1. www.gov.uk/studentfinance 2016/17 STUDENT FINANCE UPDATE Edge Hill University Teachers & Careers Advisers Conference 6 May 2016 Jon Legg IAG Partner Account Manager jon_legg@slc.co.uk 0777 162 4163

2. 2016/17 i SESSION CONTENTS Eligibility changes EU students; Migrant Workers Support packages Student loans; Dependants’ Grants; DSA; NHS (including 17/18 consultation) Applications Key messages; Deadlines Other Developments Part-time changes; Advanced Learner Loans; Postgraduate Loans Further Information & Resources

3. 2016/17 STUDENT FINANCE 2016/17 ELIGIBILITY CHANGE – EU STUDENTS SECTION 1

4. 2016/17 New students from the EU will now need to have been resident in the UK for five years before the first day of the first year of their course to be eligible to receive ‘living cost’ support from SFE: The rationale for this change is the substantial increase in the number of EU nationals claiming living cost support to study in England In academic year 2009/10 there were around 11,600 EU nationals who received living cost support at a cost of £75m This has risen to around 31,500 awards in academic year 2014/15 amounting to £240m – an increase of 220% 2016/17 STUDENT FINANCE GENERAL ELIGIBILITY – RESIDENCY CHANGE The final consultation documents can be found online at GOV.UKGOV.UK i

5. SECTION 1 2016/17 Three to five year residency change rationale continued.. The average maintenance support paid to EU nationals is higher than that paid to UK nationals as nearly half of the EU nationals accessing support are aged over 25 and likely to be assessed as independent It is also ‘generally’ more difficult to collect loans from EU borrowers as they have a greater tendency to move overseas after graduation and not update their personal/income details* This change will also bring the UK in line with other EU countries’ criteria for accessing living cost support 2016/17 STUDENT FINANCE GENERAL ELIGIBILITY – RESIDENCY CHANGE *BIS estimate less than half of EU tuition loan borrowers remain in the UK and begin repayments through the UK tax system i

6. 2016/17 STUDENT FINANCE 2016/17 POLICY – MIGRANT WORKER STATUS SECTION 1

7. 2016/17 A migrant worker is the student, spouse or family member of an EEA national working in the UK; or has previously worked in the UK and is no longer working due to redundancy and is actively seeking employment: To qualify as a Migrant Worker, the applicant must: Be EEA or Swiss National Be resident in the EEA for at least 3yrs before the start of the course Be resident in England on the first day of the first academic year The student/their partner/parent/step-parent must be working throughout the students’ studies If the student was in State Education in the UK and their parent worked at that time they may also be eligible i 2016/17 STUDENT FINANCE MIGRANT WORKER STATUS - OVERVIEW

8. SECTION 1 2016/17 Starting from AY 2015/16 migrant worker funding, for both maintenance and tuition fees, will be released on a ‘per term’ basis: This means migrant worker students will need to provide evidence of their continuous employment at the start of each term Which students will be affected by this change? All new and continuing, full and part-time students applying in England and Wales who qualify as a migrant worker or family member of a migrant worker from academic year 2015/16 onwards are affected SLC will write to all students affected to advise what evidence will be required and when i 2016/17 STUDENT FINANCE MIGRANT WORKER PROCESS CHANGE

9. SECTION 1 2016/17 How to apply: If eligible to apply as a Migrant Worker, students should send their original identification (ID) or passport and evidence along with PN1 Form to: EEA Migrant Worker Team Student Finance England PO Box 89 Darlington DL1 9AZ For enquiries regarding migrant worker status or applications: Email - EU_Migrantworkers@slc.co.ukTel - 0141 243 3570 2016/17 STUDENT FINANCE MIGRANT WORKER STATUS - APPLICATIONS

10. 2015/16 2016/17 STUDENT FINANCE 2016/17 SUPPORT FOR FULL-TIME UNDERGRADUATES SECTION 2

11. 2016/17 SECTION 2 2016/17 STUDENT FINANCE TUITION FEES SLC pay the Tuition Fee Loan directly to a university or college i Maximum fees and fee loan for full-time courses will be maintained at 2015/16 levels Maximum fees for full-time courses maintained at £9,000 where an institution has met conditions on widening participation set by the Office for Fair Access (OFFA) Maximum non-means tested Tuition Fee Loan for full-time courses maintained at: £9,000 for full-time courses at publicly funded institutions £6,000 for specifically designated courses at private institutions

12. 2016/17 SECTION 2 Revised package of Maintenance Support for new entrants into Higher Education in A/Y 2016/17 (2016 Cohort) Maintenance Grant replaced by additional Maintenance Loan The maximum level of Maintenance Loan has been increased by 10.3% for those previously entitled to Maintenance Grant The overall amount of Maintenance available is therefore higher (the amount of Loan exceeds the previous amount of Grant + Loan) MAINTENANCE SUPPORT 2016 COHORT FULL-TIME STUDENTS

13. 2016/17 SECTION 2 The following students will be assessed as 2016 cohort: Starting a full-time (F/T) course for the first time from 1 st August 2016 There is NO gap year protection for students who deferred entry from A/Y 2015/16 until A/Y 2016/17 Starting a F/T course on 1 st August 2016 or later, having withdrawn from or abandoned a previous HE course in 15/16 or earlier Starting a F/T course on 1 st August or later, having transferred from a previous part-time course or F/T distance learning course started before 1 st August 2016 MAINTENANCE SUPPORT WHO ARE 2016 COHORT STUDENTS?

14. 2016/17 SECTION 2 The following students will be assessed at 2016 cohort, continued... Starting a F/T course on 1 st August 2016 or later, having completed a F/T lower level course which started before 1 st August 2016, where the gap in study between the two courses is more than 5 months Starting a F/T course on 1 st August 2016 or later, having completed a part-time of full-time distance learning course which started before 1 st August 2016 Starting a postgraduate Initial Teacher Training (ITT) course on 1 st August 2016 or later MAINTENANCE SUPPORT WHO ARE 2016 COHORT STUDENTS?

15. 2016/17 SECTION 2 Full Year Student* Maximum Loan (100%)** Non-Income Assessed (% of Max Loan) Income Assessed (% of Max Loan) Parental Home£6,904£3,039 44% £3,865 56% Elsewhere£8,200£3,821 46.6% £4,379 53.4% London£10,702£5,330 49.8% £5,372 50.2% Overseas£9,391£4,540 48.3% £4,851 51.7% *Lower amounts available for final year students **“Long Courses Loan” available if course exceeds 30 weeks and 3 days 2016 cohort F/T students, not eligible for benefits or aged over 60 MAINTENANCE SUPPORT FULL YEAR MAINTENANCE LOAN RATES

16. 2016/17 SECTION 2 Household Income HomeElsewhereLondon £25,000 & under£6,904£8,200£10,702 £30,000£6,322£7,612£10,103 £35,000£5,740£7,023£9,503 £40,000£5,158£6,434£8,904 £45,000£4,576£5,845£8,304 £50,000£3,994£5,265£7,705 £55,000£3,412£4,667£7,105 £60,000£3,039£4,078£6,506 2016 cohort F/T students, not eligible for benefits or aged over 60 MAINTENANCE SUPPORT MAINTENANCE LOAN ENTITLEMENT

17. 2016/17 SECTION 2 Household Income Continuing Student* 2016/17 New Student 2016/17 £25,000 & under£7,572£8,200 £30,000£7,099£7,612 £35,000£6,625£7,023 £40,000£6,152£6,434 £45,000£5,651£5,845 £50,000£5,117£5,256 £55,000£4,583£4,667 £65,000£3,820£3,821 *2012 Cohort F/T Student - Elsewhere Rates MAINTENANCE SUPPORT COMPARISON

18. 2015/16 2016/17 STUDENT FINANCE 2016/17 OTHER SUPPORT SECTION 2

19. 2016/17 SECTION 2 Childcare Grant: Based on 85% of actual registered/approved childcare costs up to maximum of: £155.24 per week for one child £266.15 per week for two or more children Parents’ Learning Allowance: Help with course-related costs for students with dependent children Amount received will be between £50 and £1,573 Adult Dependants’ Grant: Normally for the student’s partner. Can be for another adult who is financially dependent on the student where the adult’s net income is not more than £3,796 p.a. Maximum grant available: £2,757 DEPENDANTS’ GRANTS POLICY OVERVIEW

20. 2016/17 SECTION 2 Maximum Disabled Students’ Allowance will be maintained at 2015/16 Levels in 2016/17 Disabled Students’ Allowances provide help towards the additional costs a student may face as result of their disability, long-term health condition, mental-health condition or specific learning difficulty: DSAs Support: Is available in addition to the standard student finance package, Does not have to be repaid, Is not affected by household income, Looks at the specific needs of the individual student DISABLED STUDENTS’ ALLOWANCES POLICY OVERVIEW

21. 2016/17 SECTION 2 Allowance Part-Time Max Support Full-Time Max Support Frequency of Payment Non-medical personal helper £15,543£20,725Annual Specialist equipment£5,212 Duration of Course Other disability-related expenditure £1,305£1,741Annual Disability related travel No Limit – Reasonable spending can be claimed DISABLED STUDENTS’ ALLOWANCES 2016/17 MAXIMUM RATES For both full-time and part-time postgraduate students, there is a single allowance of up to £10,362 a year i

22. 2016/17 SECTION 2 From 2016/17 the primary responsibility for the funding of roles which fall into bands 1 and 2 of the NMH manual will transfer to HEPs. The exception is the role of Sighted Guide, which will continue to be funded by DSA. DSA will also continue to fund the most specialist types of NMH which fall into bands 3 and 4, with the exception of Specialist Transcription Services, which will become the primary responsibility of the HEPs. DSAs funding will not be available where specialist accommodation is provided by the HE provider or their agent - additional costs should not be passed onto the student DISABLED STUDENTS’ ALLOWANCES KEY CHANGES FOR 2016/17

23. 2016/17 SECTION 2 i Devices for printing and scanning will continue to be funded through DSAs Standard computer peripherals and other accessories will now be funded by exception only - assessment process will be more robust and individual devices will only be funded if the need cannot be met through other measures BIS will seek further information from stakeholders to determine whether specific exceptions to the general rules will apply *To read the full government response to the Consultation on DSAs in England click herehere DISABLED STUDENTS’ ALLOWANCES KEY CHANGES FOR 2016/17

24. 2016/17 SECTION 2 DISABLED STUDENTS’ ALLOWANCES CHANGES FOR 2016/17: PRACTITIONER SITE FACT SHEET http://www.practitioners.slc.co.uk/products/disabled-students- allowances/dsas-updates-for-practitioners.aspx

25. 2015/16 2016/17 SECTION 2 NHS-FUNDED COURSES 2016/17 FUNDING

26. 2016/17 SECTION 2 NHS Support: Students training for eligible courses may be able to get a bursary from the NHS: A bursary is a yearly payment to help with living costs, it’s paid each month and doesn’t have to be paid back Full-time students on NHS degrees can also apply for a fixed grant of £1000 per year SFE Support: Full-time NHS students can also apply to Student Finance England for a reduced rate Maintenance Loan which doesn’t depend on income NHS FUNDED DEGREES HELP WITH LIVING COSTS More detailed information is available at: www.nhsbsa.nhs.uk/Students and www.gov.uk/nhs-bursaries i

27. 2016/17 SECTION 2 Means tested Bursary Non means- tested Grant Non means-tested Loan London£3,191£1,000£3,263 Not London£2,643£1,000£2,324 With Parents£2,207£1,000£1,744 Courses of up to 30 weeks and 3 days: NHS FUNDED DEGREES HELP WITH LIVING COSTS 2016/17 https://www.gov.uk/government/uploads/system/uploads/attachment_data/ file/508834/NHS_Bursary_Scheme_New_Rules_for_2016-17_acc.pdf i

28. 2016/17 SECTION 2 NHS FUNDED DEGREES HELP WITH LIVING COSTS 2016/17 Extra Weeks Allowance London£108 Not London£84 With Parents£56 Extra Weeks Allowance for More Intensive Courses: https://www.gov.uk/government/uploads/system/uploads/attachment_data/ file/508834/NHS_Bursary_Scheme_New_Rules_for_2016-17_acc.pdf i If a student’s course runs during the academic year for a period of > 30 weeks and 3 days excluding holidays, the student’s Extra Weeks Allowance (EWA) is determined as follows: (a)Where the course is <45 weeks, the EWA is the amount above multiplied by the number of additional eligible weeks of attendance over 30 weeks and 3 days, rounding up to the nearest whole week, or (b) Where the course is 45 or more weeks, the EWA is the amount above multiplied by 22.

29. 2016/17 SECTION 2 Fee Support: NHS pays non-medical course fees (Nursing, midwifery etc..) Medicine and Dentistry: Arrangements differ depending on year of study and pathway Tuition Fee Loan will be available from SFE NHS usually pays final year(s) tuition fees Other Support: Allowances for disabled students and students with dependent adults and children are available from the NHS NHS DEGREES TUITION FEES AND LIVING COST SUPPORT Students can also claim help with travel costs to a placements, for costs additional to those incurred travelling to their university i

30. 2015/16 2016/17 SECTION 2 NHS-FUNDED COURSES REFORMS ANNOUNCED IN SPENDING REVIEW, NOVEMBER 2015

31. 2016/17 SECTION 2 In the Nov 2015 Spending Review, the Chancellor outlined a number of key proposals, including a reform of funding for NHS courses (Section 5.1): The Spending Review reforms the funding system for health students by replacing grants with student loans and abolishing the cap on the number of student places for nursing, midwifery and allied health subjects. The current grant system means that there is a cap on student nurses and over half of all applicants to nursing courses are turned away. This reform will enable universities to provide up to 10,000 additional nursing and other health professional training places this Parliament. This will ensure that there are enough nurses for the NHS while cutting the current reliance on expensive agency staff. The move to loans will also mean access to 25% more financial support for health students during their studies. The government will work with key stakeholders to implement the reforms. Further information on all announcements can be found online at: www.gov.uk/government/publications i NHS-FUNDED COURSES REFORMS ANNOUNCED IN NOV 2015 SPENDING REVIEW

32. 2016/17 SECTION 2 NHS-FUNDED COURSES CONSULTATION IS NOW LIVE – RUNS UNTIL 30 th JUNE https://www.gov.uk/government/consultations/changing-how-healthcare-education-is-funded

33. 2016/17 SECTION 2 Student location NHS Bursary Scheme (16/17) BIS system (16/17) Difference (£) London Maximum total£8,750£12,058£3,308 Maximum loan£3,263£10,702 Maximum long course loan£0£1,356 Extra weeks allowance£1,296£0 Maximum grant£4,191£0 Outside London Maximum total£6,975£9,256£2,281 Maximum loan£2,324£8,200 Maximum long course loan£0£1,056 Extra weeks allowance£1,008£0 Maximum grant£3,643£0 Living at home Maximum total£5,623£7,588£1,965 Maximum loan£1,744£6,904 Maximum long course loan£0£684 Extra weeks allowance£672£0 Maximum grant£3,207£0 CONSULTATION DOCUMENTS: EXCERPTS COMPARISON OF STUDENT SUPPORT RATES (16/17 academic year, 42 week course) From: https://consultations.dh.gov.uk/workforce/healthcare-education- funding/supporting_documents/NHS%20bursary%20consultation%20April%202016.pdf i

34. 2016/17 SECTION 2 “We intend that students studying nursing, midwifery and the allied health subjects as a second degree will also be able to get student loans. To support students who are planning to undertake nursing, midwifery and allied health professional subjects as a second degree, the government will put in place an exemption to enable these students to access the standard student support system, just like students studying for a first degree.” From: https://www.gov.uk/government/publications/nhs-bursary-reform/nhs-bursary-reform i CONSULTATION DOCUMENTS: EXCERPTS CONTINUING STUDENTS; DEFERRED ENTRY; SECOND DEGREES “The change will only affect new students starting their courses from 1 August 2017. There will be no changes for those students already studying and in receipt of an NHS bursary who started their courses before 1 August 2017. Students who accept a place for 2016 but defer and commence their courses after 1 August 2017 will be funded on the standard student support system.” “Students who undertake nursing, midwifery and allied health professional subjects as a second degree will only be required to make repayments on the second loan once the balance of the first loan has been repaid.”

35. 2015/16 2016/17 STUDENT FINANCE 2016/17 APPLICATIONS SECTION 2

36. 2016/17 SECTION 2 Each year thousands of students apply late for their finance and have no way to pay for their course or accommodation, some even have to drop out! Please encourage the students you work with to apply on time! It can take up to least six weeks to process an application so apply early The easiest way to apply is online at gov.uk/studentfinance* Students don’t need a confirmed place at university or college to apply Apply with their preferred choice, they can change details later if needed STUDENT FINANCE APPLICATIONS 2016/17 APPLICATION SYSTEM IS NOW LIVE DEADLINE DATES: New students 27 th MayContinuing students 24 th June i

37. 2016/17 SECTION 2 Make a note of their account log-in details and keep them safe Agree to share information from their application, this helps apply for many bursaries and some scholarships Make sure any evidence and information needed to support their application is supplied first time (students and parent/partners) Submit an application even if there’s a delay in getting sponsor income details so some funding* will be available when they start their course Sign and return their online declaration form as soon as possible so as not to delay payments STUDENT FINANCE APPLICATIONS KEY MESSAGE – GET IT RIGHT FIRST TIME *Tuition Fee Loan and element of the Maintenance Loan which is non-means tested i

38. 2015/16 2016/17 OTHER DEVELOPMENTS SECTION 3

39. 2016/17 SECTION 3 Part-time undergraduate HE courses Students who wish to study Part-Time for a second HE qualification in engineering, technology or computer science can now apply for fee loan This will be extended to students wishing to do a second Part-Time degree in any STEM subject from A/Y 17/18 Maintenance Loans for p/t students to be introduced from A/Y 18/19 OTHER DEVELOPMENTS Advanced Learner Loans 24+ Advanced Learning Loans to be replaced by Advanced Learner Loans from A/Y 16/17 – available to students aged 19+ for L3/4/5/6 courses Postgraduate Loans Loans of up to £10,000 are being made available for students starting Master’s courses from 1 st August 2016 (applications go live late June)

40. 2016/17 STUDENT FINANCE 2016/17 RESOURCES FOR YOU & YOUR STUDENTS SECTION 4

41. 2016/17 SFE RESOURCES DEDICATED PRACTITIONER WEBSITE www.practitioners.slc.co.uk

42. SECTION 4 2016/17 A range of student finance resources are now available for academic year 2016/17 including: Quick Start Guides PowerPoint Presentation Student Finance Films Promotional poster for our Student Finance Zone on The Student Room Exchange, the Practitioners E-Mag SFE RESOURCES IAG MATERIALS – NEW FOR 2016/17

43. SECTION 4 2016/17 Issue 2 content includes: Postgraduate Loans Student finance for Welsh students studying in England Updates on DSAs and NHS Bursaries Links to the latest resources and tools Issue 2 of our online magazine for teachers and student finance advisors is available NOW, with more great articles and student finance updates! SFE RESOURCES EXCHANGE - THE PRACTITIONERS E-MAG

44. SECTION 4 2016/17 SFE RESOURCES IAG MATERIALS – FACTSHEETS Our factsheets are designed to help practitioners give students/sponsors the most accurate, up-to date information about the student finance process Cover a wide range of areas, including policy, applications and repayments Factsheets for specialised subjects, such as independent students and care leavers Available to download from Practitioners site

45. SECTION 4 2016/17 SFE RESOURCES SFE ON YOUTUBE – WWW.YOUTUBE.COM/SFEFILM The SFE YouTube channel hosts our range of videos for students, their sponsors and practitioners, covering the main areas of student finance:

46. SECTION 4 2016/17 SFE RESOURCES SFE FILMS FOR YOU – WWW.YOUTUBE.COM/SFEFILM Series of films for practitioners, designed to help you understand and explain student finance to students and their families: Covering changes to the 2016/17 student finance policy and SFE service Introduction to our resources and websites Expert insight from across SFE and SLC

47. SECTION 4 2016/17 SFE’s dedicated zone on The Student Room has everything students and parents need to understand student finance, applications and repayments: Links to Resources Step–by–Step Guides Q&A Surgeries Student Forums Official SFE Information SFE RESOURCES THE STUDENT ROOM

48. SECTION 4 2016/17 The SFE social media pages give up to date information on all aspects of student finance: Advice and support on applications Answering student/sponsor questions facebook.com/SFEngland twitter.com/SF_England SFE RESOURCES SFE SOCIAL MEDIA – LATEST NEWS AND UPDATES

49. SECTION 4 2016/17 www.studentloanrepayment.co.uk SFE RESOURCES DEDICATED STUDENT LOAN REPAYMENTS WEBSITE

50. www.gov.uk/studentfinance 2016/17 NOW IT’S YOUR TURN! QUESTIONS OR COMMENTS?