1. www.hhvendorfinance.co.uk iPhone and iPad Residual Value Leasing April 2016

2. www.hhvendorfinance.co.uk Offer Summary – Devices purchased from Zest4 iPad Pro 12 Months From £40.98 per month 24 Months From £24.22 per month 18 Months From £30.56 per month iPhone 6S 12 Months From £28.09 per month 18 Months From £21.81 per month 24 Months From £18.17 per month iPhone 6S Plus 12 Months From £32.18 per month 18 Months From £25.03 per month 24 Months From £20.85 per month iPad Mini 4 12 Months From £19.25 per month 18 Months From £14.85 per month 24 Months From £11.38 per month ALL PRICES EXCLUDE VAT

3. www.hhvendorfinance.co.uk Accessories Accessories can also be included in the lease. For Example: Screen Protectors Protective Cases Bluetooth Keyboards Apple Pencil Additional / Travel Chargers Protective Accessories Recommended We do see a significant reduction in the occurrence of damage charges where cases and screen protectors have been in use. As such, we would always recommend that a good quality case and screen protector is purchased with the device and steps are taken to ensure that they are used.

4. www.hhvendorfinance.co.uk What happens at the end of the lease? CUSTOMER OPTION 1CUSTOMER OPTION 2CUSTOMER OPTION 3 RETURN ALL DEVICES TO MACQUARIE PURCHASE ALL DEVICES @ FAIR MARKET VALUE RETURN ALL DEVICES TO HENRY HOWARD PROCESS STEPS REQUIRED Customer provides 30 Days Notice We provide return instructions to the customer Customer follows return instructions Customer provides 30 Days Notice We issue a quote to the customer Customer pays & title transfers No Action Required CONTINUE LEASING THE DEVICES

5. www.hhvendorfinance.co.uk Devices Returned Damaged All Devices Audited And Fully Tested No Damage Charge For Fully Functional Devices With Normal Wear & Tear Transparent Damage Charge Criteria & Charges Provided Up Front Device is still fully functional but may have one or more of the below; Significant Screen Scratching/Chipping Significant Scratching, Gritting or Chipping to back or sides, Dents Evidence of Liquid Ingress Cosmetic Damage Device is still fully functional but may have one or more of the below; Cracked screen casing Cracked outer casing Bent Missing Back Cover Or Battery Faulty Buttons Faulty Speaker / Microphone Faulty USB Port / Charge Port Not Working Major Cosmetic / Minor Fault Device is not fully functional, this may include one or more of the below faults; Touchscreen Fault Handset Does Not Power Up Device Locked With Security Application Device Barred By Police, Insurance Company Or Network Provider Missing Functional Parts

6. www.hhvendorfinance.co.uk Device pricing & charges Model RRP Monthly Rentals (By Lease Term In Months) 121824 iPhone 6S 16GB£449.17£28.09£21.81£18.17 iPhone 6S 64GB£515.83£33.45£25.75£21.34 iPhone 6S 128GB£582.50£38.81£29.70£24.51 iPhone 6S Plus 16GB£515.83£32.18£25.03£20.85 iPhone 6S Plus 64GB£582.50£37.54£28.97£24.02 iPhone 6S Plus 128GB£657.50£43.66£33.44£27.58 iPad Mini 4 16GB Wi-fi£265.83£19.25£14.36£11.38 iPad Mini 4 64GB Wi-fi£332.50£24.61£18.30£14.48 iPad Mini 4 128GB Wi-fi£399.17£30.18£22.38£17.69 iPad Mini 4 16GB 4G£349.17£26.67£19.49£15.28 iPad Mini 4 64GB 4G£415.83£32.10£23.43£18.35 iPad Mini 4 128GB 4G£482.50£37.63£27.43£21.47 iPad Pro 32GB Wi-fi£565.83£40.98£30.56£24.22 iPad Pro 128GB Wi-fi£665.83£50.34£37.34£29.51 iPad Pro 128GB 4G£749.17£58.43£42.59£33.34 Model Category Fully Functional / Fair Wear & Tear Cosmetic Damage Major Cosmetic / Minor Fault Not Working Lease Term (Months) 121824121824121824121824 iPhone 6S 16GB£0 £67£50£34£101£76£50£185£139£92 iPhone 6S 64GB£0 £71£52£34£107£79£50£196£144£92 iPhone 6S 128GB£0 £75£54£34£113£82£50£207£150£92 iPhone 6S Plus 16GB £0 £78£58£39£116£87£58£213£160£107 iPhone 6S Plus 64GB £0 £82£60£39£122£90£58£224£165£107 iPhone 6S Plus 128GB £0 £86£62£39£128£93£58£235£171£107 iPad Mini 4 16GB Wi-fi £0 £27£19£13£40£28£20£73£51£37 iPad Mini 4 64GB Wi-fi £0 £31£21£14£46£31£21£84£57£38 iPad Mini 4 128GB Wi-fi £0 £34£22£14£50£32£20£92£59£37 iPad Mini 4 16GB 4G £0 £28£20£14£42£29£21£77£54£38 iPad Mini 4 64GB 4G £0 £32£22£15£47£32£22£87£59£41 iPad Mini 4 128GB 4G £0 £35£23£15£52£35£23£96£64£42 iPad Pro 32GB Wi- fi £0 £57£40£28£85£59£42£156£109£78 iPad Pro 128GB Wi-fi £0 £56£36£23£84£54£34£154£99£62 iPad Pro 128GB 4G£0 £54£36£24£81£54£36£148£99£66 ALL PRICES EXCLUDE VAT

7. www.hhvendorfinance.co.uk Frequently Asked Questions What if a device is stolen during a lease?What if a device is lost during a lease?What does the customer need to return at the end of the lease? If you have insurance that covers loss then simply make a claim with your insurance provider and receive a replacement device. Don’t worry it is ok to return a device with a different serial number as long as it is the same specification as the leased device? Please note that our insurance does not cover for loss. If you don’t have insurance then you can replace the device or contact us to buyout the device at Fair Market Value. Simply make a claim with your insurance provider and receive a replacement device. Don’t worry it is ok to return a device with a different serial number as long as it is the same specification as the leased device? We only need the device back, complete with all parts, including any removable back covers. We don’t need chargers, USB cables or any separate accessories included in the lease.

8. www.hhvendorfinance.co.uk Contact Details Speak to your Zest4 Channel Business Manager to build your deal and access hardware. Speak to Gyles Thompson at Henry Howard to set up an account with them to access leasing for your customers. Gyles Thompson Sales Manager M: 07795 448 558 D: 01633 415 211 E: gthompson@hhf.uk.comgthompson@hhf.uk.com