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Published byPaul Potter Modified over 8 years ago
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Career Development 11 Module 3
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Establish a steady work record. Pay all bills promptly. Open a chequing account and don’t bounce cheques. Open a savings account and make regular monthly payments. Apply for a small loan using your savings account for collateral and then pay it back as agreed. Get a co-signer for a loan and pay back the loan as agreed.
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When a prospective creditor evaluates a credit application, they look for the three C’s. For each of the following statements, write the specific characteristic for the above C’s.
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1. Do you have a savings account? 2. Have you used credit before? 3. How long have you lived at your present address? 4. Do you have a steady job? 5. Do you pay your bills on time? 6. What are your current debts and your current living expenses?
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1. Do you have a savings account? b 2. Have you used credit before? a 3. How long have you lived at your present address? a 4. Do you have a steady job? c 5. Do you pay your bills on time? a 6. What are your current debts and your current living expenses? c
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