Your Strategic Affluence 401k Plan Documents This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation.

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Presentation transcript:

Your Strategic Affluence 401k Plan Documents This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at Your Strategic Affluence 401k Is A Versatile, Powerful Financial Tool… But Only If It’s Set Up Properly. So Let’s Complete The Necessary Paperwork Now!

Your Strategic Affluence 401k Plan Documents This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at NOTE: As always, this information does not constitute legal advice. Do not sign documents or put your capital at risk without the explicit approval of your own legal and financial counsel. Neither Tim Berry nor Strategic Affluence LLC are serving as legal counsel to you.

Your Strategic Affluence 401k Plan Documents This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at Basic Plan Document IRS Determination Letter Adoption Agreement Amendments to Adoption Agreement Beneficiary Designation Trust Agreement Appointment of Successor Trustee EIN for your Strategic Affluence 401k Loan Request Form Salary Deferral Agreements

Your Strategic Affluence 401k Plan Documents This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at Let’s Look At Each Document And Make Sure You Execute Them As Necessary.

Basic Plan Document This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at The Basic Plan Document is a legal document that describes all of the potential and options associated with your Strategic Affluence 401k.

Basic Plan Document This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at There is no need for you to sign or perform any action with the Basic Plan Document, other than to keep it safe in case it’s ever needed for compliance or legal reasons.

I.R.S. Determination Letter This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at The IRS Determination Letter is the document providing evidence that the IRS has approved the Basic Plan Document for your Strategic Affluence 401k. It isn’t necessary to sign this document.

Adoption Agreement This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at The Adoption Agreement specifies the features described in the Basic Plan Document which will be used by your business’ Strategic Affluence 401k.

Adoption Agreement This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at You must sign and date the Adoption Agreement in the designated signature blanks, along with the appropriate Consent To Action forms.

Amendments to Adoption Agreement This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at The “Amendments to Adoption Agreement” reflect the changes that have already been made to your Strategic Affluence 401k in order to maintain compliance with federal law.

Amendments to Adoption Agreement This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at You must sign and date the “Amendments to Adoption Agreement” forms in the designated signature blanks, along with the appropriate Consent To Action forms.

Beneficiary Designation This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at The Beneficiary Designation specifies who is to be granted ownership of your interest in your Strategic Affluence 401k subsequent to your passing.

Beneficiary Designation This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at With the Strategic Affluence 401k, the default Beneficiary Designation is your surviving spouse. You can make any changes to the Beneficiary Agreement by filling out and signing the appropriate waiver forms and Spouse Consent form (if you are married and you choose another beneficiary).

Beneficiary Designation This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at Note: Some astoundingly powerful benefits exist with the built-in estate planning features of your Strategic Affluence 401k. This will be covered extensively in additional advanced training that is beyond the scope of this video.

Trust Agreement This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at At their cores, all 401k plans are trusts that are governed by specific federal law that gives these trusts favorable tax treatment.

Trust Agreement This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at As such, your Strategic Affluence 401k includes a complete Trust Agreement. This is done for two primary reasons: (1) Additional asset protection [which is Mr. Berry’s forte’] along with…

Trust Agreement This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at …(2) greater ease in opening accounts for your Strategic Affluence 401k at banks, brokerage firms and other “conventional” types of financial establishments. Both of these topics will be addressed in greater detail in future trainings.

Trust Agreement This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at You must sign The Trust Agreement both as an officer of your company that is sponsoring the plan and as the trustee of your Strategic Affluence 401k plan.

Appointment of Successor Trustee This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at You have the right to serve as your own Trustee for your Strategic Affluence 401k (which is how it is set up automatically). However, you must also appoint a “Successor Trustee” in the event of your untimely passing.

Appointment of Successor Trustee This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at The choice of your successor trustee is an important choice and should be made after consultation with your financial and/or legal advisors.

Appointment of Successor Trustee This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at You must sign and date The Appointment of Successor Trustee document in the designated blanks.

EIN for your Strategic Affluence 401k This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at Your Strategic Affluence 401k is required to have it’s own Employer ID Number (EIN). This is provided as a part of your Strategic Affluence 401k package and does not require a signature, but you should file this information with your other documents and provide it to your accountant.

Loan Request Package This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at Your Strategic Affluence 401k allows you to borrow money from your plan for a variety of reasons. However, it is crucial that you execute the Loan Documents properly to avoid errors which can cause very substantial tax and penalty ramifications. As such…

Loan Request Package This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at Mr. Berry has included a package that you can complete and return as instructed along with a small processing fee, for which your paperwork will be completed correctly so that you don’t succumb to errant loan documentation,

Loan Request Package This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at which is one of the biggest errors owners of solo 401k’s make. Note that this is not required. If you would prefer to consult your own attorney or accountant to perform this paperwork, you may do so… but it is both economical and highly recommended.

Salary Deferral Agreement This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at Each qualified employee in your company who wishes to contribute a percentage of his or her salary to your Strategic Affluence 401k plan must sign the Salary Deferral Agreement to specify the amounts of their contributions and other relevant information.

Salary Deferral Agreement This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at The Salary Deferral Agreement must be filled out and signed in the appropriate blanks. We highly recommend working closely with your tax advisor when filling out the Deferral Agreement forms.

Salary Deferral Agreement This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at There are several types of these forms provided, depending on your business structure. Your tax advisor can help you fill out the appropriate forms for your specific circumstance.

Strategic Affluence 401k This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at This completes the documents that must be executed to create your Strategic Affluence 401k…

Strategic Affluence 401k This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at …you should consider these documents to be very important and store them in a very safe place.