1. Hard Money Lending If you have available capital in your Strategic Affluence 401k… or even if you choose to borrow capital… Hard Money Lending can be very lucrative for your Strategic Affluence 401k. This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at http://www.StrategicAffluence.com

2. Hard Money Lending Hard Money Lending is the practice of lending money at rather steep rates (“hard” terms) for very short periods of time (usually 6-12 months). This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at http://www.StrategicAffluence.com

3. Hard Money Lending It is very typical for Hard Money lenders to charge 10% on the low side up to 18% or more (as may be limited by applicable laws), along with 1-5 “points” (percent of the loan) on the front end. This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at http://www.StrategicAffluence.com

4. Example: Hard Money Lending An investor requests a $50,000 hard money loan from you You charge 3 points and 12 percent interest only for 6 months At full term you will have made $4,500 ($1,500 from points, and $3000 from interest)… An 18% annual return! This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at http://www.StrategicAffluence.com

5. Hard Money Lending And the best part is… you are not responsible for repairs, holding costs, tenants or any other normal “real estate” type of concern! This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at http://www.StrategicAffluence.com

6. Hard Money Lending And if you take the wise step of hiring a servicing company for your loan, you won’t even be responsible for collecting payments! This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at http://www.StrategicAffluence.com

7. Hard Money Lending Plus, since all hard money loans require securitization in the form of a mortgage against real estate with a very, very favorable loan-to-value ratio (usually 65% at the most), your money is also very secure! This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at http://www.StrategicAffluence.com

8. Hard Money Lending Hard Money Lending is a perfect fit for your Strategic Affluence 401k. Many people have built impressive fortunes by being hard money lenders. This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at http://www.StrategicAffluence.com

9. Hard Money Lending If you have available investment capital in your Strategic Affluence 401k, this is a topic well worth exploring. Some great resources on this topic can be found at: http://www.Strategic Affluence401kCo.com/hardmoneylending This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at http://www.StrategicAffluence.com