1. 1 A SPECIAL PREPAID CARD FOR THE YOUTH FROM TURKISHBANK

2. 2 TURKISHBANK A.Ş TurkishBank A.S. is a deposit bank with a presence in Turkey since 1982 with a paid-up capital of 157.5 million TL. Its network covers 19 branches and 22 ATMs. There are three affiliates of TurkishBank in Turkey: Turkish Yatırım A.Ş. Turkish Finansal Kiralama A.Ş. Turkish Faktoring Hizmetleri A.Ş. Our Bank is a member of TurkishBank Group with an asset size of 1 billion 200 million USD and an equity of 180 million TL *, covering a network of 47 branches in total in Turkey, TRNC and England. * As of September 2012

3. 3 Contents What is NAKITO? How to Apply ? Features and Advantages of the Card Features of Campus Card Fee and Commissions

4. 4 What Is Nakito Card? NAKITO is a prepaid card which does not make you oblige to hold a bank account and its limit of balance is determined by customers as you can spend as much as the money loaded. It is offered in two options, the magnetic striped card and EMV CHIP Card Distinguishing feature of our Nakito card that makes it different from other prepaid cards is the opportunity of getting the card at a moment’s notice without the requirement of holding any bank account, its multi-usage function as it can be used for cash withdrawals and for shopping, the ability of reloading the card with money and different currency options.

5. 5 Features of the Card No need to hold a bank account! It’s up to you to put your name on the card or not It offers a secure usage due to its EMV CHIP feuature and allows customers to shop at every store abroad In the case you lose Nakito, you don’t lose your card balance since it’s password protected.

6. 6 The card has 4 different currencies; USD, EURO, GBP and TL. You can choose the currency of the country that you will use the card at. You can shop online from virtual stores that have MasterCard 3D SecureCode logo. With Nakito, you can withdraw cash from ATMs carrying MasterCard logo and shop from POS machines in Turkey and abroad.

7. 7 You can apply from… Our branches Our web page www.turkishcards.comwww.turkishcards.com Our Customer Service line from (212) 373 73 73 Nakito can be recieved at branches right away. Nakito can be loaded… With or without the card itself at branches or through transfer from your bank account, From Turkishbank UK in United Kingdom, From Türk Bankası branches at TRNC, Through EFT/swift from other bank accounts.

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9. 9 Erasmus Students Loves Nakito! Erasmus students located in Turkey, France, Spain, Italy and many more, have met with the features and advantages of Nakito. –It’s a real convenience for the foreign Erasmus students in your university. Due to being independent from any bank account, applicants are not charged for extra fees such as account opening, account operations, card monthly access fees etc... In a participating country of Erasmus Programme, it’s only 5 TL to withdraw cash from ATMs carrying the Mastercard logo. It is also free of charge to shop via POS machines. It provides a secure online shopping due to its 3D Secure feauture. Provides easy and cheap money transfer to abroad... It’s only 5 TL to load money to Nakito. The amount loaded would be transfered directly to your card balance. Or an EFT might be done to the card number from any bank account.

10. 10 Campus Card Features A “special card design” can be designed and different features can be identified upon request from Universities. It is accepted as a “Photo ID Card” in universities. The card could be instead of cash in Library, cafes and for transportation services of the campus. Money could be withdrawn from ATMs in Turkey and in all over the world. Also, online shopping and shopping from member merchants can be done with 3D secure system. A project with different content and features special to your univeristy can be prepared

11. 11 Advantages of the Card You can specify your password at our branches via POS machine. If you forgot your password or block it, you can reach to our Customer Service Line and receive a new password on the instant to your cell phone via SMS. It can be purchased at branches right away. All you have to do is to provide your national identity card only. Through the our prepaid cards web page, you can view your card balance, transactions, your contact information and change your password. At the end of every month, your card transactions are sent online to your e-mail for free. It has two language options; Turkish and English. According to the preferences, SMS, transaction logs, web branch and transcation slips can be provided in Turkish and in English.

12. 12 www.turkishcards.comwww.turkishcards.com Web Sayfası

13. 13 Web Şubesi

14. 14 E-Ekstre

15. 15 Fees and Commissions Card Fee for the Applications made at Branches (Main or Joint Card) 5 TL (With Magnetic strip) 10 TL (With EMV Chip) Card Fee for the Phone and Online Applications 15 TL Refundment of Deposit In Case of Lost or Stolen Card or Closure 5 TL Depositing Money (With the card) Free Depositing Money (Without the card) %2 – a maximum 5 TL Including Taxes Cash Withdrawal in Turkey%1.05 + 0.96 TL (Including taxes) Cash Withdrawal Abroad5 TL ShoppingNo commission fee is charged Monthly e-abstract SendingNo commission fee is charged Getting Abstract from POS Machine or ATMs 0.50 TL *Bank reserves the right make changes in fees and commissions. Commissions for higher limit cards may be different than the list.