1. How much is your GPA worth?

3. Career FieldMedian earnings for full-time, year-round worker Science and engineering: Computers, mathematics, and statistics$80,180 Biological, agricultural, and environmental sciences$70,025 Physical and related sciences$80,037 Psychology$55,509 Social Sciences$70,197 Engineering$91,611 Science and engineering related fields$69,615 Business$66,605 Education$50,902 Arts, humanities, and other: Literature and languages$58,616 Liberal arts and history$58,761 Visual and performing arts$50484 Communications$55,859 Other$52,490 Information from the US Census Bureau, 2011 American Community Survey Detailed Field of Bachelor’s Degree by Median Annual Earnings for the Population 25 and Over: 2011

12. National Persistence to Degree – public institutions ( Years): 46.6% Source: ACT Institutional Data File 2014 Indiana College Completion (Extended Time - 6 years): 42% Source: ACT Institutional Data File 2014 Indiana average across all income levels: 66% Source: Indiana Commission for Higher Education

13. QUICK DEFINITIONS SCHOLARSHIPS AND GRANTS: Awarded based on merit (grades, service, extra-curricular activities, etc.) or income. Does not have to be paid back after you graduate. STUDENT LOANS: Awarded based on income to cover the cost of college. You must begin paying these back six months after you graduate, leave school, or drop below half-time student status.

14.  The maximum Federal Pell Grant award is $5,775 for the 2015–16 (.77% increase from 2014-15)  $5819 (2016-17)  $5,864 (2017-18)  $5,909 (2018-19)  Direct Subsidized Stafford > interest begins at completion of college – payment 6 month after  Direct Unsubsidized Stafford > interest begins at origination date of loan  Stafford Student Loans > Cumulative Loan Limit: $31,000 and 10 year term (2015-16 loan rate)  Monthly payments: $324  Total loan payment $38,842 + $536 (loan origination fee)= $39,378 Total funds available Pell Grant ($23,367) & Stafford Loans ($31,000)=$54,367 Federal Pell Grants & Stafford Loans When do I begin repaying my federal loans? Direct subsidized Loans, Direct unsubsidized loans, subsidized federal Stafford loans, and unsubsidized federal Stafford Loans have a six-month grace period after you graduate, leave school, or drop below half-time student status.

15. You can reduce or avoid significant loans by: 1.Earning a high school GPA of at minimum of a 2.5 up to 3.6^ 2.Attending a public or private college or university in Indiana 3.Working with PCRHS counselors to follow your college and career plan

16. To be admitted, your need to have the following academic requirements: Let’s say you want to attend Indiana State University in 2014-15. A GPA of 2.5 or higher If you are a 21 st Century Scholar, this is also the GPA you must maintain to receive your award regardless of the college you attend.

17. INDIANA RESIDENTS Tuition and fees$8,216 Room and Board*$8,746.5 Book and supplies*$1,500 Total direct costs$18,462.5 This is how much it costs to attend for 1 year: This is what the basic 21 st Century Scholarship covers. It will not cover Room and Board, book fees, or other supply fees. When you are admitted, you need to examine what it will cost. That leaves $10,246.5 that you need to pay. Indiana State has a supplemental awards for eligible 21 st Century Scholars that will significantly decrease cost of attendance.

18. Additional Incentives & Supplemental Scholarships at ISU for 21 st Century Scholars 21 st Century Scholars Excellence and Textbook Scholarship Four year scholarship, covers 100% of standard housing costs + $500 stipend for books Four year scholarship, covers 100% of standard housing costs + $500 stipend for books Must have two out of the three following requirements: Must have two out of the three following requirements: GPA of 3.75 or higher GPA of 3.75 or higher SAT score of at least 1200 or ACT of 26 SAT score of at least 1200 or ACT of 26 Ranking in top 10% of one’s senior class Ranking in top 10% of one’s senior class 21 st Century Scholars Housing and Textbook Scholarship Four-year scholarship, $1,500 per year towards on-campus housing + $500 book stipend Four-year scholarship, $1,500 per year towards on-campus housing + $500 book stipend Must have two out of the three following requirements: Must have two out of the three following requirements: GPA of 3.0 or higher GPA of 3.0 or higher Complete a minimum of Core 40 curriculum (PCRHS students complete Core 40 Honors curriculum) Complete a minimum of Core 40 curriculum (PCRHS students complete Core 40 Honors curriculum) Laptop Award ISU will award a laptop to any incoming freshman student who: ISU will award a laptop to any incoming freshman student who: Completed a minimum of Core 40 curriculum Completed a minimum of Core 40 curriculum Has a GPA of 3.0 or higher Has a GPA of 3.0 or higher All of these awards can offset the cost of attendance not covered by 21 st Century Scholars or other financial aid awards. Be sure to note that these awards require a GPA of 3.0 or higher. ISU offers many merit based awards for students who are not 21 st Century Scholars.

19. If 21 st Century Scholars covers your cost of tuition, you will need to secure an additional $40,984. $40,984 - $23,367 (max Pell grant funds) = $17,617 (Stafford Loan amount) With an interest rate of 4.29% (Stafford Loan), your monthly cost will be: $181, paid over 10 years. Total expense of loan (with interest added) = $21,696 Good grades + 186 days of class = earn you $29 per day

20. IU – Bloomington and Purdue University, both great in-state public schools, also have opportunities for 21 st Century Scholars. IU- BLOOMINGTON 75% of the incoming freshman class had an average high school GPA of 3.47 or higher IU Covenant award – available to all 21 st Century Scholar students admitted to IU – Bloomington. Covers room & board and book expenses (not covered by 21 st Century award) PURDUE – WEST LAFAYETTE 75% of the incoming freshman class had an average high school GPA of 3.5 or higher Purdue Promise award and program – available to all 21 st Century Scholar students admitted to Purdue. Covers room & board and book expenses (not covered by 21 st Century award) Program also provides tutoring, mentoring, and other transition to college resources

21. Below is the breakdown of costs for Purdue University: INDIANA RESIDENTS Tuition and fees$9,992 Room and Board*$10,300 Book and supplies*$1,200 Total direct costs$21,492 Direct costs for 2015-16 What a 21 st Century Scholarship will cover After the 21 st Century Scholarship, the remaining annual expense is$11,500. Due to Purdue Promise & IU Covenant Award…you will need $0.00.

22. If IU & Purdue did not provide 21 st Century Scholars an all expenses paid scholarship, you would need to fund an additional $46,000. $ 46,000 - $23,367 (max Pell grant funds) = $22,633 (Stafford Loan amount) With an interest rate of 4.29% (Stafford Loan), your monthly cost will be: $232, paid over 10 years. Total loan expense (with interest added) = $27,874 Good grades + 186 days of class = earn you $37.5 per day

23. If you attend a private college or university, such as Marian University, the cost is: MARIAN UNIVERSITYANNUAL COST Tuition and fees$31,500 Room and Board$9,720 Books$1,200 Total direct costs$42,420 If attending a private school, a 21 st Century Scholar receives an award of $7,795 towards tuition for the year. $31,500 -$7,795 = $23,705 remaining tuition for 2016-1 7. Your counselor will recommend that you apply for scholarships that can help cover books and room & board. Average incoming freshman GPA is a 3.4 or higher. 21st Century Scholars, Marian offers 25 full tuition and fees scholarship. $42,420 - $31,500 = $10,920 remaining to pay for 2016-17

24. If Marian did not provide 25 additional scholarships to 21 st Century Scholars, you would need to fund $138,500 for tuition, books, and room & board $138,500 - $23,367 (Max Pell Grant) = $115,133 (Loan amount) With an interest rate of 4.29% (Stafford Loan rate), your monthly cost will be: $1,182, paid over 10 years. Total loan expense (with interest added) = $141,792

25. St. Mary of the Woods (SMW), PCRHS is sponsored by the Sisters of Providence, is a private school SMW COSTSANNUAL COST Tuition and fees$28,932 Room and Board$10,700 Book$1,200 Total direct costs$40,832 If attending a private school, a 21 st Century Scholar receives an award for cost of attendance equivalent to Ivy Tech. In this case it would be an award of $7,795. $40,832 - $7,795= $33,037 remaining tuition for 2016-17. For 21 st Century Scholars, SMW has a four-year full tuition and fees scholarship for students with a 3.0 GPA or higher. With an interest rate of 4.29% (Stafford Loan rate), your monthly cost will be: $251, paid over 10 years. Total Loan Expense: $30,172. $40,832 - $28,932 (scholarship) - $5,775 (max Pell Grant) = $6,125 remaining to pay for 2016-17

26. The University of Indianapolis is providing all PCR grads that are admitted to their university a full tuition AND housing scholarship. UINDYANNUAL COST Tuition and fees$26,110 Housing cost$5,340 Meal plan & Books$5,794 Total direct costs$37,244 Your counselor will recommend that you apply for scholarships that can help cover books, meal plans, and other costs. $37,244 -$26,110 - $5,340 = $5,794 remaining total for 2016-17. Your initial loan amount would be: $23,176. Monthly payment: $237, paid every month for 10 years You will pay a total of $28,539 with interest on your loan. Good grades + 186 days of class = earn you $169 per day

27.  Indianapolis Market: $165,284  United States: $201,449  Mortgage Insurance is not required if you provide 20% of the value of the home ($33,056) National Association of Realtor average home price (July 2015): With a 4% interest rate for a 30 year loan (average July 2015) the monthly payment for a home loan would be $789 per month.

28. Maintaining a good GPA. Schools will give more grants and scholarships to students who have performed well academically. Talking with PCRHS counselors about how to prepare to pay for college, what your financial aid options are, and what schools you are interested in attending. Research scholarships to apply for that can supplement financial aid offered by colleges and universities. Counselors can show you where to look for these scholarships and how to apply for them.