1. How Someone With Diabetes Can Get the Best Life Insurance Rates

2. www.Insurance4Diabetics.com There are a number of factors that affect what type of life insurance, as well as what type of rates a person with diabetes can get.

3. www.Insurance4Diabetics.com FACTORS THAT AFFECT DIABETES LIFE INSURANCE 1.What type of diabetes you have. If you have type 1 diabetes, your rates will generally be higher than someone who is a type 2 diabetic. 2.The age when you were diagnosed. If you were very young, even a baby or toddler, your rates will be higher than someone who was diagnosed later in life. If you were diagnosed after age seventy then there are companies where your diabetes won’t affect your rates much at all.

4. www.Insurance4Diabetics.com FACTORS THAT AFFECT DIABETES LIFE INSURANCE 3.Your medical regimen. Do you use insulin or just oral meds? Do you manage your blood sugar with diet alone? 4.Your overall health. Do you exercise regularly and do you eat a healthy, balanced diet. Are you smoker or do you drink excessively? Do you have any complications from your diabetes?

5. www.Insurance4Diabetics.com A1C A1C – The Biggest Factor Affecting Life Insurance for a Diabetic The biggest of all the factors for life insurance for diabetic is your blood sugar control, which is measured by your a1c.

6. www.Insurance4Diabetics.com A1C Test Tells Your History This test provides an accurate indicator of how well you have managed your blood sugar levels over the previous 3 months.

7. www.Insurance4Diabetics.com A1C Levels High or Low? Anything under 7.0 is viewed as excellent control. An a1c is the 7.0 to 8.5 is considered to be average. The range of 8.6 to 10 is poor. Anything over 10.0 is considered out of control and will hinder you from getting a traditional life insurance policy.

8. www.Insurance4Diabetics.com Is Your A1C Stable? When underwriters look at your a1c they will also check to see if it is stable. Even if it is a little high, if the numbers have been stable, that’s better than a1c’s that are up and down.

9. www.Insurance4Diabetics.com Good Control If you control your diabetes by diet alone you may get a lower rate, but overall control is most important. Remember - The biggest thing is good control!

10. www.Insurance4Diabetics.com What Type of Policy? What type of policy should a diabetic person get? The wisest decision is to go for as long of a coverage option as you can. Diabetes is not generally going to go away or improve with time, so lock in the best rate you can now. If your health does improve and your a1c goes down, you can always reapply for a lower rate.

11. www.Insurance4Diabetics.com Finally, use a specialist to obtain life insurance if you have diabetes. www.Insurance4Diabetics.com has access to rates from 50 different companies and we know which ones are the best for diabetics. We know which one is best for type 1, type 2, for those over 50, under 50, and more.

12. www.Insurance4Diabetics.com Compare Rates Today Get a free quote online at www.Insurance4Diabetics.com or call 877-801-4402 to speak to a live agent.