1. Raj Bank Universal Core Banking System FCBS FINCBS INC Universal Core Banking Solution FCBS – Fin Core Banking Solution www.fincbs.com fcbs@fincbs.com

2. FCBS - Overview 1 Easily Accessible LEVEL 1 2 Banking Redefined LEVEL 2 3 Best CRM LEVEL 3 4 Go Live LEVEL 4 WEB BASED CORE BANKING ACCESSIBILITY ADVANCE TELLER MANAGEMENT GLOBAL MODULES FCBS ADVANTAGECUSTOMER RELATIONSHIP MANAGEMENT ROBUST INFRASTRUCTURE PHASE APPROACH FINANCIALS FIN Core Banking Solution LATEST TECHNOLOGY & KYC STANDARDS LEVELS Branch AutomationSatellite ApplicationsServe Your Customer27x7 Uptime CUSTOMER CENTRIC

3. LEVEL  Web Based - Branch Automation  Customer centric Focus  Easy to customize  Enterprise Operations Overview  Real time online operations  Future proof solution 1 LEVEL 1 2 LEVEL 2 3 LEVEL 3 4 LEVEL 4 1 STAGE 1 Easily Accessible Web Based Core Banking FIN Core Banking Solution

4. LEVEL  Branches  Call Center  Back office  Remote Representatives  Internet Banking – Shared Network  IVR  Mobile Banking  ATM / POS / Cash Machines 1 LEVEL 1 2 LEVEL 2 3 LEVEL 3 4 LEVEL 4 1 STAGE 1 Easily Accessible Accessibility FIN Core Banking Solution

5. LEVEL  Complete Customer Account - Single Screen  Optimize work efficiency  Ergonomic design  Authorization & Messaging  Complete line of functionality - Teller  Maker / Checker  Advanced Tailor-made Functions 1 LEVEL 1 2 LEVEL 2 3 LEVEL 3 4 LEVEL 4 1 STAGE 1 Easily Accessible Advanced Teller Technology FIN Core Banking Solution

6. LEVEL Customer Management, Charges & Fees, Collateral Management, Extended Cheque Processing, Fixed Assets Management G/L Management, Nostro Reconciliation, Photo & Signature Imaging, Remittance Management, Retail Deposits, Retail Lending, Standing & Balance Orders, Teller Management Treasury Management, Trade Finance Management, SMS & Email Alerts, Safe Locker Module, Payroll Management, MIS, Internet Banking – Retail, Debit Card Management, Credit Risk Management, Commercial Lending, Central Bank Reporting, ATM-POS Interface, 24x7 Modules. Interest Management, EOD Process, Anti Money Laundering 1 LEVEL 1 2 LEVEL 2 3 LEVEL 3 4 LEVEL 4 1 STAGE 1 Easily Accessible Global Modules FIN Core Banking Solution

7. LEVEL  An integrated approach  Powerful Functionality and flexibility  Unrivalled ease of use  Modern Delivery Channels  Open high performance architecture  Managed Information System - MIS  24x7 Customer Support - Onsite / Offshore 1 LEVEL1 2 LEVEL 2 3 LEVEL 3 4 LEVEL 4 2 STAGE 2 Satellite Applications FCBS Advantage FIN Core Banking Solution

8. LEVEL  Comprehensive, User freindly CRM  Customer Overviews  Managing Customer Value  Better Customer Correspondence  Financial Analysis  Flexible Product Creation  Respond to Market Trends  Fully featured account options  Flexible financial parameters 1 FEL 1 2 FEL 2 3 FEL 3 4 FEL 4 3 STAGE 3 Serve Your Customer Customer Relationship Management 1 LEVEL 1 2 LEVEL 2 3 LEVEL 3 4 LEVEL 4 FIN Core Banking Solution

9. LEVEL  DC / DR - Site  3 Tier Firewall  Cluster aware - CBS  Branches Connectivity - Leased Lines  File Backup – Restore Points  Storage  Unix, J2EE, C++, Oracle  EOD - 24x7 Availability  Easy External Batch Upload 1 LEVEL 1 2 LEVEL 2 3 LEVEL 3 4 LEVEL 4 4 Go Live ROBUST INFRASTRUCTURE FIN Core Banking Solution

10. Overview of FCBS Architecture Service Delivery Microsoft.NET Framework 4 Service Orchestration & Integration.NET Framework (FCBS Integrator) Core Transactional Business Services.NET Framework + C/C++ Common Business services (CIF, SVS, SSO).NET Framework + C/C++ Database Microsoft - SQL ©Copyright – WFTS Overview of FCBS Architecture Service Delivery UNIX + J2EE Framework Service Orchestration & Integration UNIX + J2EE (FCBS Integrator) Core Transactional Business Services UNIX + C/C++ Common Business services (CIF, SVS, SSO) UNIX + J2EE Database UNIX + Oracle ©Copyright – WFTS

11. Overview of FCBS Architecture ©Copyright – WFTS

12. FCBS - Business Continuity Model ©Copyright – WFTS

13. Availability 24x7 Module ©Copyright – WFTS

14. Flexibility – FCBS CustomerTellerJ2EE Request IBM Web sphere - Web Apps Front IBM Blade Server - Virtual Servers Data

15. FCBS – Rule Engine

16. FCBS – 3 Tier Firewall WFTS

17. THANK YOU Q & A