1. MFS Fund Distributors, Inc., Boston, MA MFS Fund Distributors, Inc. may have sponsored this seminar by paying for all or a portion of the associated costs. Such sponsorship may create a conflict of interest to the extent that the broker dealer's financial advisor considers the sponsorship when rendering advice to customers. The views expressed in this presentation are those of MFS and are subject to change at any time. These views should not be relied upon as investment advice, as securities recommendations, or as an indication of trading intent on behalf of any other MFS investment product. Past performance is no guarantee of future results. No forecasts can be guaranteed. NOT FDIC INSURED  MAY LOSE VALUE  NO BANK GUARANTEE TAKE CONTROL A balanced approach to work towards achieving your goals MFSP-TAKECON-PREZ 23597.5 [Presenter name] Before investing, consider the fund's investment objectives, risks, charges, and expenses. For a prospectus, or summary prospectus, containing this and other information, contact your investment professional or view online at mfs.com. Please read it carefully.

2. Source: MFS Investing Sentiment Survey, July 2015 Top ten worries cited by investors across generations THE WALL OF WORRY Behavior 70% 68% 62% 61% 59% 58% 57% 53% 52% RISING HEALTH CARE COSTS LEGISLATIVE GRIDLOCK IN WASHINGTON DC GLOBAL POLITICAL INSTABILITY GROWING FEDERAL DEFICIT MAJOR DROP IN STOCK MARKET REDUCTION IN SOCIAL SECURITY INCREASE IN FEDERAL/STATE/LOCAL TAXES WEAKNESS IN GLOBAL ECONOMY LOSS OF US GLOBAL COMPETITIVENESS RISING INFLATION

3. SOCIAL MEDIA CREATES MORE WORRY Source: Greenwich Associates: Institutional Investing in the Digital Age: How Social Media Informs and Shapes the Investing Process, April 2015 Behavior 48% "Information from social media prompted me to do additional research on an industry issue or topic." 33% "Information obtained on social media triggered a discussion with my investment consultant."

4. FEAR LEADS TO ANXIETY ABOUT THE FUTURE Investors not ready for retirement Source: Gallup. Retirement remains America's Top Financial Worry, April 2014 Behavior 58% 48% Concerned about not being able to maintain the standard of living they enjoy Worried about not having enough money for retirement

5. WHICH HAS LED TO A NATION OF SAVERS Source: MFS Investing Sentiment Survey, July 2015 53% “I’m a saver more than an investor.” Behavior 65% “Large swings in the stock market leave me feeling uneasy.” 65% “Large swings in the stock market leave me feeling uneasy.” 32% “I will never feel comfortable investing in the stock market.” Simple statements. Powerful words.

6. THE TIME IT TAKES TO DOUBLE YOUR MONEY Current age Age when investment doubles 30102 40112 50122 Current age Age when investment doubles 3042 4052 5062 Current age Age when investment doubles 3039 4049 5059 = years it takes to double your $$ 72 Rate of Return Cash 1% return Bonds 6% return Stocks 8% return Source: MFS Hypothetical results are for illustrative purposes only and are not intended to represent the future performance of any MFS product. The use of a systematic investing program does not guarantee a profit or protect against a loss in declining markets. You should consider your financial ability to continue to invest through periods of low prices. Rates of return will vary over time, particularly for long-term investments. There is no guarantee the selected rate of return can be achieved. The performance of investments will fluctuate with market conditions. Knowledge

7. HOW MANY “F'S” DO YOU SEE? FINISHED FILES ARE THE RE- SULT OF YEARS OF SCIENTI- FIC STUDY COMBINED WITH THE EXPERIENCE OF YEARS. Knowledge

8. Source: FactSet as of 31 December 2015. The S&P Stock Index measures the broad US stock market. It is not possible to invest directly in an index. Past performance is no guarantee of future results. S&P 500 Stock Index performance – 1992 - 2015 WHAT DO YOU SEE?

9. HOW SHOULD YOU INVEST? Market Performance Positive Negative BUY SELL Knowledge

10. HOW DO MOST PEOPLE INVEST? Fear Hope Greed Hope SELL Market Performance Positive Negative BUY Knowledge

11. TAKE THE FEAR OUT OF INVESTING TAKE CONTROL! Market Performance Positive Negative Discipline BUY Discipline BUY Knowledge

12. DOLLAR COST AVERAGING Source: MFS Hypothetical results are for illustrative purposes only and are not intended to represent the future performance of any MFS product. The use of a systematic investing program does not guarantee a profit or protect against a loss in declining markets. You should consider your financial ability to continue to invest through periods of low prices. Average cost of each share: $2,400/240 = $10 Knowledge “Lump sum” Luke Hypothetical Investment Share Price Shares Purchased Month 1 $2,400$10240 Month 2 0$80 Month 3 0$50 Month 4 0$80 Month 5 0$90 Month 6 0$110 Total $2,400240 Average cost of each share: $2,400/300 = $8 “DCA” Diana Hypothetical Investment Share Price Shares Purchased Month 1 $400$1040 Month 2 $400$850 Month 3 $400$580 Month 4 $400$850 Month 5 $400$944 Month 6 $400$1136 Total $2,400300

13. REDUCE THE INCIDENCE OF FEAR Market Performance High Low = Shares Stay disciplined through the market ups and downs Control

15. BALANCING RISK AND POTENTIAL RETURNS Specialty/Alternative consists of funds with less traditional investment strategies, including REITs and commodities, that aim to provide diversification benefits when added into a portfolio consisting of stock and bond funds. *These examples are for illustrative purposes only. You should talk to your investment professional about diversification and your individual situation. No investment strategy, including diversification, can guarantee a profit or protect against a loss. The specialty category encompasses a range of styles that are not based on the financial fundamentals of the stocks in the portfolio relative to the overall market. This category is also reserved for any institution or mutual fund that does not meet the criteria for any of the other investment styles. Control Hypothetical target risk portfolio models asset allocation MFS ® Aggressive Growth Allocation Fund 14,15,17,18,19 MFS ® Growth Allocation Fund 14,15,16,17,19 MFS ® Moderate Allocation Fund 14,15,16,17,19 MFS ® Conservative Allocation Fund 14,15,16,17,19 Please see the next slide for important fund risk information.

16. Important risk considerations: Keep in mind that all investments, including mutual funds, carry a certain amount of risk including the possible loss of the principal amount invested. 14 The fund may not achieve its objective and/or you could lose money on your investment in the fund. 15 Stock markets and investments in individual stocks are volatile and can decline significantly in response to issuer, market, economic, industry, political, regulatory, geopolitical, and other conditions. 16 Investments in debt instruments may decline in value as the result of declines in the credit quality of the issuer, borrower, counterparty, or other entity responsible for payment, underlying collateral, or changes in economic, political, issuer-specific, or other conditions. Certain types of debt instruments can be more sensitive to these factors and therefore more volatile. In addition, debt instruments entail interest rate risk (as interest rates rise, prices usually fall), therefore the Fund’s share price may decline during rising rate environments as the underlying debt instruments in the portfolio adjust to the rise in rates. Funds that consist of debt instruments with longer durations are generally more sensitive to a rise in interest rates than those with shorter durations. At times, and particularly during periods of market turmoil, all or a large portion of segments of the market may not have an active trading market. As a result, it may be difficult to value these investments and it may not be possible to sell a particular investment or type of investment at any particular time or at an acceptable price. 17 Investments in foreign markets can involve greater risk and volatility than U.S. investments because of adverse market, economic, industry, political, regulatory, geopolitical, or other conditions. 18 Investments in small-cap companies can be more volatile than investments in larger companies. 19 MFS’ strategy of investing in underlying funds exposes the fund to the risks of the underlying funds. Each underlying fund pursues its own objective and strategies and may not achieve its objective. Please see the prospectus for further information on these and other risk considerations. The investments you choose should correspond to your financial needs, goals, and risk tolerance. For assistance in determining your financial situation, please consult an investment professional.

17. Consult your investment professional Invest with Discipline – not emotion Stay Diversified / Dollar cost averaging Listen to the news with caution Stay true to your written long-term plan REMEMBER THIS:

18. QUESTIONS About this ISI Survey: MFS ®, through Research Collaborative, an independent research firm, sponsored an online survey from July 1-9, 2015 of 936 individual US investors with $100,000 or more in household investable assets and 620 licensed US financial advisors who have been licensed for at least three years with $500,000 or more in annual mutual fund sales. All investor respondents make or share in making financial decisions for their households. MFS was not identified as the sponsor of the survey. Gen Y investors are those under the age of 36; Gen X investors are those between the ages of 36 and 50; Baby Boomer investors are those between the ages of 51 and 69; Mature investors are those age 69 or older.