1. Economics Frank J. Paprota Jr. WELCOME

2. Frank J. Paprota Jr. paprotaf@mcvts.net Cell: (732) 580-6071 Home: (609) 223-0194

3. Course Outline The Stock Market Game Students will participate in a 10 week stock market simulation in competition with each other and with teams throughout the state Students participation in this real-world simulation, together with core lessons taught before, during and following participation in the game, will teach students the basic concepts of economics and investing, incorporating both individual and collaborative learning techniques.

4. Course Outline Lesson 1: What is a Company? This lesson compares prominent corporations to help students learn about the many facets of public and private companies. Students will be able to: Identify and describe the terms: company, partnership, and corporation. Identify and describe the terms: company, partnership, and corporation. Explain the characteristics, advantages and disadvantages of various types of companies. Explain the characteristics, advantages and disadvantages of various types of companies. Explain how companies are formed. Explain how companies are formed. Describe the benefits of forming a business to manufacture and sell a product. Describe the benefits of forming a business to manufacture and sell a product.

5. Course Outline Lesson 2: What is a Stock? In this lesson students will learn how they can own parts of public companies by purchasing shares of their stock. Students will be able to: Define and give examples of: common stock, investor, risk, public corporation, private company, preferred stock, earnings and dividends. Define and give examples of: common stock, investor, risk, public corporation, private company, preferred stock, earnings and dividends. Explain why there is risk involved in stock ownership. Explain why there is risk involved in stock ownership. Make decisions as a group on the benefits of investing in stocks verses costs and/or loss of use of capital. Make decisions as a group on the benefits of investing in stocks verses costs and/or loss of use of capital. Calculate gain and loss from sample stock sales. Calculate gain and loss from sample stock sales. Explain the differences between common stock and preferred stock. Explain the differences between common stock and preferred stock. Explain how a company will “go public” by issuing an IPO. Explain how a company will “go public” by issuing an IPO.

6. Course Outline Lesson 3: Identifying Ticker Symbols and Interpreting Stock Quotes This lesson teaches students how to use stock ticker symbols to locate companies. Students will also learn to read a stock quote. Students will be able to: Identify stocks by both newspaper and ticker symbol. Identify stocks by both newspaper and ticker symbol. Determine how to look up a ticker symbol. Determine how to look up a ticker symbol. Enter purchase orders and/or make a trade on The Stock Market Game website. Enter purchase orders and/or make a trade on The Stock Market Game website. Demonstrate the ability to use each of the following terms: share or stock, dividend, P/E ratio, volume or sales, change. Demonstrate the ability to use each of the following terms: share or stock, dividend, P/E ratio, volume or sales, change.

7. Course Outline Lesson 4: What is Diversification? This lesson will teach students how diversification of investments can help reduce risk. Students will be able to: Create a diversified portfolio selecting stocks from at least six industries. Create a diversified portfolio selecting stocks from at least six industries. Conduct Internet research on different investment options and write a summary of their findings and present to the class. Conduct Internet research on different investment options and write a summary of their findings and present to the class. Interpret company and industry charts to determine which investments to make with their SMG teams. Interpret company and industry charts to determine which investments to make with their SMG teams. Define diversification, risk tolerance, industry and index. Define diversification, risk tolerance, industry and index.

8. Course Outline Lesson 5: What is Risk? After this lesson students will understand that an informed investor must recognize the risks involved with every investment. Students will be able to: Define and illustrate the three major kinds of risk. Define and illustrate the three major kinds of risk. Examine companies and determine the risk involved in investing in these companies. Examine companies and determine the risk involved in investing in these companies. Research two companies and decide the level of risk their Stock Market Game team would take if they invest in these companies. Research two companies and decide the level of risk their Stock Market Game team would take if they invest in these companies. Write a persuasive letter motivating or discouraging an investor from purchasing stocks in a company they researched. Write a persuasive letter motivating or discouraging an investor from purchasing stocks in a company they researched. Solve decimal multiplication problems. Solve decimal multiplication problems.

9. Course Outline Lesson 6: How Does Money Grow Over Time? In this lesson students will learn about types of interest and various savings venues. Students will be able to: Define compound interest and explain the effect of compounding interest on a daily, monthly, quarterly or annual basis. Define compound interest and explain the effect of compounding interest on a daily, monthly, quarterly or annual basis. Investigate various investment and saving opportunities. Investigate various investment and saving opportunities. Define and demonstrate comprehension of the following terms: saving, investing, Rule of 72, compound interest, and diversification. Define and demonstrate comprehension of the following terms: saving, investing, Rule of 72, compound interest, and diversification.

10. Course Outline Lesson 7: What is a Bond? This lesson provides students with an introduction to bonds. Students will be able to: Define the terms: Bond and Investment Grade Bond. Define the terms: Bond and Investment Grade Bond. Identify and define four types of bonds. Identify and define four types of bonds. Understand bonds as an investment tool. Understand bonds as an investment tool.

11. Course Outline Lesson 8: What is a Mutual Fund? The aim of this lesson is to explain mutual funds and how can they aid in investment strategies. Students will be able to: Define and identify the characteristics of a mutual fund. Define and identify the characteristics of a mutual fund. Use the newspaper and Internet to research mutual funds. Use the newspaper and Internet to research mutual funds. Use their research on mutual funds to help determine team investments for the Stock Market Game. Use their research on mutual funds to help determine team investments for the Stock Market Game. Create and deliver a presentation on mutual funds, their risk and performance. Create and deliver a presentation on mutual funds, their risk and performance.

12. Course Outline Lesson 9: What is a P/E Ratio? The aim of this lesson is to explain how to calculate a P/E ratio and its use in making informed investments. Students will be able to: Distinguish between a company`s earnings and its P/E Ratio. Distinguish between a company`s earnings and its P/E Ratio. Use a company`s P/E Ratio to make informed investment decisions. Use a company`s P/E Ratio to make informed investment decisions. Examine companies` P/E ratios and earnings growth rate to determine the risk involved in investing in these companies. Examine companies` P/E ratios and earnings growth rate to determine the risk involved in investing in these companies. Calculate PE Ratio Calculate PE Ratio

13. Course Outline Lesson 10: What Causes Stock Prices to Change? This lesson explores the influences that affect stock prices. Students will be able to: Analyze and interpret market indices, which influence change in the price of stock. Analyze and interpret market indices, which influence change in the price of stock. Discuss the various ways stock prices are influenced. Discuss the various ways stock prices are influenced. Evaluate the ways investors can be affected by the change in market prices when choosing to buy, sell or hold. Evaluate the ways investors can be affected by the change in market prices when choosing to buy, sell or hold. Interpret charts and graphs to better understand the growth and change in stock prices. Interpret charts and graphs to better understand the growth and change in stock prices.

14. Course Outline Lesson 11: Buy, Sell or Hold? In this lesson students learn to use key resources to help them determine whether to buy, sell or hold a stock. It includes tips on how to read an annual report and compare a company with others in the same industry. Students will be able to: Draw conclusions on whether to buy, hold, or sell based on group and individual research. Draw conclusions on whether to buy, hold, or sell based on group and individual research. Compare and contrast companies based upon stock market statistical data. Compare and contrast companies based upon stock market statistical data. Analyze basic financial data. Analyze basic financial data. Use the Internet to obtain annual reports and research companies across the same industry. Use the Internet to obtain annual reports and research companies across the same industry.

15. Course Outline Lesson 12: Dividends and Earnings The aim of this lesson is to teach students how an investor receives a return on a stock purchase. Students will be able to: Draw conclusions as to how to examine a company before making investments. Draw conclusions as to how to examine a company before making investments. Describe the factors that influence investment decisions. Describe the factors that influence investment decisions. Calculate dividends paid out to stockholders. Calculate dividends paid out to stockholders. Calculate net gain/loss for an investor. Calculate net gain/loss for an investor. Explain the difference between earnings and dividends. Explain the difference between earnings and dividends.

16. Course Outline Lesson 13: Short Selling - One Strategy for a Bear Market? The aim of this lesson is to teach students the concept of short selling and evaluate it as an investment strategy Students will be able to: Define short selling and long position. Define short selling and long position. Develop successful long and short investment strategies. Develop successful long and short investment strategies. Explain the advantages and disadvantages of short selling. Explain the advantages and disadvantages of short selling. Evaluate short selling as an investment strategy. Evaluate short selling as an investment strategy. Calculate real and potential portfolio changes. Calculate real and potential portfolio changes.

17. GRADING  There will be four marking periods and one final examination.  Each will count as 20% of the final grade. 1 st Marking Period FinalExam 2nd Marking Period 3rd Marking Period 4th Marking Period 20%20%20%20%20%

18. GRADING Each marking period, students will be graded as follows:  Written Assignments, including term papers, homework, projects, presentations, and other written work &  CLASS PARTICIPATION !!!!!!!!!!!!!!!!!! 50 %

19. GRADING Tests 30 %

20. GRADING Quizzes 20 %

22. Academic Requirements Web Site  Assignments, Homework, PowerPoint Lessons and other important information are contained on my Web Page at the School’s Web Site  If you are absent, you may check my Web page for the current assignment. All assignments given while you are absent are due on the day you return to school.

23. Academic Requirements How to get to my web site  Go to the school web site: www.mcvts.net www.mcvts.net  Under the “Schools” tab, choose “Perth Amboy campus”  Under the “Teachers Pages” tab, choose “Paprota, Frank”

24. Academic Requirements Notebooks  All students will maintain a Notebook which shall include vocabulary words and definitions, notes and other in-class assignments.  Notebooks will be checked and graded on a periodic basis.

25. Academic Requirements In Class Assignments  Given on a daily basis.  Must be completed during the class time given unless otherwise specified and/or special permission is given.  Class time should be adequate  Class time should be adequate.

26. Academic Requirements Class Participation  All students will participate in class, including but not limited to reading, asking questions, discussion, class work, assignments, projects, etc.  You will receive a class participation grade almost every day. REMEMBER, WRITTEN ASSIGNMENTS & CLASS PARTICIPATION ARE 50% OF YOUR GRADE.

27. Academic Requirements Class Participation  Every student is required to participate in class discussions.  Your opinion is valuable! There are no ‘right’ or ‘wrong’ opinions.  Everyone receives credit for participating, whether or not your answer is factually correct or not!!!

28. Academic Requirements HOMEWORK  Periodic Homework will be given.  Homework will always be graded.  IMPORTANT: The biggest reason for low or failing grades is late or incomplete homework grades

29. Academic Requirements QUIZZES  Can be either announced or surprise/pop quizzes  May be open or closed book.  Notebook checks, Writing & Note Taking assignments & other assignments may count as quizzes

30. Academic Requirements TESTS  Tests will be given periodically with notice  There will usually be review in class the day prior to the examination.  Projects, Written Assignments & other assignments may count as test grades

31. Academic Requirements PROJECTS  Projects shall be given throughout the school year.  Projects may either be individual or group.  Usually all members of a group will receive the same grade, so no slackers!!!  Projects are an excellent opportunity to bring up your grades !!!!!

32. Rules & Expectations CLASS BEHAVIOR  Misbehavior of any kind shall not be tolerated.  This will be considered a distraction from the class and will count against your participation grade.  If you are disruptive then you cannot be working and therefore will be graded accordingly.  Poor class participation grades due to misbehavior are the PRIMARY reason for low or failing grades.

33. Rules & Expectations CUTS  Students who cut shall receive a zero for the day for class participation and for assignments due.  No makeup work shall be given for a cut.  If a quiz or a test is given on a day when a student cuts then a zero will be given for that quiz or test.

34. Rules & Expectations LATES  Students should be seated at their desk at or before the late bell.  if you are late to class then you will not be given full credit for class participation  REMEMBER: Lateness & misbehavior in class can and will result in a low or failing grade for the marking period and the year.

35. Rules & Expectations You must come prepared to class each day.  You will be expected to have your own writing instrument, your notebook and any other required books and supplies every day. If you come to class unprepared you will lose credit!!!  On test days, you must bring a No. 2 pencil !!!!  The teacher may not have pens, pencils or notebooks available for your use should you forget to bring your own.

36. Rules & Expectations  Upon taking their seats, students will check the board and/or monitor for the day’s assignment, if any, and begin the assignment.  Before leaving class at the end of the period make sure your desk is in its proper place and that your area is clean.  If you are using a classroom book or other materials, make sure it is properly put away when you leave.

37. Rules & Expectations  Follow instructions the first time they are given.  No talking during class without permission.  Raise your hand for permission to speak.  Be respectful and pay attention to anyone who is speaking to the class – especially your fellow students

38. Rules & Expectations  No one is permitted out of their seat unless they have permission.  Students may not adjust the windows, blinds, air conditioner, or lights without permission.  You may not leave the classroom without a written pass.  At the end of class students should remain in their seats until they are dismissed by the teacher.

39. Rules & Expectations  Do not touch anyone else, or their belongings, with your hands, your feet, or any object.  No cursing, profanity or objectionable language.  No disruptive behavior, horseplay, running or throwing of any objects.  No eating or drinking in the classroom unless you have the teacher’s permission.

40. Rules & Expectations II t is school policy that there are no cell phones, radios, ipods, mp3 players or other electronic devices in use or in sight in the classroom. II f you have to make or receive an important call, ask permission first!!!!! AA t times you will be given permission to use electronic devises while you work. II f you have permission to use your electronic devise you must use headphones and keep the volume low.

41.  Students will treat each and every other student, and the teacher or substitute, with the same respect they wish to be treated with themselves.  I will treat each of you with the same respect I wish to be treated with myself – if I don’t you may call me on it!!!!!!

42. ADDITIONS & MODIFICATIONS This course syllabus, including grading, academic requirements, and classroom rules and procedures, will be posted on the school web site. It is subject to change at the discretion of the Teacher. Students will be notified of any changes.