1. CHAMBER OF THRIFT BANKS Accomplishment Report 3 rd Quarter 2008 Accomplishment Report 3 rd Quarter 2008 Ambassador Alfredo M. Yao CTB President

2. Create great-looking signatures for your e-mail BSP ADVOCACY BSP ADVOCACY Proposal to allow TBs to issue Foreign L/Cs to enable TBs to provide the necessary import-export facilities to their SME clients Issuance of BSP Circular 620 (new rules on Bank Protection) adopting some of CTB ’ s comments Deferred implementation of retro 20% FWT on overnight RRP transactions with BSP CHAMBER OF TRIFT BANKS

3. BSP ADVOCACY BSP ADVOCACY Extension to December 31, 2011 of the exemption of micro and small-enterprise loans from the required submission of ITR/AFS Investment in Foreign Currency Denominated Philippine Debt Securities by Regular Banking Units of TBs Active participation in MSME Law IRR formulation with the end in view of making the new MSME Law “ doable ” for TBs

4. Create great-looking signatures for your e-mail LEGISLATIVE ADVOCACY LEGISLATIVE ADVOCACY Free Patent Bill due for plenary in both Houses of Congress Credit Information System Act (CISA) ratified by both the Senate and the House of Representatives Active participation in congressional hearings on Farmland as Collateral bills, voicing CTB ’ s stand against any form of mandatory lending CHAMBER OF TRIFT BANKS

5. Create great-looking signatures for your e-mail PROFESSIONAL DEVELOPMENT COMMITTEE FCDU Training Program for TBs and RBs to be held on October 16 and 17 CHAMBER OF TRIFT BANKS

6. Create great-looking signatures for your e-mail OTHER INITIATIVES OTHER INITIATIVES Affordable facility for CTB members to enable them to actively participate in the fixed income market BSP-SES Briefing/Dialogue with Visayas members held in Cebu CHAMBER OF TRIFT BANKS

7. THANK YOU!