1. Automated Fund Transfer System AUTOMATED FUND TRANSFER SYSTEM (AFTS) FOR PEMC PARTICIPANTS

2. Automated Fund Transfer System PEMC Receive Reports via WEB Bank 7 6 Debit Customer’s Accounts and Credit PEMC Account 1 Enroll in Auto Debit Facility Process Enrollment 2 8 View payments via Internet Banking How it Works Receive List of Enrollees 3 4 Generate Collection File Send Collection File to BDO (T-2) 5 PARTICIPANTS

3. Automated Fund Transfer System One time enrollment of accounts Straight Through Processing Electronic Transfer of Debit Instructions Online Debits/Credits to your Account Comprehensive Collection Information KEY FEATURES

4. Automated Fund Transfer System Enrollment Confirmation Posted Transactions Rejected Transactions Customizable Return Files for Automatic Recon COMPREHENSIVE REPORTS

5. Automated Fund Transfer System Efficient Collection Eliminate Past Due Accounts Eliminate Paper Based Instructions More Secure Handling of Collections Easier Reconciliation Hassle-Free Payments No more check issuance No more OTC transactions AFTS Auto Debit - KEY BENEFITS

6. Automated Fund Transfer System No transaction Fees Easy Enrollment Process Avoid Past Due Valuable Time Savings AFTS Auto Debit - KEY BENEFITS

7. Automated Fund Transfer System Account Opening Duly Signed ADA Form AFTS Auto Debit - Requirements