Multiple “Partitions”… This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to.

Slides:

Advertisements

Similar presentations

OPPORTUNITY Roth 403(b) accounts More savings opportunities for your retirement SAVING : INVESTING : PLANNING.

Advertisements

P-PFLROTH-PRES-all RPS The Roth Option. 2 What is the Roth option? Unlike a traditional pre-tax workplace retirement account, a Roth workplace.

Roth 403(b) Presentation. Workplace Education Series 2 New Plan Contribution Option –Effective [Date] a new contribution option is available to you within.

Retirement Planning How to Become a Millionaire!.

Retirement Income Section Understanding Business and Personal Law Retirement Income Section 36.1 Retirement and Wills Section 36.1 Retirement Income.

Lesson 13.5 IRA/Roth IRA July 2011Copyright © 2011 … REMTECH, inc … All Rights Reserved1 Introduction The IRA and Roth IRA are retirement accounts you.

© Kristina Shroyer 2011 VITA: Winter 2011 Lesson 11: Retirement Income Winter 2011 Kristina Shroyer.

The Investment Leaks… When you are working hard to make your money grow through carefully chosen investments, you want to retain as much of your returns.

Lesson 16 Investing for Retirement. Key Terms  401(k) Plan  Annuity  Defined-Benefit Plan  Defined- Contribution Plan  Employer- Sponsored Retirement.

Chapter 16 Retirement Planning Social Security Employer Plans Individual Plans Self Employed Plans.

FIN Professor Dow.  Basic Investing Principles:  Be diversified.  Hold a portfolio with the appropriate level of risk.  Asset allocation determines.

Traditional IRAs, Roth IRAs, and SEP Mark Ricklefs CLU ChFC CFP.

Saving for Retirement Presentation By: Justin Stone.

Investment Options.

Christian Perspective  Ecclesiastes 5:10 Whoever _____ _______ never has ______ enough; whoever _____ ________ is never satisfied with his income. This.

 IRA = Investment Retirement Account  Savings plan opened by yourself  You pick your investments: bonds, stocks, etc. What would your IRA be made up.

McGraw-Hill/Irwin Copyright © 2012 by The McGraw-Hill Companies, Inc. All rights reserved. Chapter 13 Retirement Savings and Deferred Compensation.

2010 Cengage Learning Chapter 3 Business Income & Expenses Part I Income Tax Fundamentals 2010 edition Gerald E. Whittenburg Martha Altus-Buller Student.

Vocabulary. Section 9.1 Vocabulary Pre-tax dollars: Deposit into a retirement account before taxes have been taken out of your paycheck. This lowers your.

How Does Money Grow? Before You Invest. Interest refers to the amount you earn on the money you put to work by saving or investing. Savings accounts Individual.

 A mutual fund is a business that pools money from many people to invest in various ways.  A mutual fund’s investors, in effect, own a portion of the.

Or IRAs Independent Retirement Accounts.  Capital Gains are taxes on earnings from investments  This is considered income.

Business Income Planning Who can benefit ? Any one who gets 1099-Misc. or reports income on Sch. C, Partnership, S-corp., LLC, LLP K-1 Different planning.

I. Types of Investments Buying stock

The Retirement Problem: Why to start saving now By: Lauren Wederich

Chapter 3 Business Expenses & Retirement Plans Income Tax Fundamentals 2009 edition Gerald E. Whittenburg Martha Altus-Buller Student Copy 2009 Cengage.

A Healthy Financial Picture Should include the following: Monthly Spending Budget Emergency Savings Flexible Spending Account Debt Elimination Plan Disability.

Chapter 19 Employee Benefit & Retirement Planning Savings/Match Plan Copyright 2011, The National Underwriter Company1 What is it? a qualified defined.

SIMPLE IRA Chapter 23 Employee Benefit & Retirement Planning Copyright 2011, The National Underwriter Company1 What is it? SIMPLE stands for “Savings Incentive.

©2008 Thomson South-Western, a part of The Thomson Corporation. Thomson, the Star logo, and South-Western are trademarks used herein under license. Chapter.

©2007 Thomson South-Western, a part of The Thomson Corporation. Thomson, the Star logo, and South-Western are trademarks used herein under license. Chapter.

Planning for Retirement WHY IS PROPER PLANNING CRITICAL? Many people relied on Social Security for all of their retirement needs Life expectancy is increasing.

© 2014 Cengage Learning. All Rights Reserved. Learning Objectives © 2014 Cengage Learning. All Rights Reserved. LO3 Demonstrate the process for determining.

Investing in Real Estate Through Your Strategic Affluence 401k This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence.

Understanding the 72(t) Distribution Rules This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation.

Keep Accurate Accounting This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to.

Your Strategic Affluence 401k: Truly Self-Directed This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC.

Do you have money in another retirement plan, and want to move it to your Strategic Affluence 401k? This material is copyright © 2013 by SSEN LLC and is.

Important Distinction So far, the only strategies we’ve discussed for getting money into your Strategic Affluence 401k have been called “Contributions”

Ongoing Requirements This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be.

Welcome to the Strategic Affluence 401k! This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation.

Non-Contribution Strategy #3: Partnering Salary Deferral Profit Sharing Maximizer Strategy Your Strategic Affluence 401k Reinvest Borrow Capital Partnering.

What are the “Prohibited Transaction” Rules within the Strategic Affluence 401k? This material is copyright © 2013 by SSEN LLC and is used under license.

Are there any potential income taxes payable on investments within the Strategic Affluence 401k? This material is copyright © 2013 by SSEN LLC and is used.

Investment Strategies Through Your Strategic Affluence 401k This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence.

Strategic Affluence 401k Legal Protection This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation.

Profit Sharing Your Strategic Affluence 401k $51,000 Annual Limit Profit Sharing This material is copyright © 2013 by SSEN LLC and is used under license.

Getting Money OUT of Your Strategic Affluence 401k This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC.

So let’s take a moment to review all of the ways we can properly direct money into your Strategic Affluence 401k: This material is copyright © 2013 by.

The Strategic Affluence 401k Maximizer Strategy Makes It Possible To “Fill Up” Your 401k Each Year With The Most Possible Money Allowed Under Law This.

Your Strategic Affluence 401k Plan Documents This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation.

Why should I save for retirement? Won’t I get Social Security? You'll get little, likely NO, Social Security.

Fees For Your Strategic Affluence 401k This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation.

Prohibited Transaction Penalties Most of the prohibited transaction rules are very similar between Self Directed IRAs and the Strategic Affluence 401k.

Mortgage Note Investing A great option for many Strategic Affluence 401k participants will be to buy mortgage notes at a discount. This material is copyright.

How can you reach the Maximum Contribution Limit in your Strategic Affluence 401k? This material is copyright © 2013 by SSEN LLC and is used under license.

Implementing Your Salary Deferral This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation.

How Much Can You Contribute To Your Strategic Affluence 401k Each Year? This material is copyright © 2013 by SSEN LLC and is used under license by Strategic.

Bank/Brokerage Account Set-Up This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is.

Chapter 15 Planning for Retirement Dillon Swanson.

© 2009 Transamerica Corporation. All rights reserved. Roth 401(k) Made Simple Roth 401(k) TRS For educational use only.

Retirement How much will I need?. Introduction How much money will you need at retirement? –Consider: Current Income Rate of Return Inflation Taxes What.

Hard Money Lending If you have available capital in your Strategic Affluence 401k… or even if you choose to borrow capital… Hard Money Lending can be very.

ROTH IRA VS. TRADITIONAL IRA TEAM 6 Vicente C. Gonzaga & Erl Malboeuf.

Date: Tuesday March 25 th 2014 Aim: How can you prepare for your retirement? Do Now: Why is it important to invest in a retirement fund? When should you.

Section Ordinary Annuities, Sinking Funds, and Retirement Investments

Basic Retirement Plans

Tax Deferred Investing

Financial Algebra 4 April 2018.

Roth IRA vs. Traditional IRA

Presentation transcript:

Multiple “Partitions”… This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at Your Strategic Affluence 401k contains both Traditional and Roth “partitions”. This means that your salary deferral contributions can be handled as either traditional or Roth contributions.

Multiple “Partitions”… This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at But what is the real difference between a “Traditional” and a “Roth” contribution?

Traditional Contributions This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at Generally speaking, “Traditional” contributions allow for an immediate tax deduction in the amount contributed.

Traditional Contributions This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at The taxes on all profits generated in a Traditional account will be deferred until you make withdrawals during retirement, at which time you’ll be taxed on those profits at regular income tax rates.

Roth Contributions This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at Generally speaking, “Roth” contributions do not allow for any immediate tax deduction. However, you’ll never be required to pay income/capital gains taxes on the profits generated subsequent to withdrawal during retirement.

Roth Contributions This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at Unlike Roth IRAs, you can contribute to the Roth side of your Strategic Affluence 401k without any income restrictions.

Traditional vs. Roth This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at You can also choose to contribute some of your funds to each partition of your plan. The right choice for you is best determined by your own financial advisor.

Traditional vs. Roth This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at The important lesson here is this: Your Strategic Affluence 401k is designed to accommodate both traditional and Roth contributions…

Traditional vs. Roth This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at …the distinction is a bookkeeping matter, so be sure to have your tax professional keep good records to distinguish how your funds are being contributed, managed and withdrawn.