1. “Confessions from a Loss Mitigator” Chris McLaughlin Operating Principal & Attorney Nathan Jurewicz KW Client & Real Estate investor

2. 2 Meet Jerami King

3. 3 His Bio Jerami King is a Bank and Investor trained Loss Mitigation Specialist, and worked in Loss Mitigation at Flagstar Bank as a Team Lead for over 5 years. While there, he was responsible for the training of new “Short Sale Specialists”. Mr. King completed over 6000 short sales at the bank, and over 500 in his own business for other investors. Specific and specialized training in all types of loans; Conventional, Investor Owned, FHA and VA loans. Mr. King holds certification by Fannie Mae, Freddie Mac and FHA in processing and approving short sales

4. 4 Demographic of a loss mitigator… Early 20’s (usually straight out of college) Goes from collections to loss mitigation Makes between $8.50 to $14.00 per hour Is expected to work 50-60 hours per week Has an average of about 300 files on his desk Is expected to close 30 files per month

5. 5 Submit the short sale pkg in order…. Cover Page Authorization Hardship Financial Form Pay Stubs Bank Statements Tax Returns Listing Agreement Purchase HUD

6. 6 Questions from Nathan & his staff… What can you do when the bpo comes in too high? Any tricks to getting the bpo value if they won’t tell you? What about when the banks “lie” about the bpo? Any tricks to get a copy of the banks bpo? Any tricks to speeding up the process? If we try to find out who the investor on the note is and they say “no” what should we do? What should we not do that is commonly taught be short sale experts?

7. 7 Open Q & A TYPE IN YOUR QUESTIONS FOR JERAMI. HE WILL ANSWER AS MANY AS HUMANLY POSSIBLE! NO NON LOSS MITIGATION QUESTIONS PLEASE

8. 8 Would you like Jerami to negotiate your short sales? www.preforeclosureresults.com Kk_consulting@comcast.net He has a special discount planned only for Inner Circle Coaching Students. Please Email him for detail.