1. Presented by: Carl Roberge Employee Benefits Consultant

4. 1855 West State Road 434 Longwood, FL 32750

20. “With increasing cost pressures on companies, I thrive on delivering measurable savings to the bottom-line through innovative and creative benefit solutions. My background as a world-class athlete brings discipline to my work, success for my clients comes with loyalty, knowledge and risk management. * Wellness, “Building a culture within a company that promotes living healthy.” *Compliance, “ Knowledge + Application = Understanding.” *Data Analytics “ The process of inspecting, cleaning, transforming, and modeling raw data with the purpose of discovering useful information, suggesting conclusions and supporting the decision making process. “ *Communication, ”simple and make it listenable” Carl Roberge Employee Benefits Consultant Carl.roberge@ioausa.com 407-998-5223