Legal disclaimer: The agent is reminded (per the Agent Agreement) that they shall not publish, reproduce, circulate, or display any advertisements, circulars, or other promotional materials related to the Company, its corporate name, its products, its logos, or its trademarks, or its business or those of any affiliate of the Company, unless the content or facsimile thereof has received the prior written approval of Warranty Solutions. If any changes are made to this presentation, the agent is required to return the modified presentation to Warranty Solutions for review. Please delete this slide prior to presentation to the dealer

Warranty Solutions Dealer Presentations Instructions for Use 1.Customize slide 3 for your specific presentation. 2.Choose the sections that fit with your specific dealer needs. 3.Choose the slides from each section that fit your presentation. 4.Only change information in red. 5. updated slides to Customer Relationship Manager for approval. 6.Instructions for each slide are listed in the Note section of the presentation.

About Warranty Solutions Warranty Solutions is a Wells Fargo Business. Vehicle Service Contracts issued by WS Aftermarket Services Corporation and administered by Warranty Solutions Management Corporation. In Florida, Wisconsin and Arizona, issued and administered by Warranty Solutions Administrative Services, Inc. (Florida License #60079). Also issued by Heritage Mechanical Breakdown Corporation in Florida (Florida License #60072). All contracts insured by Heritage Indemnity Company (CA C of A #08549), PO Box , Denver, CO All rights reserved. Not to be reproduced. Internal use only.

About Warranty Solutions (Agency Name) is a Proud Partner Has been in the automotive industry X years Has been with Warranty Solutions X years Is number X ranked among Warranty Solutions agencies Has been on the Agent Council for X years Honored guest of the Annual Sales Meeting for X years Has X employees that have passed the Warranty Solutions Certification Course (WSCC) AFIP certified X years Has grown X percent over the last X years Insert Agency Logo Here 4

Warranty Solutions: One of the very few vertically integrated companies Insurer o Rated A (Excellent) by A.M. Best Company Obligor Marketer Administrator Over 30 years of VSC experience Autos Commercial coverage Nationwide distribution and representation Over 3,000 auto dealers A Wells Fargo Business Business Overview Stability in the Automotive Industry 5

In business since 1852 Acquired Wachovia in 2008 Approximately $1.3 trillion in assets 70 million customers Most extensive financial services network in the United States Fortune 500 / ranked 23 rd Approximately 278,000 employees Services one of every six home loans in the United States About Warranty Solutions Wells Fargo History Our product is our service 6

To be the premier product and services provider for dealers, nationwide. We will passionately maintain a competitive edge in the marketplace as we provide best- in-class customer service and Finance and Insurance (F&I) and aftermarket products for dealers utilizing multiple distribution channels and nurturing partner relationships. About Warranty Solutions Warranty Solutions Vision 7

About Warranty Solutions A Quality VSC Provider Has These Basic Attributes Warranty Solutions model Strong compliance rigor and underwriting focus Pricing by in-house actuarial staff Profitable track record Diversity in filings Millions of mature contracts Vertically integrated This is why we are more successful. 8

About Warranty Solutions Less Successful VSC Providers Have These Attributes Non - integrated model Third Party Administrator (TPA) and insurer separate Excess model Excess coverage only Risk Retention Group (RRG) model Licensed in only one state, excess coverage only Examples APCO (Non - integrated) AUL (Excess) API (Risk Retention Group) 9

Questions to ask and the red flag answers to be aware of Question: Integration, who supplies the primary insurance? Red flag answer: No common ownership, third party administrator (TPA) driven business model, unaffiliated insurer (RRG, excess, etc.) Question: Actuarial talent, how many full-time actuaries? Red flag answer: Low actuarial expertise, use of outside consultants. Question: Pricing, how is pricing compared to the competition? Red flag answer: Unusually low when compared to the market. About Warranty Solutions Evaluating a Provider for Security 10

Title Here Use this layout to go between Warranty Solutions branded pages and other pages. 11

Our Partners/Non-Private Label Programs This is a great solution when we are partnering with another company to offer a total solution. Bullet copy here LOGO HERE 12

Other Providers/Non-Partnering Companies This is the best solution when the agent is presenting another provider’s information which is not associated with Warranty Solutions in any way. Bullet copy here LOGO HERE 13