1. BUILD-UP SAVINGS ACCOUNT By Security Bank Real Needs. Real Answers. Real time.

2. Interest Rates as of April 2009: 10,000 – 4.9M = 2.0% p.a. 5M - 9.9M = 2.5% p.a. 10M – up = 3.0% p.a.

3. No need to pre-terminate account to make deposits or withdrawals. One (1) withdrawal transaction allowed per month or three (3) withdrawal transactions in a quarter.

4. Make as many deposits as you want, anywhere in the Philippines or anywhere in the world. The flexibility of a savings account with the interest rates of a time deposit.

5. Access your account 24 hrs a day on the internet by enrolling it to security digibanker*. Digibanker services are available at P300,000 account balance level. You can make balance inquiries to the account anywhere you are in the world. Other Security Bank and Bancnet cardholders can also make fund transfers to the Build-up Savings Account. You may accept remittances to your build-up savings account via two of the most reliable worldwide money transfer services: I-Remit and Coinstar. Internet banking gives 24 hours access to account If you have an ATM account with bancnet member banks, you can make fund transfers to the SBC Build up savings account. I-Remit has offices in the USA, Australia, Canada and the UK Coinstar has offices in other European countries like Greece (commonly Cyprus ), etc…

6. For Alumni Associations Build your own savings funds via monthly dues or donations to your SBC Build-up Savings Account to prepare for : Future batch projects. Future financial assistance to deceased batch members or those suffering from calamities Loans/ lending to batch members who need financing for business or income-generating projects. Yearly batch gatherings.

7. Plus Free Fund Management You can have a standing agreement with Security Bank to transfer amounts from your Build-up Savings Account to a Time Deposit Account or a Trust Account to maximize earnings on your funds. Periodically, we offer fund placements that earn as much as 8.0% per year, tax free.