1. Student Finance for full time undergraduates starting in September 2016 Student Services

2. Student Finance Tuition Fees Tuition Fee Loans Loans for living costs Additional grants Repayment terms on loans University Support Top tips

3. Tuition Fees Birmingham City University charges £9,000 per annum for all full time undergraduate degree courses for courses starting in September 2016 HND and Foundation degrees will be charged at £6,000 per annum

4. Tuition Fee Loans You don’t have to pay for your course upfront Tuition Fee Loan available Apply through Student Finance England Must meet the residential & previous study requirements Interest rate 3% plus inflation Salary threshold £21,000 Written off after 30 years

5. Loans for living costs Loan for living costs available in addition to the Tuition Fee Loan Maximum amounts living in parental home - £6,904 living away from parental home - £8,200 65% is an automatic entitlement 35% is means tested on your household income

6. Examples Loan figures based on student living away from home Loan figures based on students living at home Household Income (£) Maintenance Loan (£) Household Income (£) Maintenance Loan (£) £25,0008,200£25,0006,904 £30,0007,612£30,0006,322 £35,0007,023£35,0005,740 £42,8756,095£42,8754,824 £50,0005,256£50,0003,994 £55,0004,667£55,0003,412 £62,180 or more3,821£58,201 or more3,039

7. Additional Grants Adult Dependants’ Grant - up to £2,757 Childcare Grant - up to 85% of costs (maximum of £155.24 per week for one child or £266.15 for two or more children) Parents’ Learning Allowance - up to £1,573 Disabled Students’ Allowance specialist equipment - up to £5,161 for course non-medical helper - up to £20,520 per year other disability related - up to £1,724 per year

8. Repayment terms on loans Loans are repayable from the April after graduation and earnings are above £21,000. From the April after you leave university if you are earning below £21,000, interest will reduce to just the rate of inflation Graduates earning between £21,000 and £41,000 will be charged interest at the full rate of inflation plus interest of up to 3 per cent. Graduates earning above £41,000, will be charged interest at the full rate of inflation plus 3 per cent.

9. Repayment Examples Annual Earnings Annual Repayment Weekly Repayment Monthly Repayment £15,000Nothing £16,000Nothing £21,000Nothing £22,000£90£1.73£7.50 £30,000£810£15.58£67.50 £40,000£1,710£32.88£142.50 £50,000£2,610£50.19£217.50

10. University Support £1,000 Grant If you are currently a student at one of 30 Partner Schools or Colleges. Subject to household income £3,000 Scholarship If you expect to pick up in excess of 320 tariff points (or equivalent) at A Level or appropriate equivalent qualifications.

11. Top tips Explore all funding you are eligible for Apply in plenty of time www.gov.uk/student-finance Think about part time work Prepare a budget plan http://www.bcu.ac.uk/studentcalculator

12. Telephone: 0121 331 5588 Email: student.services@bcu.ac.ukstudent.services@bcu.ac.uk Ask Us Service: www.bcu.ac.uk/askus Web: www.bcu.ac.uk/studentservices www.facebook.com/bcussv www.twitter.com/bcussv We have dedicated staff who can help you with: Budgeting Money Management Debt Counselling Alternative sources of funding Hardship Fund Student Services