Federal Housing Legislation 2008: Impact on Foreclosure Counseling in Minnesota.

 MMMSA NOFA  MMMSA NOFA  Eligibility and funds available  Eligibility and funds available  Submission guidelines  Submission guidelines  Rating.

Public Hearing Re-Enacting Ordinance relating to conveyance of real property under the Neighborhood Stabilization Program (NSP) September 22, 2015.

Day 1 Missed mortgage payment. Day 45 Notice of Intent to Foreclose mailed regular & certified mail. Day 90 Order to Docket or Complaint to Foreclose filed.

THE GOVERNMENT’S ROLE IN HOUSING IN CANADA. THE GOVERNMENT’S ROLE In Canada, as in most countries, the government is involved in many aspects of housing.

1 The $100 Million Partnership: Collaborating for a Record Housing Investment in 2014 NCSHA 2015 Annual Conference.

Jennifer L. Flatter, Ohio Department of Commerce October 8, 2008 Save the Dream: Ohio’s Foreclosure Prevention Effort.

We Make Housing Affordable

Presented by: Kate Lockhart of the Western New York Law Center

Downtown Development Districts Visit us at

PRINCE GEORGE’S COUNTY ASSOCIATION OF REALTORS®

Financial Empowerment

Rogers Helpline Number S Have facing issue in your rogers ?

Delaware State Housing Authority HomeWorks Partnership

Presentation transcript:

Delaware State Housing Authority 18 The Green Dover, DE (302) ■ (888) Visit us at Delaware State Housing Authority 1 Governor’s Conference on Housing October 11, 2012

Housing Market Review: Building Permits 2

Housing Market Review: Home Sales 3

4 Housing Market Review: Foreclosure Filings

5 Housing Market Review: Sheriff Sales

6 Housing Market Review: Mortgage Loan Delinquencies

7 Housing Market Review: Delinquencies and Unemployment

Thank you! Matthew Heckles Director of Policy and Planning Delaware State Housing Authority 18 The Green Dover, Delaware Telephone:  Fax: Toll Free: Contact Information

Delaware Foreclosure Response Plan 9 Governor’s Foreclosure Mitigation Initiative: 1.Before mortgage delinquency: education and outreach 2.During foreclosure: mortgage assistance programs 3.After foreclosure: help families and communities recover

Education and Outreach 10 1.Mass Media and Targeted Marketing TV / Radio Billboards / Bus Signs Mailing / Direct contact Internet / Hotline 2.Housing Counseling 6,000 homeowners served with DSHA funds since 2009 Shift to performance-based compensation Creation of new funding systems Development of network to increase consistency and quality

Delaware Emergency Mortgage Assistance Program 11 DEMAP began as a pilot program in 2007 Provides a bridge loan to homeowners Must be 90-days delinquent and demonstrate hardship Funded primarily with state Bond Bill funds since 2007 $6 million added in federal funds last year Assisted 121 homeowners in FY12 Low re-default rate Wilmington Senior Tax Assistance Program

Neighborhood Recovery 12 Federal Neighborhood Stabilization Program (NSP) $34 million in federal funds flowing through DSHA to local jurisdictions Acquire, rehab, sell foreclosed homes Over 200 units Exploring more ways to help families post-foreclosure

Mortgage Settlement Agreement 13 The Multi-State Mortgage Settlement Agreement will provide the funding for DSHA foreclosure prevention programs for the foreseeable future $3.5 million for Education/Outreach and Housing Counseling $4 million for Emergency Mortgage Assistance $888,000 for Legal Assistance to Homeowners

Thank you! Matthew Heckles Director of Policy and Planning Delaware State Housing Authority 18 The Green Dover, Delaware Telephone:  Fax: Toll Free: Contact Information