1. Open Enrollment Benefit Year: July 1, 2016 - June 30, 2017 Created by your Columbus State Community College Benefits Team

2. What is Open Enrollment?  Open Enrollment is Your Once a Year Opportunity:  To enroll for benefits  Make changes (add or remove a dependent, change plans)  Enroll in a new line of coverage All Changes Effective July 1, 2016

3. Other Than Open Enrollment - You may enroll for Benefits at any of the following times:  After completing initial eligibility period (new hires)  Within 30 days following a qualifying event:  Marriage/Divorce  Birth/Death or adoption  Receipt of a Qualified Medical Child Support Order (QMCSO)  Change in your dependent’s eligibility for benefits  Change in work status that impacts your benefits  Change in your partner’s work status that impacts benefits

4. What’s new?  Core/PPO Plan 5% premium increase  Virtual Visits  Rally Health Rewards/Platform Change (focus on well being) Water and Smiling examples  Tiered Plan  HDHP changes  Spousal Affidavit **REQUIRED ANNUALLY**  Real Appeal

5. PPO/CORE Premium Change MonthlyPer Pay Employee$119.10$59.55 Family$313.20$156.60

6. Dental and Vision  Delta Dental Network  $1500 plan max  VSP  Eye exam $10 copay

7. Virtual Visits are here Effective 7/1/16

8. Virtual Visit Features  A virtual visit lets you see and talk to a doctor from your mobile device or computer without an appointment. Most visits take about 10-15 minutes and doctors can write a prescription*, if needed, that you can pick up at your local pharmacy. And, it’s part of your health benefits!  Migraine/headaches  Pink eye  Rash  Sinus problems  Sore throat

9. Tiered PPO plan

10. Tiered PPO Premiums

11. HDHP/Contribution HDHPEE CostOffsetEE cost EE 500.06100.0241.66 58.36 EE + SP1,315.15263.0383.33179.70 EE + 1-2 CH1,315.15263.0383.33179.70 EE + Family1,315.15263.0383.33179.70 You have a choice: HSA Contribution 1000/2000 or split the contribution to offset your premium contribution. More take home pay.

12. Real Appeal

13.  Real Appeal helps people make small changes necessary for larger, long-term health results, based on weight-loss research studies commissioned by the National Institutes of Health. Real Appeal uses a highly interactive weekly internet show, videos and live online coaching to drive small behavior changes week by week over a full year.  Coaching  Personalized support  Engaging entertainment  Tools and tracking

14. FSA Types (as offered by your employer)  Healthcare FSA $2250 Max  Dependent Care FSA $5000 Max  Transportation Reimbursement Account $1560

15. FSA Forfeiture  FSA balances do NOT rollover at the end of the Plan Year!  You must spend all the money in your account by the end of the Plan Year, or your remaining balance will be forfeited. TIPS:  Be conservative. Set aside only dollars you will actually use.  Access your account to check balance frequently.  The CSCC plan includes a “60 run-out period”. The claim must incur during the FSA plan year of 7/1 – 6/30 and submitted by 8/30 to be eligible.

16. MetLife term-life and AD&D insurance  To make changes complete an enrollment/update form and submit documents before the May 31, 2016 deadline. Examples of changes:  Beneficiary update  Coverage amount (a health questionnaire is required to increase coverage amount)  Adding or removing coverage (a health questionnaire is required to add coverage)

17. Health Rewards Info  May 19 th 12:00 p.m. NH 214 Upcoming Rewards Forum

18. Additional Info  New Hire Meetings held twice monthly (usually the 1 st or the 15 th of the month or the following business day)  All benefit information is easily accessible at http://www.cscc.edu/about/human-resources/benefits http://www.cscc.edu/about/human-resources/benefits  If you are interested in attending a New Hire Meeting for detailed information regarding the benefit plans, contact Monessa Bradford ext. 2107

19. What do I need to do?  Determine which benefits you would like to be enrolled in for the new year  FSA requires an enrollment form annually  If you are not making any other changes, no forms are required.  If a spouse or partner is enrolled on the CSCC plan, you are required to submit a spousal/partner affidavit in order to avoid the Working Spouse Premium.

20. Questions and Contact Information Deborah Robinson Director, Compensation & Benefits (614) 287-2177 ext. 2177 drobins5@cscc.edu drobins5@cscc.edu Monessa Bradford Specialist, Benefits (614) 287-2107 ext. 2107 mbradfor@cscc.edu mbradfor@cscc.edu