2. What types of insurance can you think of?

3. All types Premium: This is the amount of money that one must pay annually for insurance. What happens to your premium as your coverage goes up? Deductible: This is the amount of money that you will need to pay in the event you need to file a claim. What do you think happens to your premium as your deductible increases? Co-Pay: With medical insurance, this is what you’re responsible for paying prior to being seen at the doctor.

5. Collision: Covers physical damage to the insured's automobile (other than that covered under comprehensive insurance) resulting from contact with another inanimate object. Comprehensive: Auto insurance coverage providing protection in the event of physical damage (other than collision) or theft of the insured car. ***Liability: Insurance that pays and renders service on behalf of an insured for loss arising out of his responsibility Liability bodily injury: This covers if someone is injured Uninsured motorist: Endorsement to a personal automobile policy that covers an insured collision with a driver who does not have liability insurance.

6. Your Policy Collision: $500 deductible Comprehensive: $1000 deductible Liability: Physical Damage: $15,000/$30,000 Liability: Bodily Injury: $25,000/$50,000 Uninsured Motorist BI $15,000/$30,000

7. About 12 minutes to complete the worksheet, you may work with the people near you… i.e. you cannot move your body/chair from where it is now. Just do the best you can

8. Doctor Pepper’s Insurance Company: ID number 987654321 Doctor copay/ Deductible: $40/$110 Urgent Care copay/ Deductible: $75/$225 Emergency Room copay/Deductible: $150/$1,000

9. Life Insurance: In the event you die, it would pay your family money Homeowners Insurance: Covers your home and the property within Renters Insurance: Covers your belongings inside a rented property