Sales Solutions For Agent Education Only ~ Not for use in advertising to the general public. #

Sales Solutions RMD’s RMD –Solving the Distribution needs for Qualified Money –Answering the Question “what’s left over when I’m gone”? For Agent Education Only ~ Not for use in advertising to the general public.#

Sales Solutions RMD’s Sales solutions create value by fitting product to client For Agent Education Only ~ Not for use in advertising to the general public.#

Sales Solutions RMD’s The Problem Individuals want to pass on qualified money and IRAs to their beneficiaries but are forced to liquidate over life expectancy (RMDs) A Solution Use BAA with the BAA Income Advantage and Family Endowment Rider ® to provide withdrawals over the clients lifetime while leaving an increasing legacy with the Income Benefit or the Family Endowment Rider® For Agent Education Only ~ Not for use in advertising to the general public.#

Sales Solutions RMD’s Mr. and Mrs. Jones Are 70 and 66 years old Have a large IRA and are concerned about Required Minimum Distributions Mrs. Jones is most concerned about what will be left for her when Mr. Jones is gone, as Mr. Jones gets older and is forced to take a greater withdrawal each year. For Agent Education Only ~ Not for use in advertising to the general public.#

These hypothetical assumptions are not guaranteed; the use of alternate premium and rate assumptions could produce significantly different results. For Agent Education Only ~ Not for use in advertising to the general public RMD Solution using the BAA Select Annuity 12 with the Family Endowment Rider Hypothetical Example Premium $1,000,000 Client age at issue 70 RMD through age 84 Death benefit rollup 4% Annual BPA Net Appreciation of 0 Percent YearAge RMD Paid to Client Total Income Standard Death Benefit Our Death Benefit $1,000, $37,736 $962,264$1,002, $37,588$75,735$890,928$1,004, $37,436$112,760$854,858$1,007, $37,279$150,039$818,940$1,010, $37,116$187,155$783,178$1,012, $36,947$224,103$747,579$1,014, $36,599$260,702$712,316$1,016, $36,419$297,120$677,227$1,017, $36,045$333,165$642,497$1,018, $35,660$368,825$608,139$1,018, $35,261$404,087$595,913$1,016, $34,849$438,935$561,065$1,013, $34,421$473,356$526,644$1,008, $33,977$507,333$492,667$1,001,515

Sales Solutions RMD’s Your clients are concerned about what will be left for their beneficiaries after having to take RMDs from their IRAs. They want a solution that allows them to spend their RMDs and still pass on as much as possible to their surviving spouse. For Agent Education Only ~ Not for use in advertising to the general public.#