2. Confidential. NSDL e-Gov Internal use only NSDL e-Governance Infrastructure Limited Withdrawal Process

3. Confidential. NSDL e-Gov Internal use only Exit Process A subscriber can exit from National Pension System (NPS) on following conditions  Upon attainment of the age of 60 years (Superannuation)  At any time before attaining the age of 60 years (Premature Exit)  Death of the subscriber

4. Confidential. NSDL e-Gov Internal use only Superannuation  Subscriber can withdraw a lump sum amount up to 60% of total corpus  If corpus is less than Rs. 2,00,000, the entire amount can be withdrawn  Remaining 40% needs to be used for buying an Annuity Scheme from Annuity Service Provider (ASP)  Subscriber can select any one of the available ASPs from whom he / she will get monthly pension

5. Confidential. NSDL e-Gov Internal use only  Subscriber should be in NPS for minimum 10 years  Subscriber can withdraw a lump sum amount maximum up to 20% of total corpus  Remaining 80% has to be used for buying an Annuity Scheme from Annuity Service Provider (ASP) Premature Exit

6. Confidential. NSDL e-Gov Internal use only  If corpus is less than Rs. 1,00,000, the entire amount can be withdrawn  Subscriber can select any one of the available ASPs from whom he / she will get monthly pension Premature Exit

7. Confidential. NSDL e-Gov Internal use only Annuity Service Providers Annuity Service Providers empanelled are

8. Confidential. NSDL e-Gov Internal use only Annuity Quotes To get the Annuity Quotes, click here

9. Confidential. NSDL e-Gov Internal use only

11. To view Annuity Quotes for various pension plans, “Click Here”

12. Confidential. NSDL e-Gov Internal use only Enter necessary details to get the corresponding pension amount

13. Confidential. NSDL e-Gov Internal use only This video demonstrates how Subscriber would process a withdrawal request in CRA System

14. Confidential. NSDL e-Gov Internal use only Prerequisite  In order to initiate withdrawal process, subscriber need to use his “Claim ID” In case of Superannuation, 6 months before subscriber’s attaining 60 years of age, CRA intimates “Claim ID” to the subscriber through SMS, email and letter In case of Premature Exit request, subscriber can generate Claim ID by visiting his POP

15. Confidential. NSDL e-Gov Internal use only To initiate withdrawal process, subscriber needs to go to https://cra-nsdl.com/CRA/

16. Confidential. NSDL e-Gov Internal use only Enter your 12 digit Permanent Retirement Account Number (PRAN) as user ID & IPIN as your password

17. Confidential. NSDL e-Gov Internal use only 110031211475 **********

18. Click on “Exit Withdrawal Request” Click “Initiate Withdrawal Request” to initiate your withdrawal request

19. Confidential. NSDL e-Gov Internal use only

20. Select withdrawal option “Superannuation” or “Premature Exit”

21. Confidential. NSDL e-Gov Internal use only Once you select withdrawal option, you need to select withdrawal type ‘Full Withdrawal’ or ‘Deferred Withdrawal’

22. Confidential. NSDL e-Gov Internal use only If User is selecting, deferred withdrawal, these three options are available

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27. Subscriber needs to enter withdrawal percentage If the total corpus amount is below 2 lakhs at the time of retirement, subscriber can opt for 100% withdrawal 100 60 40 0

28. Confidential. NSDL e-Gov Internal use only Verify the details entered by you and click “Proceed” to continue. In case you wish to edit any details, please click “Cancel” Contact your POP if you want to change your address

29. Confidential. NSDL e-Gov Internal use only You need to select transaction type “Electronic”

30. Confidential. NSDL e-Gov Internal use only Click “Edit” to change your bank details if required. Your withdrawal amount will be transferred to this bank account.

31. Confidential. NSDL e-Gov Internal use only Select transaction type “Electronic”

32. Confidential. NSDL e-Gov Internal use only 006101049320 ICICI000001 Please enter your bank details along with your email ID and mobile number ICICI BANK LTD BHUVANESHWAR OPP SRIYA TALKIES 751001 751229002 9922788506 sachina@gmail.com

33. Confidential. NSDL e-Gov Internal use only Click “Edit” button to enter/update your nomination details

34. Confidential. NSDL e-Gov Internal use only Enter your nomination details such as Name, Relationship with nominee, Major/Minor, % Share and in case of minor, Guardian Name. Fields marked by * are mandatory Click “Add” button if you want to add additional nominees. You can add upto 3 nominees.

35. Confidential. NSDL e-Gov Internal use only Click confirm button to submit your nomination details

36. Confidential. NSDL e-Gov Internal use only All non Government subscribers need to submit original PRAN Card, Cancelled Cheque, along with Identity and Address proof from the given list of documents

37. Confidential. NSDL e-Gov Internal use only After selecting Identity and Address proof, you can click on “submit” button to complete your withdrawal request

38. Confidential. NSDL e-Gov Internal use only You can verify all the submitted details and then click on “Confirm” button

39. Confidential. NSDL e-Gov Internal use only

40. Click on “Confirm” button

41. Confidential. NSDL e-Gov Internal use only Once the withdrawal request is captured successfully, an Acknowledgement Number will be generated. You can view and print your withdrawal form by clicking on the highlighted link.

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43. After successful Submission  Print the form, paste photograph & sign across photograph for self attestation and submit the Form to respective POP  Subscriber also needs to submit all KYC documents

44. Confidential. NSDL e-Gov Internal use only Subscriber needs to affix latest coloured photograph and sign across the photo for self attestation. Please ensure your signature matches with CRA records. 1 5 1 0 4 3 0 1 1 4 0 1

45. Confidential. NSDL e-Gov Internal use only 9 9 2 2 7 8 8 5 0 6 sachina@gmail.com

46. Confidential. NSDL e-Gov Internal use only Subscriber has to sign within the Box. Please ensure your signature matches with CRA records.

47. Confidential. NSDL e-Gov Internal use only POP/POP-SP has to authorize the form along with the submitted KYC documents

48. Confidential. NSDL e-Gov Internal use only

49. Submit the form to your POP and collect the Acknowledgement Please affix revenue stamp and sign across Dinesh Singh DalviAshwin Kumar Limaye Geeta Colony, Bhuvaneshwar Witness details are mandatory. Please fill Name, Address and Signature of 2 witnesses.

50. Confidential. NSDL e-Gov Internal use only 1 5 1 0 4 3 0 1 1 4 0 1

51. Confidential. NSDL e-Gov Internal use only Subscriber is required to submit physical withdrawal form along with required document to his/her POP for processing of your withdrawal request

52. Confidential. NSDL e-Gov Internal use only Thank you for viewing the demonstration. In case of any assistance, please contact your POP