1. POST SECONDARY FINANCIAL PLANNING

3. McGILL

5. $5,398

6. WHAT IS A POST SECONDARY EDUCATION  Is an optional level of studying beyond what is required by law.  Is optional, for those who wish to obtain degrees, learn a specific trade, or simply gain scholarly knowledge of a particular field.  Undertaken so students can qualify for higher-paying jobs that require certain degrees or courses of study.

7. TYPES OF POST SECONDARY EDUCATION 1.Undergraduate Programs 2.Graduate Programs 3.Professional or Vocational Schools 4.Certification Programs

8. UNDERGRADUATE PROGRAMS Are one of the most common types of post-secondary school Examples:  Bachelor’s degree which are typically four years of study and are typically offered by universities.  Associate's degree which are generally two years and are typically offered by community colleges.

9. GRADUATE PROGRAMS  Graduate study programs are another form of post-secondary school, usually reserved for those with a BA or who have met alternative competency requirements.  These programs typically award Master of Arts (MA) or Doctoral (PhD) degrees.

10. PROFESSIONAL OR VOCATIONAL SCHOOL  Are another type of post-secondary institutions, similar to graduate programs but aimed at creating professionals in a particular discipline. (e.g. doctors, lawyers, business professionals)

11. CERTIFICATION PROGRAMS  Certification programs from trade or technical schools are another type of adult education that some people use to further their career prospects or hone skills for a particular job. (carpenter, plumber)

12. OPTIONS TO PAY FOR SCHOOL 1.Scholarships 2.Bursaries 3.Student Loans 4.Cooperative Education 5.Apprenticeship 6.Part-time Employment 7.Savings 8.Military 9.Sponsorship

13. SCHOLARSHIP  A sum of money or other aid granted to a student, because of merit, need, etc., to pursue his or her studies.  Don't need to be paid back after the student graduates.

14. BURSARIES  Are cash donations given to those students who require the financial help to attend school.  Usually smaller than scholarships  Don't need to be paid back after the student graduates.

15. STUDENT LOANS  Help by providing student financial assistance in the form of loans and grants to Canadians attending post-secondary education in most provinces and territories.  Loans – money that you pay back  Grants – money that you do not pay back

16. COOPERATIVE EDUCATION  Is a structured method of combining classroom-based education with practical work experience.  A cooperative education experience, commonly known as a "co-op", provides academic credit for structured job experience.

17. APPRENTICESHIP  Is a system of training a new generation of practitioners of a skill.  Apprentices build their careers from apprenticeships.  Most of their training is done while working for an employer who helps the apprentices learn their trade, in exchange for their continuing labour for an agreed period after they become skilled.

18. EXPENSES WHILE A STUDENT  Money going out  Cost or charge incured