1. How Much Can You Contribute To Your Strategic Affluence 401k Each Year? This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at http://www.StrategicAffluence.com

2. How Much Can You Contribute To Your Strategic Affluence 401k Each Year? The absolute maximum amount that can be contributed to your Strategic Affluence 401k changes nearly each year. The IRS guidelines on this are at: http://www.Strategic Affluence401kCo.com/deposit-limits http://www.Strategic Affluence401kCo.com/deposit-limits At this time, the maximum amount that can be contributed for the benefit of each participant is $51,000* This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at http://www.StrategicAffluence.com

3. Beginning the year you turn 50, your annual maximum is increased by $5,500 (a “catch up” contribution)! But There’s An Exception! This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at http://www.StrategicAffluence.com

4. For the rest of this presentation, I’m going to ignore the catch-up contribution. Just be aware that if you’re 50 or older by the end of the year, you’re entitled to defer an additional $5,500 of salary each year. But There’s An Exception! This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at http://www.StrategicAffluence.com

5. Note that this is per participant, and NOT per Strategic Affluence 401k. EACH qualified participant can have contributions up to $51,000 per year. This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at http://www.StrategicAffluence.com

6. Now You Know The “Absolute” Annual Limit. But Unfortunately, You Can’t Just Deposit $51,000 In Your Account… This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at http://www.StrategicAffluence.com

7. Like Everything Else Where The IRS Is Concerned, There Are Rules Governing How To Contribute To Your Plan. This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at http://www.StrategicAffluence.com

8. 3 Components Of Contributions Your Strategic Affluence 401k $51,000 Annual Limit Salary Deferral Profit Sharing Maximizer Strategy This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at http://www.StrategicAffluence.com

9. How To Contribute The Maximum Each Year… Only the salary deferral component has a defined limit which will be discussed momentarily. Both Profit Sharing and the Maximizer Method can constitute any amount of your Strategic Affluence 401k savings, so long as the total of the 3 components is under the $51,000 annually. This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at http://www.StrategicAffluence.com

10. Salary Deferral Your Strategic Affluence 401k $51,000 Annual Limit Salary Deferral This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at http://www.StrategicAffluence.com

11. Contribution Type #1: Salary Deferral Salary deferral is money withheld from your paycheck for deposit into your Strategic Affluence 401k. This is the most common kind of retirement savings with which nearly everyone is familiar. This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at http://www.StrategicAffluence.com

12. Contribution Type #1: Salary Deferral Presently, you can contribute up to $17,500 (or $23,000 if over age 50) for salary deferral. This contribution can be either a Traditional or Roth contribution. This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at http://www.StrategicAffluence.com

13. Contribution Type #1: Salary Deferral And remember: If your spouse is also a qualified participant in your Strategic Affluence 401k, your spouse can make separate contributions, which essentially doubles your family’s savings potential through your Strategic Affluence 401k, so you and your spouse could jointly put away $35,000 per year! This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at http://www.StrategicAffluence.com

14. Contribution Deadlines Also, make sure you consult with your tax advisor regarding the annual contribution deadlines, which varies depending on the entity structure and the type of contribution it is. This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at http://www.StrategicAffluence.com

15. Contribution Type #1: Salary Deferral As you can see, if you never use any method of contributions to your Strategic Affluence 401k other than just Salary Deferral, you can put away a very large amount of cash for your retirement. This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at http://www.StrategicAffluence.com

16. Contribution Type #1: Salary Deferral But there are other more powerful strategies of getting money into your Strategic Affluence 401k, which we’ll be discussing in the next trainings… This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at http://www.StrategicAffluence.com