1. STAYING CALM WHEN THE MARKET GOES WILD Name Title mfsp-staycalm-pres 24678.10 9/15

2. The views expressed in this presentation are those of MFS and are subject to change at any time. These views should not be relied upon as investment advice, as securities recommendations, or as an indication of trading intent on behalf of any other MFS investment product. MFS may have sponsored this seminar by paying for all or a portion of the associated costs. Such sponsorship may create a conflict of interest to the extent that the broker dealer’s financial advisor considers the sponsorship when rendering advice to customers. Past performance is no guarantee of future results. No forecasts can be guaranteed. IMPORTANT INFORMATION 2 MFS Fund Distributors, Inc., Boston, MA

3. OVER THE LONG TERM, STOCKS HAVE LED THE WAY Growth of hypothetical $10,000 investments over three decades 3 Sources: SPAR, FactSet Research Systems Inc. For illustrative purposes only. Results are not intended to represent the future performance of any MFS® product. Stocks are represented by the Standard & Poor’s 500 Stock Index (S&P 500), which measures the broad U.S. stock market. Bonds reflect performance of the Barclays U.S. Aggregate Bond Index, which measures the U.S. bond market. U.S. Treasury bills are represented by the BofA Merrill Lynch 3-Month U.S. Treasury Bill Index. The principal value and interest on Treasury securities are guaranteed by the U.S. government if held to maturity. Inflation is measured by the Consumer Price Index, a measure of inflation, as reported by the U.S. Bureau of Labor Statistics. These indices represent asset types that are subject to risk, including loss of principal. Index performance does not include any investment related fees or expenses. It is not possible to invest directly in an index. The value of equity investments are more volatile than the other securities. In addition, long term Government Bonds and the Treasury Bills are guaranteed as to the timely payment of interest.

4. BEAR MARKETS HAVE NOT STOPPED STOCKS Tracking the S&P 500 Index (closing values 1985 – 2014) 4 *Bear market returns are cumulative for each period. Source: SPAR, FactSet Research Systems, Inc.For illustrative purposes only. Results are not intended to represent the future performance of any MFS product. A bear market is defined as a peak-to-trough decline of 20% or more over a prolonged period. Bear markets are calculated based on month-to-month changes in the S&P 500. A correction is defined as a peak-to-trough decline of 10% or more but less than 20% over a relatively short period.

5. Investor #1 Investor #2 Investor #3 through periods of low prices. mfsp-staycalm-pres-3/11 4 A TALE OF THREE INVESTORS Hypothetical $1,000 annual investment from 1/01/95 to 12/31/14 5 Source: SPAR. Hypothetical examples are for illustrative purposes only and are not intended to represent the future performance of any MFS ® product. For purposes of this comparison, we have divided the overall market into the following eight indices — the Barclays U.S. Aggregate Bond Index measures the U.S. bond market. The MSCI EAFE Index measure the non-U.S. stock market. The Russell 1000 Growth Index measures large-cap U.S. growth stocks. The Russell 1000 Value Index measures large-cap U.S. value stocks. The Russell 2500 Index measures U.S. small- and mid-cap stocks. The FTSE NAREIT All REITs Total Return Index tracks the performance of commercial real estate across the U.S. economy. The JPMorgan Global Government Bond Index (Unhedged) measures government bond markets around the world. The Bloomberg Commodity Index is composed of futures contracts on physical commodities. Index performance does not reflect the deduction of any investment-related fees and expenses. It is not possible to invest directly in an index. Use of a systematic investing program does not guarantee a profit or protect against a loss in declining markets. You should consider your ability to continue to invest through periods of low prices.

6. MFSP-STAYCALM.PPT-8-12 6 "OUR FAVORITE HOLDING PERIOD IS FOREVER" - Warren Buffet Data source: Morningstar. ©2015 Morningstar, Inc. All rights reserved. The Morningstar information contained herein: (1) is proprietary to Morningstar; (2) may not be copied; and (3) is not warranted to be accurate, complete or timely. Neither Morningstar nor its content providers are responsible or any damages or losses arising from any use of this information. The data is not intended to represent the performance of any MFS product. Keep in mind that all investments carry a certain amount of risk including the possible loss of the principal amount invested. The Standard & Poor’s 500 Stock Index measures the broad U.S. stock market. Index performance does not include any investment-related fees or expenses. It is not possible to invest directly in an index.

7. MFSP-STAYCALM.PPT-8-12 7 MOVING TO CASH DOESN'T NECESSARILY HELP Data source: Morningstar. The six-month CD rate is derived from secondary-market six-month CD rates published by the Federal Reserve Bank. The value of equity investments are more volatile than the other securities. CDs offer a fixed rate of return. Also, they are FDIC insured and have principal and interest guarantees.

8. MFSP-STAYCALM.PPT-8-12 8 STAYING THE COURSE Data source: Morningstar. Index performance does not include any investment related fees or expenses. It is not possible to invest directly in an index. The data is not intended to represent the performance of any MFS product.

9. INVESTING ACROSS MULTIPLE ASSET CLASSES Asset class annual returns, best to worst, 2005 – 2014 9 Source: SPAR, FactSet Research Systems Inc. For illustrative purposes only. Results are not intended to represent the future performance of any MFS product. 2 Bloomberg Commodity Index is composed of futures contracts on physical commodities. 3 MSCI EAFE Index measures the non-U.S. stock market. 4 FTSE NAREIT All REITs Total Return Index tracks the performance of commercial real estate across the U.S. economy. 5 Russell 2500 Index measures small- and mid-cap U.S. stocks. 6 Diversified Portfolio is made up of equal allocations of all segments disclosed herein, excluding cash. 7 Russell 1000 Value Index measures large-cap U.S. value stocks. 8 Russell 1000 Growth Index measures large-cap U.S. growth stocks. 9 Citigroup 3-month T-bill Index is derived from secondary market Treasury bill rates published by the Federal Reserve Bank. 10 Barclays U.S. Aggregate Bond Index measures the U.S. bond market. 11 JPMorgan Global Government Bond Index (Unhedged) measures government bond markets around the world. Index performance does not include any investment-related fees or expenses. It is not possible to invest directly in an index.

10. Growth stocks Investments in growth companies can be more sensitive to the company’s earnings and more volatile than the stock market in general. Value stocks Investments in value companies can continue to be undervalued for long periods of time and be more volatile than the stock market in general. International stocks Investments in foreign markets can involve greater risk and volatility than U.S. investments because of adverse market, economic, political, regulatory, geopolitical, or other conditions. Small-/Mid-cap stocks Investments in small and mid-cap companies can be more volatile than investments in larger companies. Emerging Markets Emerging markets can have less market structure, depth, and regulatory oversight and greater political, social, and economic instability than developed markets. ASSET CLASS RISK CONSIDERATIONS 10

11. Bonds Investments in debt instruments may decline in value as the result of increases in interest rates, declines in the credit quality of the issuer, borrower, or counterparty or underlying collateral, or changes in economic, political, issuer-specific, or other conditions. Certain types of debt instruments can be more sensitive to these factors and therefore more volatile. REITs Real estate-related investments can be very volatile because of general, regional, and local economic conditions, interest rates, property tax rates and values, zoning laws, regulations, natural disasters, cash flows, and other factors. Commodities Commodity-related investments can be more volatile than investments in equity securities or debt instruments and can be affected by changes in overall market movements, commodity index volatility, changes in interest rates, factors affecting a particular industry or commodity, and demand/supply imbalances in the market for the commodity. Events that affect the financial services sector may have a significant adverse effect. Keep in mind that all investments carry a certain amount of risk including the possible loss of the principal amount invested. ASSET CLASS RISK CONSIDERATIONS 11

12. If you have not already done so, we encourage you to:  Discuss these facts and opinions with your investment professional  Factor them into your long-range financial plans PLANNING AND PREPARATION ARE KEY 12 There is no guarantee that these investment strategies will work under all market conditions, and each investor should evaluate their ability to invest for the long term, especially during periods of downturn in the market. The investments you choose should correspond to your financial needs, goals, and risk tolerance. For assistance in determining your financial situation, consult an investment professional.

13. Thank you!