2. Consumer Management Mrs. Monticello

3. What’s Going On… Who is Mrs. Monticello Who is Mr. Bryant?? Topics covered in Consumer Management My goals for the students Time for Questions

4. Consumer Rights Your rights and responsibilities as a consumer What is a consumer Being an informed consumer

5. Values & Decision Making Personal Value Values that influence consumer decisions Needs & wants Goals Decision making

6. Buying and Advertising Types of advertising Effects of advertising

7. Financial Institutions Services Financial Forms Handling a checking account

8. Budgeting Components of a Budget Setting up a Budget

9. Credit Types of credit Role of credit in personal money management Credit rating criteria Consumer credit laws

10. Investments Types of Investments Stocks vs. Bonds

11. TAXES History of taxation Federal, State, & local taxes Filling out 1040 EZ form

12. Economics Economic Systems The ups & downs of business Measuring the Economy

13. Insurance Major types of insurance Factors that influence cost Life, Health, Auto, Property

14. Housing Types of housing Cost & purchasing Procedures Roommates Furnishing an apartment

15. TRANSPORTATION Types of transportation Criteria used in judging new and used cars Ownership costs

16. Food Merchandising Techniques Labeling Food Pyramid Food Product Comparison

17. Merchandising Techniques Labeling Food Pyramid Food Product Comparison

18. Clothing