1. Insurance Shops Disability Income Insurance

2. Most People Insure Automobile $60K $60KHome $300K $300K

3. Most People Insure Boat$25K Life Insurance $500K

4. Most People DO NOT INSURE their Greatest Asset……. THEMSELVES And their ability to earn an income

5. Your Most Valuable Asset IS Your Ability to Earn an Income! Current Current Age Age Annual Annual Income Income Potential Potential Earnings Earnings to Age 65 to Age 65 35 35 $80,000 $80,000 $2,400,000 $2,400,000 45 45 $120,000 $120,000 $2,400,000 $2,400,000 55 55 $240,000 $240,000 $2,400,000 $2,400,000 *Does not include Salary Increases

6. Number of Monthly Paychecks Left Until Age 65 How Many Can You Do Without???

7. Other Sources of Income When You Become Disabled Savings Savings Social Security Social Security Self Investments Self Investments Loan Loan Family, Friends, Charity Family, Friends, Charity If you save 10% annually, 1 year of disability will wipe out 10 years of savings! On Average, 58% of all Disability Applications over the last 30 years has been rejected by the Social Security Administration. Will you get the True Value? Without an Income, Who will lend you money? Do you want to Depend on Them?

8. Most People Don’t Like to Think About Disability, but This is Why You Should! Over 13 Million People Were Disabled in Home and Public Accidents in 2008. Over 13 Million People Were Disabled in Home and Public Accidents in 2008. During the Course of Your Career, You are 3½ times more likely to be disabled and need disability coverage than you are to die and need life insurance. During the Course of Your Career, You are 3½ times more likely to be disabled and need disability coverage than you are to die and need life insurance.

9. Most People Don’t Like to Think About Disability, but This is Why You Should! One out of Every 8 Americans is likely to suffer a disability in any given year One out of Every 8 Americans is likely to suffer a disability in any given year One in 5 Americans have a Disability One in 5 Americans have a Disability Surprisingly, Disability is a bigger hardship because so few people plan for it. 3/4 of all US households owns a life insurance policy, but only 38% have Disability Coverage. Surprisingly, Disability is a bigger hardship because so few people plan for it. 3/4 of all US households owns a life insurance policy, but only 38% have Disability Coverage.

10. Most People Don’t Like to Think About Disability, but This is Why You Should! Half of all home foreclosures are a result of a disability, while only 3% of foreclosures are a result of a death. Half of all home foreclosures are a result of a disability, while only 3% of foreclosures are a result of a death. Nearly Half of the Americans that filed Bankruptcy Last Year did so while being sidelined by an unexpected illness or injury. The majority of those people had medical insurance. Nearly Half of the Americans that filed Bankruptcy Last Year did so while being sidelined by an unexpected illness or injury. The majority of those people had medical insurance.

11. Do You Only Have Half of a Health Insurance Plan? Health Insurance Helps Cover: Hospital Bills Hospital Bills Doctor Bills Doctor Bills Medications Medications Other Medical Treatments Other Medical Treatments An Unbalanced Health Insurance Plan!

12. Do You Only Have Half of a Health Insurance Plan? Health Insurance Helps Cover: Hospital Bills Hospital Bills Doctor Bills Doctor Bills Medications Medications Other Medical Treatments Other Medical Treatments Disability Insurance Helps Cover: Food Food Clothing Clothing Housing Housing Transportation Transportation Insurance Premiums Insurance Premiums Continued Retirement Continued Retirement College Tuition College Tuition A Balance Health Insurance Plan!

13. The True Cost of Waiting to Buy Individual Disability Insurance: Increase in age will result in increase in premium…..lock in your rates with the age you are today! Increase in age will result in increase in premium…..lock in your rates with the age you are today! Your health could change that will result in limits on the coverage available! Your health could change that will result in limits on the coverage available! You could become uninsurable and not qualify for disability insurance at all! You could become uninsurable and not qualify for disability insurance at all! Is It Really Wise To Wait??

14. Purchase an Individual Disability Insurance Policy Now When You Don’t Need It So You Will Have It When You Do !

15. Bottom Line Disability is Bad Enouth Disability is Bad Enouth Disability Without Income is Even Worse Disability Without Income is Even Worse Individual Disability Income Insurance is the Only Long-Term Solution to a Long-Term Disability Individual Disability Income Insurance is the Only Long-Term Solution to a Long-Term Disability

16. Insurance Shops Disability Income Insurance Call Today For A Free Quote 215-613-4999

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