Personal Financing ISE Senior Design Class. First thing first! (before you invest)  Credit card debt is under control  Emergency fund (3 ~ 6 months.

Slides:

Advertisements

Similar presentations

[click] Welcome to the “Financial Planning” presentation. My name is ______. [Introduce yourself and your position.]

Advertisements

Personal Finance Garman/Forgue Ninth Edition

Personal Financial Management after Your Residency Chris Lamoureux, PhD Head of Finance Estes/Neill Professor of Finance University of Arizona.

Investing Fundamentals Dr. Steven M. Hays BKHS Freshman Seminar.

Saving and Investing Chapter 8. Establishing Your Financial Goals A savings or investment plan starts with a specific, measurable goal. Emergency Fund-

Warmup Why does the dollar on the left have value, while the one on the right does not?

UNIT 5: SAVING AND INVESTING Section 3: How to invest?

EC102: Class 9 LT Christina Ammon.

Current Ratio Calculate the current ratio using the information above. Remember, the current ratio is Monetary Assets/Current Liabilities.

Retirement Planning Miscellaneous Investing Basics Stocks and Bonds Mutual Funds Personal Finance Final Exam.

Kailey Veras Financial Planning pd. 5. Life insurance is insurance that pays out a sum of money either on the death of the insured person or after a set.

YOUR FINANCIAL FUTURE REVIEW. CREDIT & DEBT COSTS OF USING CREDIT  Interest can be costly when the balance is revolved  Additional penalty or fees 

Investing 101 L. Gattis Monday 7PM-8:30PM March 18, Career Services Building.

Presented by Jeanne Nguyen.  Setting Priorities  Making a Budget ◦ How to Start a Budget ◦ How to monitor  Qualified Funds (401(k), Roth, IRA, and.

Personal Finance – An Introduction Dr. Steven M. Hays Personal Finance BKHS – Fall 2011.

 Why is it important for you to start saving now? SLID E 1.

Financial Literacy Final Exam Review. Who pays for health insurance under Obama’s plan?

Copyright © 2008 Pearson Education Canada 8-1 Chapter 8 Saving and Investing.

Financial Literacy 101 Todd Jorns

The Doctor Prescribed Me Tums For My Broken Toe How Saving and Investing Require Personalized Solutions.

INTRO TO INVESTING Personal Finance.

Saving and investing strategies help individuals achieve …….? Personal financial goals.

Intro to Financial Management

Savings and Investment Options Stocks, Bonds, Mutual Funds, etc.

Financial Management Jonathan Banks. 1. Get Paid What You're Worth and Spend Less Than You Earn 1. Get Paid What You're Worth and Spend Less Than You.

An Introduction to Basic Finance

Budgeting Personal Finance. Financial Planning Net Worth Income Expenditures Unplanned Expenditures Debt Savings.

Before You Invest Joan Koonce, Ph.D., AFC SM Associate Professor and Extension Financial Management Specialist.

EXAM REVIEW: DEFINITIONS Personal Finance. Economics a. Amount of money to be paid by a person before insurance benefits are assessed. b. An obligation.

Financial Literacy 101 Todd Jorns

Created by the American Institute of Certified Public Accountants and the California Society of Certified Public Accountants CPA Mobilization Kit: Parenthood.

Financing a Business Chapter 16 Chapter 16 Financing a Business

1 Chapter 2 Flow and Sources of Real Estate Funds.

Financial Literacy Lifelong Learning Centre Wednesdays, October 3 to 24, :00 to 9:00 p.m. Gallery Room 106 Dr. Cyril Kesten Education 334, Faculty.

UNIT 4: SAVING AND INVESTING 1. Discuss how saving contributes to financial well- being 2. Explain how investing builds wealth and helps meet financial.

Financial Planning for Retirement. Why Retirement Plan? For Financial security when you do not work Saving is necessary to accumulate the capital needed.

14-0 Cost of Capital Chapter 14 Copyright © 2013 by The McGraw-Hill Companies, Inc. All rights reserved. McGraw-Hill/Irwin.

Slide 1 Cost of Capital Basic Skills: (Time value of money, Financial Statements) Investments: (Stocks, Bonds, Risk and Return) Corporate Finance: (The.

MONEY MANAGEMENT TEST PREP. Social Security Income Based on average income of working years Average income $40k Average income $60k Average income $95.

Personal Finance: Just how educated are we? Thesis & Presentation by Steven Evans Discussants: Gavin Oliphant & Charles Haumesser.

Financial Literacy 101 Todd Jorns

LINEAR PROGRAMMING APPLICATIONS IN MARKETING, FINANCE, AND OPERATIONS MANAGEMENT (2/3) Chapter 4 MANGT 521 (B): Quantitative Management.

Personal Finance Key Terms. Capital Formation Movement of money from households to businesses and government through investments and loans.

© Prentice Hall, 2007Excellence in Business, 3eAppendix C - 1 Personal Finance: Getting Set for Life.

The Financial Survival Guide to Retirement Investment In Practice.

FINANCING METHODS. FINANCE Where To Turn:  Friends  Trade Credit: Repay within days  Loans From Banks  Commercial Paper: Borrow from Bus. 

Chapter 17.1 Preparing for an Investment Plan

Saving for Retirement Congratulations Graduates! My gift to you: the secret to wealth!

Congratulations! You are taking a step toward Financial Independence! You must do 3 things to become a millionaire: 1.Pay all credit cards off monthly.

Chapter 11. – A savings account pays interest, has no maturity date, and allows funds to be withdrawn at any time without penalty.savings account –

HIDDEN DESCRIPTION SLIDE — NOT TO BE SHOWN TO THE PUBLIC Basics of Mutual Fund Investing Catalogue code: B18 Full presentation or module? Presentation.

Chapter 1 Finance and Business. Areas of Finance Business Finance – Decision making within a business setting Investments – Allocation of money to earn.

Investing for Your Future Subtitle. Why Should I Start Investing NOW You have time for your money to grow Establish the habit of saving Risk vs Reward.

An Overview of Financial Management. An Overview of Financial Management Objectives What is finance Duties of a financial staff person Forms of business.

Topic 5: Cash Flow Management

PRIMARY VERSUS SECONDARY MARKETS

Investing Fundamentals. Investing for the Future: Goal Setting Investment goals should be specific and measurable. Develop your goals by asking questions:

Financial Management Decisions n Investment: What assets to own? n Financing: How to pay for those assets? n Dividend: What to do with Net Income?

Financial Literacy 101 Todd Jorns

Back Test your investment knowledge! Match the questions with the answers. Test your investment knowledge! Match the questions with the answers.

Chapter 1 Overview of a Financial Plan. Copyright ©2014 Pearson Education, Inc. All rights reserved.1-2 Chapter Objectives Explain how you benefit from.

$$ Day 3 $$ In This Unit, You will be able to:  Understand & Explain the KISS rule of investing.  Examine the relationship between diversification and.

The Financial Plan Chapter 2. ‘Your Financial Plan’ Involves your individually specific financial goals Describes spending, borrowing, and investing needed.

Presented by Glendale Community Library Instructors: Chuck Milliner and Annette Fisher.

Personal Finance Unit: Banks, Credit, and Credit Unions.

Consumer Economics Credit Credit Investing Investing.

Financing a Business Chapter 16 Chapter 16 Financing a Business

Fundamentals of Investing

Introduction & Terminology

Presentation transcript:

Personal Financing ISE Senior Design Class

First thing first! (before you invest)  Credit card debt is under control  Emergency fund (3 ~ 6 months worth of basic living expenses)  Insurance  Retirement (Maximizing contribution)

About Investment  Where Do I Find the Money to Invest?  Affordable  Consistent  How Do I Choose an Investment?  Goals  Time frame  How Do I Determine My Risk Tolerance?   How Do I Choose an Investment?  ialplan&cdn=money&tm=4&f=00&su=p ip_p ip_&tt= 2&bt=0&bts=1&zu= ialplan&cdn=money&tm=4&f=00&su=p ip_p ip_&tt= 2&bt=0&bts=1&zu=

Investing in Stock  What Is Stock?  How Do I Actually Make Money from Investing in Stocks?  Dividends  Share price increases  Why Do Stock Prices Fluctuate?  What Is a Stock Split?  What Is a Stock's Market Capitalization?  How Can I Find Stocks for My Portfolio?