1. Pre-deployment Training | 1 Planning for Family Separation for Army Soldiers and their Spouses/Family Members Pre-Deployment Training Revised 2008

2. Pre-deployment Training | 2 Objectives  To review the nature of military separation  To discuss planning and preparing personal documents  To provide information on completing Family financial arrangements  To review Family checklist

3. Pre-deployment Training | 3 Purpose of this Training  Combat Operational Stress Reaction (COSR)  Help you prepare for separation  Help you get organized  Identify resources you can use  Identify where you can go for help

4. Pre-deployment Training | 4 Types of Separation Types of separation experienced in the Army:  Deployment  Mobilization  Continuation or Annual Training  Field Training Exercises

5. Pre-deployment Training | 5 Key Factors  Personal affairs  Family affairs  Financial management  Coping with separation  Army and community resources

6. Pre-deployment Training | 6 Video “Practical Readiness—Smart Ways to Minimize Deployment Hassles”  What did you find to be most helpful?  What did you learn that was new?  Did you find yourself identifying with the actors?

7. Pre-deployment Training | 7 Wills Considerations for your Will:  Who will be the executor?  Guardians for minor children?  Legal Assistance Office will prepare your Will at no charge.  A Will is a lifelong requirement.

8. Pre-deployment Training | 8 Power of Attorney What is a Power of Attorney (POA)? Types of POAs:  General POA  Special POA Usually made for a specific time period (such as a deployment)

9. Pre-deployment Training | 9 Insurance What kinds of insurance do you have?  Life Insurance/SGLI?  Homeowner’s or Renter’s Insurance.  Who is beneficiary on the policies?  Car Insurance?  When is the premium due?  Is the coverage amount enough?

10. Pre-deployment Training | 10 ID Cards and TRICARE  ID card gives access to Army services  Enrollment in DEERS is key to medical services  TRICARE provides inpatient and outpatient care, prescriptions, medical equipment, and medical supplies  TRICARE also provides mental health care

11. Pre-deployment Training | 11 Servicemembers’ Civil Relief Act – 2003 (SCRA) Under the SCRA you may qualify for any or all of the following:  Reduced interest rate on mortgage payments, credit card debt and car payments  Protection from mortgage foreclosure, seizure of property secured by the mortgage  Protection from eviction if your rent is $2,400 or less  Delay of all civil court actions such as bankruptcy, foreclosure or divorce

12. Pre-deployment Training | 12 Family Finances  Allotments  Deployment expenses  Family income can increase or decrease during a deployment. Know what yours does.  Make a budget with the monthly financial worksheet

13. Pre-deployment Training | 13 Practical Concerns  Estimate expenses during deployment  Consider all changes in income  Budget realistically  Determine if allotments or an extra checking account are needed  Plan for added expenses of homecoming  Expect the unexpected  Develop a savings plan and “stick to it”

14. Pre-deployment Training | 14 Where Do I Go For Help?  Family Assistance Center  Family Readiness Group (FRG) & FRG Leader  Virtual FRG (vFRG)  Rear Detachment Commander (RDC)  Army Community Service (ACS)  American Red Cross (ARC)  Army Emergency Relief (AER)  Chaplin’s Office  Legal Office  Soldier and Family Assistance Center (SFAC)  Military OneSource.com

15. Pre-deployment Training | 15 Where Do I Go For Help? AIFSN  Family Assistance Center (FAC)  State Family Program Office Reserve  Army Reserve Family Programs Office  Army Reserve Warrior and Family Assistance Center (WFAC)

16. Pre-deployment Training | 16 Other Considerations  Soldier/Spouse Checklist  Family members deal with separation stress better in their own home.  The Family Care Plan

17. Pre-deployment Training | 17 Tips  Make sure your wills are up to date.  Have a power of attorney if you need it.  Get your finances in order.  Confirm that you have a current ID card and that you are enrolled in DEERS.  Be sure that you have adequate insurance: Car, personal property, life, etc.?  Know where to go for help.

18. Pre-deployment Training | 18 Questions?

19. Pre-deployment Training | 19 Closing Remarks