1. By Jasmine Patterson, Devonte Jones, Brian Baker, & Garon McKean

2. Warm-Up List Three Different types of Health Insurance. If you have Health Insurance, Who are you covered by?

3. Hospital Insurance Hospital Insurance- Covers Hospital fee’s if you get injured or become ill. Covers, x-rays, CT Scans, MRI’s, and the usual visits and check-ups.

4. Surgical Insurance Surgical Insurance- Covers Surgeon Fee’s, Use of Med. Supplies, Anesthesia. Pays all expenses for an operation. Transplants, Plastic Surgery…

5. Group Health Insurance Being covered by a group is the best kind of coverage. And it is the most popular way to purchase health insurance.

6. Individual Health Care- Policy that Gives you insurance if your employer cannot afford to buy you insurance. Individual Health Care

7. Comprehensive Medical Policy Comprehensive Medical Policy- Combines the features of hospital, surgical, & major medical insurance.

8. Dental Insurance Dental Insurance- Insurance that covers Dental Expenses Like: use of tools, gloves, their time and effort, and their expertise.

9. Vision Care Insurance Vision Care Insurance- these policies cover eye examinations, prescription lenses, frames, and contact lenses.

10. Regular Medical Insurance Regular Medical Insurance- Covers patients at home, doctors visits, non surgical doctor procedures, and hospital visits.

11. Major Medical Insurance Major Medical Insurance- Protects you under high cost, and serious illnesses or injury.

12. Coinsurance Coinsurance- is expenses that the policy holder and the insurance company share to make it simpler.

13. Managed Care Plans Managed Care Plans- covers more than two thirds of Americans with insurance through their employer.

14. State Government Assistance Such as Workers Compensation… & Medicaid.

15. Federal Government Assistance Fed. Government Ass.- Helps People above the age of 65, is known as Medicare.

16. Cost Reduction Actions The cost for Medicare is contently rising. So there are associations that reduce the cost, and discounts for aged, mentally/physically challenged.

17. Disability Income Insurance Disability Income Insurance- over a certain period of time you cant loose income with this, caused or effected by a long term illness or injury.

18. Long-Term Care Insurance With People living longer, this protects people for longer and is the fastest type of protection still growing.