JSC Belagroprombank 2014 Key Performance Results

We maintain our position as one of the leaders on the banking services market in the Republic of Belarus In 2014 JSC Belagroprombank made a profit of BYR 1,2 trillion, a 12,2% increase over the previous year (the average growth of profit in other banks was 11,1%). Belagroprombank has over 15% market share in equity of the domestic banking system Our bank has a market share of 16,4% in the resource potential of the total banking sector in the Republic of Belarus Our share in lending to domestic business entities is over 20% We hold a stable 2 nd position on the key segments in the banking business, including equity, assets, credit investments and retail customer funds

Our corporate customer base has exceeded clients Having contributed nearly ¼ to the growth of corporate time deposits in the banking system in 2014, we have increased our share in the relevant market segment from 12,3 to 13,7% As of Belagroprombank is the market leader by corporate time deposits in local currency The dynamics of corporate time deposits of Belagroprombank in 2014 is nearly twice that of the market

Belagroprombank has 1/3 share in corporate loans in local currency Belagroprombank has a 36,2% share in local currency loans, provided by the republican banks to corporate customers and individual entrepreneurs The corporate loan portfolio of JSC Belagroprombank as of totalled about BYR 55 trillion

We are committed to providing the utmost support for the effective and dynamic development of the Belarusian economy Nearly 70% of JSC Belagroprombank’s assets are invested into the real economy of the Republic of Belarus, compared to about 52% in other banks

The customer loyalty towards JSC Belagroprombank is annually proved by its retail depositors The retail deposits portfolio as of amounted to BYR 22,8 trillion The bank’s retail time deposits portfolio grew 33,1% against sector average of 31,9%. Annually, over the past few years Belagroprombank has outperformed other banks in growing its retail time deposits. Therefore, JSC Belagroprombank has increased its market share in retail time deposits to 18,4%.