1. February Financials

2. CVAS Investment Proposal

3. CVAS Investment Proposal Alternative 1 Funds kept at existing Charter One checking account. Earning 0.05% interest. $5,000 * 0.0005 = $2.50 Annual Interest Equivalent to ½ Big Mac Value Meal

4. CVAS Investment Proposal Alternative 2 Purchase 1 Year CD thru Charter One Bank. Earning 1.00% interest. $5,000 * 0.01 = $50.00 Annual Interest Equivalent to 1½ months of our electric bill.

5. CVAS Investment Proposal Alternative 3-Suggested Purchase Mutual Fund DLTNX. Sell portion or all after 1 year, depending on CVAS funding requirements. Earns approximate 7.50% interest. $5,000 * 0.0750 = $375.00 Annual Interest Equivalent to a full year of our electric bill Or Equivalent to our annual insurance policy.

6. CVAS Investment Proposal Alternative 3 - Continued Purchase 450 shares at $11.10 per share = $4,995. If share price increases, example: 450 shares at $11.20 = 5,040. CVAS keeps $45 gain. ($5,040 -$4,995) If share price decreases, example: 450 shares at $10.70 = 4,815. $180 loss. ($4,815 -$4,995) I will cover the loss with a donation to CVAS.

7. NOTICE 52 WEEK PRICE RANGE OF $10.90-$11.32 A 3.8% PRICE SWING

10. Questions? Discussion