1. The PL&B Insurance Solution Risk Counselling EPL Education Service Review Safety Wellness Return to Work Legal Compliance Continuity Planning Cyber Liability A comprehensive approach to manage your risks

2. Risk Counselling Identifying exposures, implementing control measures and transferring risk. The experts at PL&B Insurance can help manage risk at your business and protect your bottom line. Home Do you know what comprises your total cost of risk? How do you stay current on risks facing your business?

3. Total Cost of Risk Calculator Walk through a risk analysis with your PL&B Insurance representative to discover the factors that influence your total cost of risk. We’ll help you analyze the results and develop a strategy to protect your bottom line. Includes an analysis of the past two years of risk cost trends and a custom crafted strategy to mitigate your risks and reduce cost. Risk Counselling

4. Risk Information At your request, allow us to help you stay abreast of the ever-evolving risks and safety concerns with timely newsletters and informative articles. Risk Counselling Includes industry newsletters, OH&S safety update and hand-selected risk insights to manage your specific risks.

5. EPL Education Employment-related lawsuits are a growing concern for employers of all sizes as the cost of defending litigation can be astronomical. Allow PL&B Insurance to help you understand the employment law in your jurisdiction and transfer risk with EPL coverage. Home Do you know your legal responsibilities as an employer?

6. EPL Counselling In a one-on-one session, your PL&B Insurance representative will provide strategies for limiting your exposure and will help you understand the employment legislation in your jurisdiction. EPL Education Includes a 60-minute meeting with an insurance expert to review EPL exposures and present legislative information.

7. Service Review Service check-ins help PL&B Insurance stay on the same page as our clients and continually provide the best customer service possible. Home Does your current broker provide an annual stewardship report?

8. Stewardship Report How are we doing? Every year, we’ll check on the progress of current projects and give you the opportunity to help us complete our broker report card. We’ll use the results to maintain our top notch customer service. A perk of working with PL&B Insurance Service Review

9. Safety Studies show that businesses with safety programs in place reduce injury and illness costs by as much as 40 per cent. Our associates at Pinchin West will provide a complete safety audit and OH&S review. Home Do you have an employee safety manual? Are you keeping safety top of mind with employees? How do you provide safety training?

10. Safety Manuals Let us help you do your due diligence and maintain updated safety policies. Safety We will arrange meetings to discuss OH&S, including audits, documentation, investigation, and testing.

11. Employee Safety Communication Communicating with employees about safety is crucial to maintaining an injury-free workplace. Our easy-to-digest, monthly newsletter and simple toolbox talks help employees keep safety top of mind. Safety Includes delivery of a monthly newsletter and weekly safety matters toolbox talks.

12. Safety Training Let us help you educate your employees on proper safety procedures with our training programs and materials. Safety Includes an employee video, quiz, hand-outs, presentation and instructor notes.

13. Wellness According to a Sun Life Study, companies can expect to save $251 per employee per year with wellness programs. Savings like this add up quickly. PL&B Insurance wants to help you invest in your most important asset: your employees. Home How do you encourage employees to stay fit and healthy both in the workplace and at home?

14. Workplace Wellness Reduce employee turnover and increase productivity with these simple tools to promote wellness in the workplace. Wellness Work with PL&B Insurance to select monthly topics. Includes posters and educational articles.

15. Return to Work In a Liberty Mutual study, MillerCoors estimated they saved more than $1 million over a period of 3 years by implementing a return to work program. Returning employees to work efficiently and effectively is crucial to protecting your bottom line. We can help. Home Do you have a return to work program in place?

16. Return to Work Program Managing an effective return to work program has been shown to drastically reduce the cost of running a business. Return to Work Includes information about legal requirements, forms, employee communications, policy creation and alternate duty assistance.

17. Legal Compliance Understanding your legal requirements and keeping on top of changing legislation can be challenging. Let PL&B Insurance help. Home How do you stay current and compliant with changing regulations throughout Canada?

18. Management Series: Keeping it Legal The Management Series provides crucial education for business owners. We’d like to help you “keep it legal” by sharing provincial law information in an easy-to-digest format. We’ll also keep you abreast of what’s new. Includes a webinar, provincial law information and timely legislative briefs. Legal Compliance

19. Continuity Planning Did you know that 75 per cent of businesses that face a significant disaster fail within six months? Criminal acts, natural disasters and terrorism can devastate a business. Do you have a readiness plan in place to minimize their impact? Home Do you have a continuity plan in place should your business suffer a business interruption or disaster?

20. Continuity Planning Business Continuity Plan We’ll help you customize a business continuity plan and ensure it’s just the right fit for your company. Includes customization of a business continuity plan, vulnerability testing and employee education materials.

21. Cyber Liability The continued rise in the amount of information stored and transferred electronically means an increase in the potential exposures facing your business. Are you prepared? Home How is your IT department staying up to date on cyber security issues and protecting your computers and systems?

22. Management Series: Cyber Aware The Management Series provides crucial education for business owners. Let us help you stay Cyber Aware with our information highlighting the latest legal developments and cyber activity. Includes a quarterly newsletter, hand-selected cyber liability information and policies, and a webinar on current topics of interest. Cyber Liability