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7. 7 7 Identity Validation Identity Verification Enrolment & Issuance Authentication Information Exchange & Confirmation Risk Assessment Monitoring and Reporting Account Management JMLSG guidelines PSD2/EBA Strong Customer Authentication JMLSG guidelines MIDAS Alliance/BSI Bacs Scheme Rules Card Scheme Rules GOV.UK Verify Bacs channel rules EU 4 th Anti Money Laundering Directive EU Payment Accounts Directive Data Protection Act EU Data Protection Regulation EU eIDAS Regulation US Bank Secrecy Act Bacs Scheme Rules EMV Identity Proofing and Verification of an Individual UK CESG GPG45 ISO 29144 Commercial Biometrics ISO 24760 Identity Management JTC1/SC27 SD6 Terminology ISO 29196 OIX Attribute Exchange

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