1. Leading your business to financial success

2. Areas Covered Overview of the small business market Overview of the small business market Reaching small business success Reaching small business success How can MerchantCreditAdvance help small businesses establish and foster results? How can MerchantCreditAdvance help small businesses establish and foster results?

3. Overview of the small business market

4. Sources: National Federation of Independant Business (NFIB); Students in Free Enterprise Small Business Competition is on the Rise Approximately 24 million businesses exist in the United States today. Small businesses create 80% of all new jobs in the US. Approximately 24 million businesses exist in the United States today. Small businesses create 80% of all new jobs in the US. Two-thirds of current college students plan to become entrepreneurs at some point in their careers Two-thirds of current college students plan to become entrepreneurs at some point in their careers

5. Sources: National Federation of Independant Business (NFIB); The Global Entrepreneurship Monitor (GEM) Young businesses are suffering in this time of economic uncertainty As of April 2008, small business optimism was at its lowest level since the recession of 1980. As of April 2008, small business optimism was at its lowest level since the recession of 1980. There is a strong correlation between national economic growth and the level of national entrepreneurial activity in prior years. There is a strong correlation between national economic growth and the level of national entrepreneurial activity in prior years.

6. Reaching small business success

7. Sources: Ewing Marion Kauffman Foundation; National Federation of Independant Business (NFIB) Small Businesses Cannot Grow Without Significant Funding More than a third of small businesses – 37% – have no revenue in their first year of operation. More than a third of small businesses – 37% – have no revenue in their first year of operation. More than half (55%) of small businesses experience loss in their first year. More than half (55%) of small businesses experience loss in their first year. Salaries, wages, and commissions are the largest expense for most small businesses.

8. Sources: National Federation of Independant Business (NFIB); Ewing Marion Kauffman Foundation Credit is More Difficult for Small Businesses to Obtain Seven percent of today’s small businesses indicate that credit is more difficult to attain. Seven percent of today’s small businesses indicate that credit is more difficult to attain. Only 10% of small businesses are granted outside funding support in their first year, with three percent of that coming from parents. Only 10% of small businesses are granted outside funding support in their first year, with three percent of that coming from parents.

9. How can MerchantCreditAdvance help small businesses establish and foster results?

10. Who Qualifies to Use MerchantCreditAdvance’s Services? Small businesses that generate $3,000 or more in credit sales each month may be eligible to borrow $5,000 to $150,000 in business capital in only days. Small businesses that generate $3,000 or more in credit sales each month may be eligible to borrow $5,000 to $150,000 in business capital in only days. No personal collateral is required – merchant cash advances are based on future credit card sales earnings. No personal collateral is required – merchant cash advances are based on future credit card sales earnings.

11. How MerchantCreditAdvance Works 1. You sell us a certain amount of your credit or debit card sales at a reduced price. 2. Next, we research the rate of monetary value to fit the fixed percentage amount that is right for your business’s lifestyle. 3. The percentage we obtain from each transaction is set for the rest of the existence of the funding we have provided you. We don't benefit from this partnership until you do.

12. Contact MerchantCreditAdvance 175 South Lake Avenue, Suite 200 Pasadena, CA 91101 Toll Free: 800-503-1146