2. FIRST CURRENCY E LECTRONIC B ANKING IN C ENTRAL A FRICA T HINK G LOBAL, A CT LOCAL A GLOBAL SOLUTION FROM A LOCAL APPLICATION EXECUTIVE SUMMARY 1 st Currency is a working intra-bank application that made its debut in Cameroon. It is an Internet software that integrates local banks to consumers, micro-financiers, merchants, public and private sectors. It facilitates fast and efficient electronic transfer of funds. 1 st Currency is a pilot project of Cluster Holdings.

3. FIRST CURRENCY HARDWARE REQUIREMENTS The following are to be made handy: 1. 01 computer 2. 01 printer of your choice 3. Internet connection

4. FIRST CURRENCY How to Participate IT IS EASY… To participate in the 1 st Currency networks operations, you need to do the following: Obtain an electronic account Deposit an amount of your choice at the cash pool account No.01016000826, UBA. Remember you may not perform cash reception operations above the amount deposited. However your operational platform will automatically increase when you perform payment operations. System installation, obtain training and hand manuals from our professional staff. Obtain a cover license to transfer funds across the national territory of Cameroon (to be issued by us) You are done!!!

5. FIRST CURRENCY M OVING FORWARD

6. 1 st Currency creates login data for the General Manager (for financial institutions), or Brand manager (non financial institutions). The GM will intend create the other branches and principal tellers associated to the respective branches. The GM has every powers to consult the financial records of the created branches.

7. FIRST CURRENCY WE ARE DIFFERENT We own the fastest clearing house ever invented. Transfer commissions are determined by our partners including you. 60% of commissions back to partners. Our services include but are not limited to:  Over the counter transactions  Cash pickups  Advanced online payments possibilities  Swap services More….