Assets and Family Economic Security Rourke O’Brien Research Fellow, Asset Building Program New America Foundation

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Presentation transcript:

Assets and Family Economic Security Rourke O’Brien Research Fellow, Asset Building Program New America Foundation

New America Foundation ♦ Asset Building Program 2 Why assets matter? Serve as both as “safety net” and “spring board” Assets Effects: –Increased economic mobility both within and across generations –“Future Orientation” –Reduced material hardship following income shocks –Reduced stress –Positive health effects

New America Foundation ♦ Asset Building Program 3 The Assets Agenda--- Children’s Savings Accounts—The ASPIRE Act Reform Asset Limits in Public Assistance Programs Reform Tax Code and Harness Tax Filing Process –The Saver’s Bonus –Universal Retirement Accounts Increase access to low-cost and appropriate financial services while promoting defaults and “basic” products –Explore government provision of small dollar credit

Assets and Family Economic Security Rourke O’Brien Research Fellow, Asset Building Program New America Foundation