1. Student Finance Full time BSC Social Work programmes commencing 2016/17* *(figures based on 2015/16 and may change) Student Services

2. Student Finance Tuition Fees Tuition Fee Loans Loans for living costs Additional grants Social work bursary Repayment terms on loans Top tips

3. Tuition Fees The University will charge £9,000 for academic year 2015/16 in tuition fees for Bsc Social Work

4. Tuition Fee Loans You don’t have to pay for your course upfront Tuition Fee Loan available Apply through Student Finance England Must meet the residential & previous study requirements Interest rate 3% plus inflation Salary threshold £21,000 Written off after 30 years

5. Loans for living costs Loan for living costs available in addition to the Tuition Fee Loan Maximum amounts living in parental home - £6,904 living away from parental home - £8,200 65% is an automatic entitlement 35% is means tested on your household income

6. Examples Loan figures based on student living away from home Loan figures based on students living at home Household Income (£) Maintenance Loan (£) Household Income (£) Maintenance Loan (£) £25,0008,200£25,0006,904 £30,0007,612£30,0006,322 £35,0007,023£35,0005,740 £42,8756,095£42,8754,824 £50,0005,256£50,0003,994 £55,0004,667£55,0003,412 £62,180 or more3,821£58,201 or more3,039

7. Additional Grants Parents’ Learning Allowance Up to £1,573 per year Adult Dependants Grant Up to £2,757 per year Childcare Grant Up to 85% of the cost of registered childcare Maximum of £155.24 per week for one child or £266.15 for two or more children

8. Disabled Students Allowance Specialist equipment - up to £5,212 for the entire course Non-medical helper - up to £20,725 per year Other disability related - up to £1,741 per year

9. Social Work Bursary The NHS has indicated that at the moment they are unable to provide indicative figures for the Social Work Bursary for 2016/17 Bursary will be available in years 2 and 3

10. Repayment terms on loans Loans are repayable from the April after graduation and earnings are above £21,000. From the April after you leave university if you are earning below £21,000, interest will reduce to just the rate of inflation Graduates earning between £21,000 and £41,000 will be charged interest at the full rate of inflation plus interest of up to 3 per cent. Graduates earning above £41,000, will be charged interest at the full rate of inflation plus 3 per cent.

11. Repayment Examples Annual Earnings Annual Repayment Weekly Repayment Monthly Repayment £15,000Nothing £16,000Nothing £21,000Nothing £22,000£90£1.73£7.50 £30,000£810£15.58£67.50 £40,000£1,710£32.88£142.50 £50,000£2,610£50.19£217.50

12. Top tips Explore all funding you are eligible for Apply in plenty of time www.direct.gov.uk/studentfinance Think about part time work Prepare a budget plan http://www.bcu.ac.uk/studentcalculator

13. Telephone: 0121 331 5588 Email: student.services@bcu.ac.ukstudent.services@bcu.ac.uk Ask Us Service: www.bcu.ac.uk/askus Web: www.bcu.ac.uk/studentservices www.facebook.com/bcussv www.twitter.com/bcussv We have dedicated staff who can help you with: Budgeting Money Management Debt Counselling Alternative sources of funding Hardship Fund Trusts & Charities Student Services